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SoFi Technologies, Inc.BIT:1SOFI Stock Report

Market Cap €17.8b
Share Price
€13.87
€18.42
24.7% undervalued intrinsic discount
1Y17.0%
7D0.1%
Portfolio Value
View

SoFi Technologies, Inc.

BIT:1SOFI Stock Report

Market Cap: €17.8b

SoFi Technologies (1SOFI) Stock Overview

Provides various financial services in the United States, Latin America, Canada, and Hong Kong. More details

1SOFI fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance2/6
Financial Health4/6
Dividends0/6

1SOFI Community Fair Values

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SoFi Technologies, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for SoFi Technologies
Historical stock prices
Current Share PriceUS$13.87
52 Week HighUS$28.11
52 Week LowUS$11.08
Beta2.13
1 Month Change-0.42%
3 Month Change-21.87%
1 Year Change17.01%
3 Year Changen/a
5 Year Changen/a
Change since IPO30.00%

Recent News & Updates

Recent updates

Shareholder Returns

1SOFIIT Consumer FinanceIT Market
7D0.1%0.4%3.2%
1Y17.0%12.8%23.9%

Return vs Industry: 1SOFI exceeded the Italian Consumer Finance industry which returned 12.8% over the past year.

Return vs Market: 1SOFI underperformed the Italian Market which returned 23.9% over the past year.

Price Volatility

Is 1SOFI's price volatile compared to industry and market?
1SOFI volatility
1SOFI Average Weekly Movement7.2%
Consumer Finance Industry Average Movement6.1%
Market Average Movement5.2%
10% most volatile stocks in IT Market8.2%
10% least volatile stocks in IT Market3.1%

Stable Share Price: 1SOFI's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: 1SOFI's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of Italian stocks.

About the Company

FoundedEmployeesCEOWebsite
20116,100Anthony Notowww.sofi.com

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services.

SoFi Technologies, Inc. Fundamentals Summary

How do SoFi Technologies's earnings and revenue compare to its market cap?
1SOFI fundamental statistics
Market cap€17.79b
Earnings (TTM)€491.43m
Revenue (TTM)€3.33b
35.5x
P/E Ratio
5.2x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1SOFI income statement (TTM)
RevenueUS$3.91b
Cost of RevenueUS$644.60m
Gross ProfitUS$3.26b
Other ExpensesUS$2.69b
EarningsUS$576.94m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)0.45
Gross Margin83.51%
Net Profit Margin14.76%
Debt/Equity Ratio16.8%

How did 1SOFI perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/07 05:55
End of Day Share Price 2026/05/07 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SoFi Technologies, Inc. is covered by 31 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Terry MaBarclays
James FotheringhamBMO Capital Markets Equity Research
Mihir BhatiaBofA Global Research