Banca Generali (BGN) Stock Overview
Distributes financial products and services for high net worth, affluent and private customers through financial advisors in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
BGN Community Fair Values
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Analyst Price Targets
Banca Generali S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €55.65 |
| 52 Week High | €59.45 |
| 52 Week Low | €45.48 |
| Beta | 0.71 |
| 1 Month Change | -4.05% |
| 3 Month Change | 8.59% |
| 1 Year Change | 6.00% |
| 3 Year Change | 82.10% |
| 5 Year Change | 62.06% |
| Change since IPO | 517.65% |
Recent News & Updates
Recent updates
BGN: NII Guidance And Margin Assumptions Will Support 2026 Undervaluation View
Analysts have raised their price target on Banca Generali to €61.81 from €61.45, reflecting updated assumptions around revenue growth, profit margins and future P/E expectations following recent research updates from the Street. Analyst Commentary Bullish Takeaways Bullish analysts interpret the higher price target as support for Banca Generali's current P/E assumptions, suggesting the stock still aligns with their earnings outlook after recent research updates.BGN: NII Guidance And 2026 Earnings Framework Will Support Undervaluation View
Analysts have trimmed their fair value estimate for Banca Generali from €62.08 to €61.45. This reflects updated views on discount rate assumptions and future P/E levels after recent mixed rating and price target changes from the Street.BGN: 2026 Results And NII Guidance Will Underpin Upgraded Undervaluation View
Analysts have lifted their price target on Banca Generali by €5.20, citing updated assumptions on discount rate, revenue growth, profit margins and future P/E. These changes support a slightly more constructive view on the shares.BGN: Upcoming 2026 Results Will Clarify Upgraded Guidance And Undervaluation
Analysts have raised their price target on Banca Generali by €5.20, citing a refreshed view on valuation assumptions and recent research updates that balance earlier caution with a more constructive stance. Analyst Commentary Recent research on Banca Generali reflects a mix of optimism and caution, with upgrades and price target revisions arriving in quick succession alongside a downgrade.BGN: Future Board Decisions Will Test Upgraded Earnings Guidance And Perceived Undervaluation
Narrative Update Analysts now see fair value for Banca Generali edging up from about €61.23 to roughly €62.08. They cite updated assumptions on revenue growth, profit margins, discount rate and future P/E as they refresh their price targets following recent rating and target changes.BGN: Future Board Decisions And Execution Risks Will Shape Fairly Balanced Upside
Analysts have lifted their fair value estimate for Banca Generali from €59.69 to €61.23, citing updated assumptions for discount rates, long term revenue growth, profit margins and future P/E multiples reflected in recent Street research. Analyst Commentary Recent Street research on Banca Generali presents a mix of optimism on valuation support and caution around execution risks, which helps explain the revised fair value estimate.BGN: Partnership Revenues And Execution Risks Will Shape Future Upside Balance
Analysts have nudged their fair value estimate for Banca Generali from about €57.31 to roughly €59.69 per share. This reflects updated assumptions on discount rates, revenue growth, margins and future P/E following recent rating changes and expectations for additional revenues from the Alleanza partnership.BGN: Partnership Revenues And Stable Income Will Shape Measured Upside Case
Analysts have nudged their price target for Banca Generali higher to around €56.90, citing the potential for over 10% valuation upside from additional revenues linked to the Alleanza partnership and modest tweaks to the discount rate and forward P/E assumptions. Analyst Commentary Recent Street research has focused on how the updated price target of €56.90 reflects both the expected contribution from the Alleanza partnership and some fine tuning of valuation inputs, such as the discount rate and forward P/E assumptions.BGN: Alleanza Partnership And Stable Income Will Support Measured Upside Outlook
Analysts have raised their price target on Banca Generali to EUR 56.90 from EUR 51.40, citing expectations that additional revenues from the Alleanza partnership could unlock over 10% valuation upside. Analyst Commentary Analysts largely view the upgrade and higher price target as a positive reflection of Banca Generali's earnings momentum and improved growth visibility stemming from the Alleanza partnership.BGN: Alleanza Partnership And Stable Income Will Shape Balanced Future Outlook
