1SOFI Stock Overview

Provides various financial services in the United States, Latin America, Canada, and Hong Kong. More details

1SOFI fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	4/6
Past Performance	3/6
Financial Health	4/6
Dividends	0/6

Rewards

Earnings are forecast to grow 22.28% per year

Became profitable this year

Risk Analysis

Shares are highly illiquid

Community vs My Fair Value

Create Narrative

Select a narrative for quick price alerts from the community, or create your own.

SoFi Technologies, Inc. Competitors

Moltiply Group

BIT:MOL

€1.6b

Banca Mediolanum

BIT:BMED

€9.9b

Nexi

BIT:NEXI

€6.6b

Banca Generali

BIT:BGN

€6.1b

Price History & Performance

Summary of share price highs, lows and changes for SoFi Technologies
Historical stock prices
Current Share Price	US$11.14
52 Week High	US$11.27
52 Week Low	US$11.27
Beta	1.87
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	4.39%

Recent updates

Shareholder Returns

	1SOFI	IT Consumer Finance	IT Market
7D	n/a	2.3%	2.8%
1Y	n/a	20.7%	13.0%

Return vs Industry: Insufficient data to determine how 1SOFI performed against the Italian Consumer Finance industry.

Return vs Market: Insufficient data to determine how 1SOFI performed against the Italian Market.

Price Volatility

Is 1SOFI's price volatile compared to industry and market?
1SOFI volatility
1SOFI Average Weekly Movement	n/a
Consumer Finance Industry Average Movement	5.8%
Market Average Movement	5.3%
10% most volatile stocks in IT Market	8.6%
10% least volatile stocks in IT Market	3.3%

Stable Share Price: 1SOFI's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1SOFI's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2011	5,000	Anthony Noto	www.sofi.com

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services.

SoFi Technologies, Inc. Fundamentals Summary

How do SoFi Technologies's earnings and revenue compare to its market cap?
1SOFI fundamental statistics
Market cap	€12.22b
Earnings (TTM)	€408.82m
Revenue (TTM)	€2.45b

30.3x

P/E Ratio

5.1x

P/S Ratio

Is 1SOFI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1SOFI income statement (TTM)
Revenue	US$2.77b
Cost of Revenue	US$497.09m
Gross Profit	US$2.27b
Other Expenses	US$1.81b
Earnings	US$462.21m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	0.42
Gross Margin	82.06%
Net Profit Margin	16.68%
Debt/Equity Ratio	45.6%

How did 1SOFI perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/02 12:22
End of Day Share Price	2025/05/02 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SoFi Technologies, Inc. is covered by 28 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Terry Ma	Barclays
James Fotheringham	BMO Capital Markets Equity Research
Mihir Bhatia	BofA Global Research

SoFi Technologies BIT:1SOFI Stock Report