1FICO Stock Overview

Develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. More details

1FICO fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	4/6
Past Performance	5/6
Financial Health	2/6
Dividends	0/6

Rewards

Earnings are forecast to grow 18.31% per year

Earnings grew by 20.2% over the past year

Risk Analysis

Shares are highly illiquid

Has a high level of debt

Community vs My Fair Value

Create Narrative

Select a narrative for quick price alerts from the community, or create your own.

Fair Isaac Corporation Competitors

TXT e-solutions

BIT:TXT

€404.2m

SYS-DAT

BIT:SYS

€215.9m

Dassault Systèmes

ENXTPA:DSY

€42.6b

Almawave

BIT:AIW

€86.5m

Price History & Performance

Summary of share price highs, lows and changes for Fair Isaac
Historical stock prices
Current Share Price	US$1,715.50
52 Week High	US$0
52 Week Low	US$0
Beta	1.37
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0.59%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	1FICO	IT Software	IT Market
7D	n/a	0.9%	4.9%
1Y	n/a	-10.9%	11.4%

Return vs Industry: Insufficient data to determine how 1FICO performed against the Italian Software industry.

Return vs Market: Insufficient data to determine how 1FICO performed against the Italian Market.

Price Volatility

Is 1FICO's price volatile compared to industry and market?
1FICO volatility
1FICO Average Weekly Movement	n/a
Software Industry Average Movement	6.7%
Market Average Movement	5.3%
10% most volatile stocks in IT Market	8.6%
10% least volatile stocks in IT Market	3.3%

Stable Share Price: 1FICO's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1FICO's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1956	3,604	Will Lansing	www.fico.com

Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings.

Fair Isaac Corporation Fundamentals Summary

How do Fair Isaac's earnings and revenue compare to its market cap?
1FICO fundamental statistics
Market cap	€41.70b
Earnings (TTM)	€478.31m
Revenue (TTM)	€1.56b

88.0x

P/E Ratio

27.0x

P/S Ratio

Is 1FICO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1FICO income statement (TTM)
Revenue	US$1.78b
Cost of Revenue	US$352.09m
Gross Profit	US$1.42b
Other Expenses	US$879.07m
Earnings	US$544.27m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	22.29
Gross Margin	80.17%
Net Profit Margin	30.66%
Debt/Equity Ratio	-212.7%

How did 1FICO perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/04/29 11:40
End of Day Share Price	2025/04/29 00:00
Earnings	2024/12/31
Annual Earnings	2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fair Isaac Corporation is covered by 29 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jeffrey Meuler	Baird
Manav Patnaik	Barclays
Joshua Dennerlein	BofA Global Research