Analysts have modestly raised their price target for Banca Generali to approximately EUR 57.30 from EUR 56.60, citing anticipated revenue uplift from the Alleanza partnership, which they say could unlock more than 10 percent valuation upside. Analyst Commentary Recent research updates highlight a more constructive stance on Banca Generali, with bullish analysts pointing to the Alleanza partnership as a key catalyst for revenue and earnings growth that is not yet fully reflected in the share price.BGN: Alleanza Partnership Integration Will Influence Outlook Amid Measured Market Risks
Analysts have raised their price target for Banca Generali from €56.10 to €56.60, citing improved revenue outlook and enhanced valuation expectations following recent strategic developments. Analyst Commentary Recent analyst updates on Banca Generali reflect heightened optimism regarding the company’s strategic execution and growth prospects.BGN: Partnership Integration And Revenue Outlook Will Shape Next Phase
Analysts have raised their price target for Banca Generali from €53.51 to €56.10. They cite increased revenue projections and a stronger profit margin outlook as drivers behind their more optimistic valuation.Generali And Alleanza Partnership Will Reinvent Wealth Management Landscape
As there were no notable changes in Banca Generali’s key valuation metrics, with the discount rate and future P/E both remaining effectively unchanged, the consensus analyst price target was maintained at €53.51. What's in the News Banca Generali commenced a share buyback program, authorized to repurchase up to 390,780 shares (0.35% of issued capital) for €56.2 million, to support a long-term incentive plan and remuneration policies, with validity of 18 months.
Acquisition Of Intermonte Will Broaden Service Offerings And Strengthen Competitive Position
Strategic acquisition of Intermonte drives revenue growth by expanding services and capturing more value chain.Shareholder Returns
| BGN | IT Capital Markets | IT Market | |
|---|---|---|---|
| 7D | 1.7% | 1.0% | -0.002% |
| 1Y | 6.0% | 15.8% | 18.6% |
Return vs Industry: BGN underperformed the Italian Capital Markets industry which returned 15.8% over the past year.
Return vs Market: BGN underperformed the Italian Market which returned 18.6% over the past year.
Price Volatility
| BGN volatility | |
|---|---|
| BGN Average Weekly Movement | 3.9% |
| Capital Markets Industry Average Movement | 4.1% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in IT Market | 8.7% |
| 10% least volatile stocks in IT Market | 3.2% |
Stable Share Price: BGN has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: BGN's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 1,329 | Gian Mossa | www.bancagenerali.com |
Banca Generali S.p.A. distributes financial products and services for high net worth, affluent and private customers through financial advisors in Italy. The company operates through Private Banking CGU (PB CGU) and Senior Partner CGU (SP CGU) segments. It offers banking accounts and services comprising current and deposit accounts, other bespoke banking, and payment services; custody and administration services for the financial instruments; advisory services on the purchase and sale of instruments on the primary and secondary markets; asset management services, such as mutual investment funds, in-house products, and portfolio management solutions; distributes insurance products; and insurance investments.
Banca Generali S.p.A. Fundamentals Summary
| BGN fundamental statistics | |
|---|---|
| Market cap | €6.34b |
| Earnings (TTM) | €461.98m |
| Revenue (TTM) | €1.03b |
Is BGN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BGN income statement (TTM) | |
|---|---|
| Revenue | €1.03b |
| Cost of Revenue | €1.50m |
| Gross Profit | €1.03b |
| Other Expenses | €567.75m |
| Earnings | €461.98m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 29, 2026
| Earnings per share (EPS) | 4.06 |
| Gross Margin | 99.85% |
| Net Profit Margin | 44.80% |
| Debt/Equity Ratio | 109.8% |
How did BGN perform over the long term?
See historical performance and comparisonDividends
Does BGN pay a reliable dividends?
See BGN dividend history and benchmarks| Banca Generali dividend dates | |
|---|---|
| Ex Dividend Date | Feb 22 2027 |
| Dividend Pay Date | Feb 24 2027 |
| Days until Ex dividend | 261 days |
| Days until Dividend pay date | 263 days |
Does BGN pay a reliable dividends?
See BGN dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/05 18:09 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banca Generali S.p.A. is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Enrico Esposti | Banca Akros S.p.A. (ESN) |
| Gabriele Venturi | Banca Akros S.p.A. (ESN) |
| Giorgia Ariano | Banca Akros S.p.A. (ESN) |