First Bank Of Toyama Balance Sheet Health
Financial Health criteria checks 4/6
First Bank Of Toyama has total assets of ¥1,592.5B and total equity of ¥150.9B. Total deposits are ¥1,392.3B, and total loans are ¥982.5B earning a Net Interest Margin of 1.4%. It has insufficient allowance for bad loans, which are currently at 2.7% of total loans. Cash and short-term investments are ¥62.9B.
Key information
10.6x
Asset to equity ratio
1.4%
Net interest margin
| Total deposits | JP¥1.39t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥62.86b |
Recent financial health updates
Recent updates
First Bank Of Toyama (TSE:7184) Will Pay A Dividend Of ¥15.00
Dec 20
First Bank Of Toyama's (TSE:7184) Dividend Will Be ¥15.00
Dec 06First Bank Of Toyama (TSE:7184) Is Increasing Its Dividend To ¥15.00
Sep 27First Bank Of Toyama (TSE:7184) Has Announced That It Will Be Increasing Its Dividend To ¥15.00
Jul 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7184's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: 7184 has a low allowance for bad loans (34%).
Low Risk Liabilities: 97% of 7184's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7184 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 7184's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: 7184 has a high level of bad loans (2.7%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 22:21 |
| End of Day Share Price | 2024/12/26 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
The First Bank Of Toyama, Ltd. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Masayoshi Yonezawa | Daiwa Securities Co. Ltd. |
| David Threadgold | Keefe, Bruyette & Woods Limited |