First Bank Of Toyama Balance Sheet Health
Financial Health criteria checks 4/6
First Bank Of Toyama has total assets of ¥1,580.8B and total equity of ¥156.0B. Total deposits are ¥1,344.5B, and total loans are ¥980.5B earning a Net Interest Margin of 1.3%. It has insufficient allowance for bad loans, which are currently at 2.9% of total loans. Cash and short-term investments are ¥67.9B.
Key information
10.1x
Asset to equity ratio
1.3%
Net interest margin
Total deposits | JP¥1.34t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥67.93b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7184's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: 7184 has a low allowance for bad loans (38%).
Low Risk Liabilities: 94% of 7184's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7184 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 7184's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 7184 has a high level of bad loans (2.9%).