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Temenos AGBIT:1TEMN Stock Report

Market Cap €4.9b
Share Price
n/a
1Y3.4%
7D-4.8%
1D-3.9%
Portfolio Value
​
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Temenos AG

BIT:1TEMN Stock Report

Market Cap: €4.9b

Temenos (1TEMN) Stock Overview

Develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. More details

1TEMN fundamental analysis
Snowflake Score
Valuation4/6
Future Growth4/6
Past Performance2/6
Financial Health3/6
Dividends5/6

Rewards

Trading at 32.5% below our estimate of its fair value

Earnings are forecast to grow 12.06% per year

Pays a reliable dividend of 2.09%

Risk Analysis

Highly volatile share price over the past 3 months compared to the Italian market

Has a high level of debt

Profit margins (17.5%) are lower than last year (27.8%)


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Temenos AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Temenos
Historical stock prices
Current Share PriceCHF 70.85
52 Week HighCHF 89.65
52 Week LowCHF 66.50
Beta0.59
1 Month Change-20.35%
3 Month Change-0.071%
1 Year Change3.43%
3 Year Changen/a
5 Year Changen/a
Change since IPO12.46%

Recent News & Updates

Recent updates

Shareholder Returns

1TEMNIT SoftwareIT Market
7D-4.8%4.5%-0.9%
1Y3.4%33.4%17.5%

Return vs Industry: 1TEMN underperformed the Italian Software industry which returned 33.4% over the past year.

Return vs Market: 1TEMN underperformed the Italian Market which returned 17.5% over the past year.

Price Volatility

Is 1TEMN's price volatile compared to industry and market?
1TEMN volatility
1TEMN Average Weekly Movement22.9%
Software Industry Average Movement4.4%
Market Average Movement4.1%
10% most volatile stocks in IT Market7.3%
10% least volatile stocks in IT Market2.6%

Stable Share Price: 1TEMN's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: 1TEMN's weekly volatility has increased from 14% to 23% over the past year.

About the Company

FoundedEmployeesCEOWebsite
19935,057Takis Spiliopouloswww.temenos.com

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. It operates through two segments, The Product and Service. The Product segment is primarily engaged in marketing, licensing and maintaining the Group’s software solutions, including software development fees for requested functionality, as well as providing hosting and subscription arrangements.

Temenos AG Fundamentals Summary

How do Temenos's earnings and revenue compare to its market cap?
1TEMN fundamental statistics
Market cap€4.86b
Earnings (TTM)€168.96m
Revenue (TTM)€965.50m
28.7x
P/E Ratio
5.0x
P/S Ratio

Is 1TEMN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1TEMN income statement (TTM)
RevenueUS$1.11b
Cost of RevenueUS$284.53m
Gross ProfitUS$823.07m
Other ExpensesUS$629.25m
EarningsUS$193.83m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Oct 27, 2026

Earnings per share (EPS)2.83
Gross Margin74.31%
Net Profit Margin17.50%
Debt/Equity Ratio217.7%

How did 1TEMN perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
61%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/16 00:24
End of Day Share Price 2026/09/16 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Temenos AG is covered by 31 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Alexander ToutArete Research Services LLP
Knut WollerBaader Helvea Equity Research
Raimo LenschowBarclays