TXT e-solutions S.p.A., together with its subsidiaries, provides software solutions in Italy and internationally. More Details
Fair value with mediocre balance sheet.
Share Price & News
How has TXT e-solutions's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: TXT is less volatile than 75% of Italian stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: TXT's weekly volatility (3%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: TXT underperformed the Italian Software industry which returned 49.2% over the past year.
Return vs Market: TXT underperformed the Italian Market which returned 39.5% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is TXT e-solutions's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 days ago | Simply Wall StA Look At The Fair Value Of TXT e-solutions S.p.A. (BIT:TXT)
3 weeks ago | Simply Wall StTXT e-solutions (BIT:TXT) Could Easily Take On More Debt
1 month ago | Simply Wall StIs It Too Late To Consider Buying TXT e-solutions S.p.A. (BIT:TXT)?
Is TXT e-solutions undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: TXT (€7.37) is trading above our estimate of fair value (€7.02)
Significantly Below Fair Value: TXT is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: TXT is good value based on its PE Ratio (15.7x) compared to the Italian Software industry average (26.8x).
PE vs Market: TXT is good value based on its PE Ratio (15.7x) compared to the Italian market (21.7x).
Price to Earnings Growth Ratio
PEG Ratio: TXT is poor value based on its PEG Ratio (1.4x)
Price to Book Ratio
PB vs Industry: TXT is good value based on its PB Ratio (1x) compared to the IT Software industry average (3.5x).
How is TXT e-solutions forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: TXT's forecast earnings growth (11.5% per year) is above the savings rate (1.8%).
Earnings vs Market: TXT's earnings (11.5% per year) are forecast to grow slower than the Italian market (15.8% per year).
High Growth Earnings: TXT's earnings are forecast to grow, but not significantly.
Revenue vs Market: TXT's revenue (9.5% per year) is forecast to grow faster than the Italian market (1.6% per year).
High Growth Revenue: TXT's revenue (9.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: TXT's Return on Equity is forecast to be low in 3 years time (6.6%).
How has TXT e-solutions performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TXT has a high level of non-cash earnings.
Growing Profit Margin: TXT became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: TXT's earnings have declined by 9.6% per year over the past 5 years.
Accelerating Growth: TXT has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: TXT has become profitable in the last year, making it difficult to compare its past year earnings growth to the Software industry (40%).
Return on Equity
High ROE: TXT's Return on Equity (6.6%) is considered low.
How is TXT e-solutions's financial position?
Financial Position Analysis
Short Term Liabilities: TXT's short term assets (€113.5M) exceed its short term liabilities (€59.3M).
Long Term Liabilities: TXT's short term assets (€113.5M) exceed its long term liabilities (€29.3M).
Debt to Equity History and Analysis
Debt Level: TXT's debt to equity ratio (59.4%) is considered high.
Reducing Debt: TXT's debt to equity ratio has increased from 2.9% to 59.4% over the past 5 years.
Debt Coverage: TXT's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: TXT's interest payments on its debt are well covered by EBIT (26.5x coverage).
What is TXT e-solutions's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: TXT's dividend (0.54%) isn’t notable compared to the bottom 25% of dividend payers in the Italian market (1.28%).
High Dividend: TXT's dividend (0.54%) is low compared to the top 25% of dividend payers in the Italian market (3.77%).
Stability and Growth of Payments
Stable Dividend: TXT is not paying a notable dividend for the Italian market, therefore no need to check if payments are stable.
Growing Dividend: TXT is not paying a notable dividend for the Italian market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: TXT is not paying a notable dividend for the Italian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of TXT's dividend in 3 years as they are not forecast to pay a notable one for the Italian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Daniele Misani (43 yo)
Mr. Daniele Stefano Misani serves as Director at TXT e-solutions S.p.A. since July 15, 2019 and also serves as Group Chief Executive Officer since 2020. He served as Managing Director at TXT e-solutions S....
CEO Compensation Analysis
Compensation vs Market: Daniele's total compensation ($USD379.99K) is about average for companies of similar size in the Italian market ($USD379.99K).
Compensation vs Earnings: Insufficient data to compare Daniele's compensation with company performance.
Experienced Management: TXT's management team is seasoned and experienced (6.3 years average tenure).
Experienced Board: TXT's board of directors are considered experienced (3.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
TXT e-solutions S.p.A.'s company bio, employee growth, exchange listings and data sources
- Name: TXT e-solutions S.p.A.
- Ticker: TXT
- Exchange: BIT
- Founded: 1989
- Industry: Application Software
- Sector: Software
- Market Cap: €86.343m
- Shares outstanding: 11.72m
- Website: https://www.txtgroup.com
Number of Employees
- TXT e-solutions S.p.A.
- Via Frigia, 27
TXT e-solutions S.p.A., together with its subsidiaries, provides software solutions in Italy and internationally. The company operates through two divisions, Aerospace, Aviation & Automotive, and Fintech. ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/15 17:59|
|End of Day Share Price||2021/05/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.