TXT e-solutions S.p.A., together with its subsidiaries, provides software solutions in Italy and internationally. More Details
Reasonable growth potential with mediocre balance sheet.
Share Price & News
How has TXT e-solutions's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: TXT has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: TXT underperformed the Italian Software industry which returned 7.6% over the past year.
Return vs Market: TXT exceeded the Italian Market which returned -15.1% over the past year.
Price Volatility Vs. Market
How volatile is TXT e-solutions's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StTXT e-solutions' (BIT:TXT) Stock Price Has Reduced 31% In The Past Three Years
1 month ago | Simply Wall StTXT e-solutions (BIT:TXT) Has A Pretty Healthy Balance Sheet
3 months ago | Simply Wall StAre Insiders Selling TXT e-solutions S.p.A. (BIT:TXT) Stock?
Is TXT e-solutions undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: TXT (€7.4) is trading above our estimate of fair value (€2.56)
Significantly Below Fair Value: TXT is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: TXT is poor value based on its PE Ratio (98.3x) compared to the IT Software industry average (19.4x).
PE vs Market: TXT is poor value based on its PE Ratio (98.3x) compared to the Italian market (16.3x).
Price to Earnings Growth Ratio
PEG Ratio: TXT is poor value based on its PEG Ratio (2.4x)
Price to Book Ratio
PB vs Industry: TXT is good value based on its PB Ratio (1x) compared to the IT Software industry average (3.9x).
How is TXT e-solutions forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: TXT's forecast earnings growth (41.8% per year) is above the savings rate (2%).
Earnings vs Market: TXT's earnings (41.8% per year) are forecast to grow faster than the Italian market (23.8% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: TXT's revenue (8.6% per year) is forecast to grow faster than the Italian market (3.5% per year).
High Growth Revenue: TXT's revenue (8.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: TXT's Return on Equity is forecast to be low in 3 years time (5.5%).
How has TXT e-solutions performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TXT has a large one-off loss of €1.4M impacting its June 30 2020 financial results.
Growing Profit Margin: TXT's current net profit margins (1.4%) are lower than last year (3.7%).
Past Earnings Growth Analysis
Earnings Trend: TXT's earnings have declined by 33.2% per year over the past 5 years.
Accelerating Growth: TXT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: TXT had negative earnings growth (-50.6%) over the past year, making it difficult to compare to the Software industry average (27.4%).
Return on Equity
High ROE: TXT's Return on Equity (1.2%) is considered low.
How is TXT e-solutions's financial position?
Financial Position Analysis
Short Term Liabilities: TXT's short term assets (€127.7M) exceed its short term liabilities (€45.5M).
Long Term Liabilities: TXT's short term assets (€127.7M) exceed its long term liabilities (€35.8M).
Debt to Equity History and Analysis
Debt Level: TXT's debt to equity ratio (61.4%) is considered high.
Reducing Debt: TXT's debt to equity ratio has increased from 3.1% to 61.4% over the past 5 years.
Debt Coverage: TXT's debt is not well covered by operating cash flow (3.7%).
Interest Coverage: TXT's interest payments on its debt are well covered by EBIT (4.9x coverage).
What is TXT e-solutions's current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate TXT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate TXT's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if TXT's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if TXT's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: TXT is not paying a notable dividend for the Italian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of TXT's dividend in 3 years as they are not forecast to pay a notable one for the Italian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Daniele Misani (43 yo)
Mr. Daniele Stefano Misani serves as Director at TXT e-solutions S.p.A. since July 15, 2019 and also serves as Group Chief Executive Officer since 2020. He served as Managing Director at TXT e-solutions S. ...
CEO Compensation Analysis
Compensation vs Market: Daniele's total compensation ($USD363.75K) is about average for companies of similar size in the Italian market ($USD419.91K).
Compensation vs Earnings: Insufficient data to compare Daniele's compensation with company performance.
|Group CEO & Director||0.67yr||€313.08k||0.0085% |
|Chief Compliance Officer & Investor Relations Manager||no data||€240.74k||no data|
|Group Chief Financial Officer||1.67yrs||no data||no data|
|Senior Vice President of Business Development||no data||no data||no data|
|Group Director of Human Resources||9.33yrs||no data||no data|
|Executive Vice President||no data||€207.47k||no data|
|COO of Continental Europe & Senior VP||5.67yrs||no data||no data|
|Senior Vice President of Product & Operations - Germany||no data||no data||no data|
|Senior Vice President of Solution Center & Product||5.67yrs||no data||no data|
Experienced Management: TXT's management team is seasoned and experienced (5.7 years average tenure).
|Group CEO & Director||0.67yr||€313.08k||0.0085% |
|Lead Independent Director||2.42yrs||€30.00k||0.0070% |
|Standing Auditor||3.42yrs||€21.00k||no data|
|Independent Director||5.33yrs||€30.00k||no data|
|Chairman of Board of Statutory Auditors||3.42yrs||no data||no data|
|Standing Auditor||3.42yrs||no data||no data|
|Independent Director||2.42yrs||€25.00k||no data|
|Independent Director||1.17yrs||€10.00k||no data|
Experienced Board: TXT's board of directors are not considered experienced ( 2.4 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
TXT e-solutions S.p.A.'s company bio, employee growth, exchange listings and data sources
- Name: TXT e-solutions S.p.A.
- Ticker: TXT
- Exchange: BIT
- Founded: 1989
- Industry: Application Software
- Sector: Software
- Market Cap: €86.626m
- Shares outstanding: 11.71m
- Website: https://www.txtgroup.com
Number of Employees
- TXT e-solutions S.p.A.
- Via Frigia, 27
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|TXT||BIT (Borsa Italiana)||Yes||Ordinary Shares||IT||EUR||Jul 2000|
|0NLD||LSE (London Stock Exchange)||Yes||Ordinary Shares||GB||EUR||Jul 2000|
|TXE||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||Jul 2000|
|TXTM||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Ordinary Shares||GB||EUR||Jul 2000|
TXT e-solutions S.p.A., together with its subsidiaries, provides software solutions in Italy and internationally. The company operates through two divisions, Aerospace, Aviation & Automotive, and Fintech. ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/09/27 03:07|
|End of Day Share Price||2020/09/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.