1PFG Stock Overview

Provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. More details

1PFG fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	2/6
Past Performance	1/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 60.4% below our estimate of its fair value

Earnings are forecast to grow 18.74% per year

Pays a reliable dividend of 3.9%

Risk Analysis

Shares are highly illiquid

Community vs My Fair Value

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Principal Financial Group, Inc. Competitors

Poste Italiane

BIT:PST

€23.4b

Unipol Assicurazioni

BIT:UNI

€11.5b

Assicurazioni Generali

BIT:G

€49.6b

Legal & General Group

LSE:LGEN

UK£13.8b

Price History & Performance

Summary of share price highs, lows and changes for Principal Financial Group
Historical stock prices
Current Share Price	US$66.50
52 Week High	US$0
52 Week Low	US$0
Beta	1.01
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	1.53%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	1PFG	IT Insurance	IT Market
7D	n/a	2.7%	2.8%
1Y	n/a	49.7%	13.0%

Return vs Industry: Insufficient data to determine how 1PFG performed against the Italian Insurance industry.

Return vs Market: Insufficient data to determine how 1PFG performed against the Italian Market.

Price Volatility

Is 1PFG's price volatile compared to industry and market?
1PFG volatility
1PFG Average Weekly Movement	n/a
Insurance Industry Average Movement	3.7%
Market Average Movement	5.3%
10% most volatile stocks in IT Market	8.6%
10% least volatile stocks in IT Market	3.3%

Stable Share Price: 1PFG's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1PFG's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1879	19,700	Strable Strable-Soethout	www.principal.com

Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments. The Retirement and Income Solutions segment provides retirement, and related financial products and services.

Principal Financial Group, Inc. Fundamentals Summary

How do Principal Financial Group's earnings and revenue compare to its market cap?
1PFG fundamental statistics
Market cap	€14.69b
Earnings (TTM)	€961.10m
Revenue (TTM)	€13.95b

15.9x

P/E Ratio

1.1x

P/S Ratio

Is 1PFG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1PFG income statement (TTM)
Revenue	US$15.77b
Cost of Revenue	US$8.99b
Gross Profit	US$6.78b
Other Expenses	US$5.70b
Earnings	US$1.09b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	4.85
Gross Margin	43.01%
Net Profit Margin	6.89%
Debt/Equity Ratio	38.2%

How did 1PFG perform over the long term?

See historical performance and comparison

Dividends

3.9%

Current Dividend Yield

61%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/02 12:37
End of Day Share Price	2025/05/02 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Principal Financial Group, Inc. is covered by 28 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	Argus Research Company
John Heagerty	Atlantic Equities LLP
Jay Gelb	Barclays