BILL Holdings (1BILL) Stock Overview

Provides financial operations platform for small and midsize businesses worldwide. More details

1BILL fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	4/6
Past Performance	4/6
Financial Health	3/6
Dividends	0/6

Rewards

Trading at 46.3% below our estimate of its fair value

Earnings are forecast to grow 55.03% per year

Earnings grew by 51% over the past year

Risk Analysis

Shares are highly illiquid

Large one-off items impacting financial results

1BILL Community Fair Values

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BILL Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for BILL Holdings
Historical stock prices
Current Share Price	US$41.46
52 Week High	US$0
52 Week Low	US$0
Beta	1.36
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-1.94%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	1BILL	IT Software	IT Market
7D	n/a	0.9%	1.1%
1Y	n/a	7.4%	28.4%

Return vs Industry: Insufficient data to determine how 1BILL performed against the Italian Software industry.

Return vs Market: Insufficient data to determine how 1BILL performed against the Italian Market.

Price Volatility

Is 1BILL's price volatile compared to industry and market?
1BILL volatility
1BILL Average Weekly Movement	n/a
Software Industry Average Movement	5.5%
Market Average Movement	4.3%
10% most volatile stocks in IT Market	7.4%
10% least volatile stocks in IT Market	2.5%

Stable Share Price: 1BILL's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1BILL's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2006	2,364	Rene Lacerte	www.bill.com

BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. It provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable businesses to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. The company also offers onboarding implementation support, and ongoing support and training services.

BILL Holdings, Inc. Fundamentals Summary

How do BILL Holdings's earnings and revenue compare to its market cap?
1BILL fundamental statistics
Market cap	€4.28b
Earnings (TTM)	€10.29m
Revenue (TTM)	€1.29b

415.7x

P/E Ratio

3.3x

P/S Ratio

Is 1BILL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1BILL income statement (TTM)
Revenue	US$1.50b
Cost of Revenue	US$242.25m
Gross Profit	US$1.26b
Other Expenses	US$1.25b
Earnings	US$11.93m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	0.12
Gross Margin	83.85%
Net Profit Margin	0.80%
Debt/Equity Ratio	48.1%

How did 1BILL perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/26 15:03
End of Day Share Price	2025/11/26 00:00
Earnings	2025/09/30
Annual Earnings	2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BILL Holdings, Inc. is covered by 32 analysts. 24 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David Koning	Baird
Gary Prestopino	Barrington Research Associates, Inc.
null null	BMO Capital Markets Equity Research