JAPAN POST BANK Co., Ltd. provides various banking products and services to retail and corporate clients in Japan and internationally. More Details
Adequate balance sheet with proven track record.
Share Price & News
How has JAPAN POST BANKLtd's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 7182 is not significantly more volatile than the rest of JP stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: 7182's weekly volatility (3%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: 7182 underperformed the JP Banks industry which returned 29.3% over the past year.
Return vs Market: 7182 underperformed the JP Market which returned 28.6% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is JAPAN POST BANKLtd's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is JAPAN POST BANKLtd undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 7182 (¥1045) is trading above our estimate of fair value (¥627.71)
Significantly Below Fair Value: 7182 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 7182 is poor value based on its PE Ratio (13.5x) compared to the JP Banks industry average (9.7x).
PE vs Market: 7182 is good value based on its PE Ratio (13.5x) compared to the JP market (16.2x).
Price to Earnings Growth Ratio
PEG Ratio: 7182's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: 7182 is overvalued based on its PB Ratio (0.3x) compared to the JP Banks industry average (0.2x).
How is JAPAN POST BANKLtd forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 7182's earnings are forecast to decline over the next 3 years (-2.1% per year).
Earnings vs Market: 7182's earnings are forecast to decline over the next 3 years (-2.1% per year).
High Growth Earnings: 7182's earnings are forecast to decline over the next 3 years.
Revenue vs Market: 7182's revenue is expected to decline over the next 3 years (-4.7% per year).
High Growth Revenue: 7182's revenue is forecast to decline over the next 3 years (-4.7% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 7182's Return on Equity is forecast to be low in 3 years time (2.6%).
How has JAPAN POST BANKLtd performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 7182 has high quality earnings.
Growing Profit Margin: 7182's current net profit margins (19.5%) are higher than last year (18.6%).
Past Earnings Growth Analysis
Earnings Trend: 7182's earnings have declined by 5.6% per year over the past 5 years.
Accelerating Growth: 7182's earnings growth over the past year (6.1%) exceeds its 5-year average (-5.6% per year).
Earnings vs Industry: 7182 earnings growth over the past year (6.1%) exceeded the Banks industry -12.8%.
Return on Equity
High ROE: 7182's Return on Equity (2.5%) is considered low.
How is JAPAN POST BANKLtd's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 7182's Assets to Equity ratio (19.4x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 7182 has a sufficient allowance for bad loans.
Low Risk Liabilities: 89% of 7182's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7182 has an appropriate level of Loans to Assets ratio (2%).
Low Risk Deposits: 7182's Loans to Deposits ratio (3%) is appropriate.
Level of Bad Loans: Insufficient data to determine if 7182 has an appropriate level of bad loans.
What is JAPAN POST BANKLtd current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 7182's dividend (4.78%) is higher than the bottom 25% of dividend payers in the JP market (1.29%).
High Dividend: 7182's dividend (4.78%) is in the top 25% of dividend payers in the JP market (2.94%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, 7182 has been paying a dividend for less than 10 years.
Growing Dividend: 7182's dividend payments have increased, but the company has only paid a dividend for 5 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (64.7%), 7182's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Norito Ikeda (73 yo)
Mr. Norito Ikeda has been President and Representative Executive Officer at Japan Post Bank Co., Ltd. since April 1, 2016 and serves its Chief Executive Officer. Mr. Ikeda was Special Advisor at A.T. Kearn...
Experienced Management: 7182's management team is seasoned and experienced (5.8 years average tenure).
Experienced Board: 7182's board of directors are not considered experienced ( 1.9 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
JAPAN POST BANK Co.,Ltd.'s company bio, employee growth, exchange listings and data sources
- Name: JAPAN POST BANK Co.,Ltd.
- Ticker: 7182
- Exchange: TSE
- Founded: 2006
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: JP¥3.917t
- Shares outstanding: 3.75b
- Website: https://www.jp-bank.japanpost.jp
Number of Employees
- JAPAN POST BANK Co.,Ltd.
- 2-3-1 Otemachi
JAPAN POST BANK Co., Ltd. provides various banking products and services to retail and corporate clients in Japan and internationally. The company offers liquid deposits, including transfer deposits, savin...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/16 08:58|
|End of Day Share Price||2021/05/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.