BGN Stock Overview
Banca Generali S.p.A. distributes financial products and services for affluent and private customers through financial advisors primarily in Italy.
Banca Generali Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||€35.86|
|52 Week High||€43.54|
|52 Week Low||€25.34|
|1 Month Change||-11.78%|
|3 Month Change||-3.68%|
|1 Year Change||28.07%|
|3 Year Change||83.99%|
|5 Year Change||83.43%|
|Change since IPO||298.00%|
Recent News & Updates
Factors Income Investors Should Consider Before Adding Banca Generali S.p.A. (BIT:BGN) To Their Portfolio
Is Banca Generali S.p.A. ( BIT:BGN ) a good dividend stock? How can we tell? Dividend paying companies with growing...
|BGN||IT Capital Markets||IT Market|
Return vs Industry: BGN underperformed the Italian Capital Markets industry which returned 33% over the past year.
Return vs Market: BGN exceeded the Italian Market which returned 19.6% over the past year.
|BGN Average Weekly Movement||3.2%|
|Capital Markets Industry Average Movement||3.2%|
|Market Average Movement||4.2%|
|10% most volatile stocks in IT Market||7.1%|
|10% least volatile stocks in IT Market||2.7%|
Stable Share Price: BGN is not significantly more volatile than the rest of Italian stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: BGN's weekly volatility (3%) has been stable over the past year.
About the Company
Banca Generali S.p.A. distributes financial products and services for affluent and private customers through financial advisors primarily in Italy. It operates through Wealth Management CGU, Private Banking CGU, and Corporate Center CGU segments. The company offers asset management products, such as portfolio management, investment advisory and mutual fund management, and managed solutions consisting of funds/SICAVs and wrappers; banking products and services; insurance products; and trade finance services.
Banca Generali Fundamentals Summary
|BGN fundamental statistics|
Is BGN overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BGN income statement (TTM)|
|Cost of Revenue||€1.42m|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||3.05|
|Net Profit Margin||44.01%|
How did BGN perform over the long term?See historical performance and comparison
9.2%Current Dividend Yield
Does BGN pay a reliable dividends?See BGN dividend history and benchmarks
|Banca Generali dividend dates|
|Ex Dividend Date||Feb 21 2022|
|Dividend Pay Date||Feb 23 2022|
|Days until Ex dividend||86 days|
|Days until Dividend pay date||88 days|
Does BGN pay a reliable dividends?See BGN dividend history and benchmarks
Is Banca Generali undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BGN (€35.86) is trading below our estimate of fair value (€41.92)
Significantly Below Fair Value: BGN is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: BGN is good value based on its PE Ratio (11.7x) compared to the Italian Capital Markets industry average (13.6x).
PE vs Market: BGN is good value based on its PE Ratio (11.7x) compared to the Italian market (18.9x).
Price to Earnings Growth Ratio
PEG Ratio: BGN's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: BGN is overvalued based on its PB Ratio (3.9x) compared to the IT Capital Markets industry average (1.4x).
How is Banca Generali forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BGN's earnings are forecast to decline over the next 3 years (-1.1% per year).
Earnings vs Market: BGN's earnings are forecast to decline over the next 3 years (-1.1% per year).
High Growth Earnings: BGN's earnings are forecast to decline over the next 3 years.
Revenue vs Market: BGN's revenue is expected to decline over the next 3 years (-2.9% per year).
High Growth Revenue: BGN's revenue is forecast to decline over the next 3 years (-2.9% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BGN's Return on Equity is forecast to be high in 3 years time (28%)
How has Banca Generali performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BGN has high quality earnings.
Growing Profit Margin: BGN's current net profit margins (44%) are higher than last year (43.5%).
Past Earnings Growth Analysis
Earnings Trend: BGN's earnings have grown by 15.3% per year over the past 5 years.
Accelerating Growth: BGN's earnings growth over the past year (28.7%) exceeds its 5-year average (15.3% per year).
Earnings vs Industry: BGN earnings growth over the past year (28.7%) underperformed the Capital Markets industry 35.8%.
Return on Equity
High ROE: BGN's Return on Equity (33.5%) is considered high.
How is Banca Generali's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BGN's Assets to Equity ratio (14.9x) is moderate.
Allowance for Bad Loans: BGN has a low allowance for bad loans (60%).
Low Risk Liabilities: 86% of BGN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BGN has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: BGN's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: BGN has an appropriate level of bad loans (0.4%).
What is Banca Generali current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BGN's dividend (9.2%) is higher than the bottom 25% of dividend payers in the Italian market (1.06%).
High Dividend: BGN's dividend (9.2%) is in the top 25% of dividend payers in the Italian market (3.72%)
Stability and Growth of Payments
Stable Dividend: BGN's dividend payments have been volatile in the past 10 years.
Growing Dividend: BGN's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (108.5%), BGN's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BGN's dividends in 3 years are forecast to be covered by earnings (74.7% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Gian Mossa (47 yo)
Mr. Gian Maria Mossa has been the Chief Executive Officer of Banca Generali S.p.A. since March 2017. Mr. Mossa has been General Manager since March 23, 2017. Mr. Mossa served as General Manager of Banca Ge...
Experienced Management: BGN's management team is seasoned and experienced (9.6 years average tenure).
Experienced Board: BGN's board of directors are considered experienced (5.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Banca Generali S.p.A.'s employee growth, exchange listings and data sources
- Name: Banca Generali S.p.A.
- Ticker: BGN
- Exchange: BIT
- Founded: 1997
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: €4.111b
- Shares outstanding: 114.63m
- Website: https://www.bancagenerali.com
Number of Employees
- Banca Generali S.p.A.
- Via Machiavelli 4
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/11/26 21:23|
|End of Day Share Price||2021/11/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.