Bank of Iwate Balance Sheet Health
Financial Health criteria checks 3/6
Bank of Iwate has total assets of ¥3,903.5B and total equity of ¥194.0B. Total deposits are ¥3,457.6B, and total loans are ¥2,158.2B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are ¥473.6B.
Key information
20.1x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥3.46t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥473.56b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8345's Assets to Equity ratio (20.1x) is very high.
Allowance for Bad Loans: 8345 has a low allowance for bad loans (29%).
Low Risk Liabilities: 93% of 8345's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8345 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 8345's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: 8345 has a high level of bad loans (2.4%).