Banca Generali Valuation

Is BGN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BGN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: BGN (€36.82) is trading above our estimate of fair value (€35.12)

Significantly Below Fair Value: BGN is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for BGN?

Other financial metrics that can be useful for relative valuation.

BGN key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio5.5x

Price to Earnings Ratio vs Peers

How does BGN's PE Ratio compare to its peers?

The above table shows the PE ratio for BGN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average11x
AZM Azimut Holding
8x6.9%€3.5b
ANIM Anima Holding
9.4x4.7%€1.4b
TIP Tamburi Investment Partners
19.3x0.7%€1.6b
AUR NB Aurora SICAF-RAIF
7.4xn/a€358.5m
BGN Banca Generali
12.9x2.3%€4.2b

Price-To-Earnings vs Peers: BGN is expensive based on its Price-To-Earnings Ratio (12.9x) compared to the peer average (11x).


Price to Earnings Ratio vs Industry

How does BGN's PE Ratio compare vs other companies in the European Capital Markets Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a3.9%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a3.9%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: BGN is good value based on its Price-To-Earnings Ratio (12.9x) compared to the European Capital Markets industry average (16.3x).


Price to Earnings Ratio vs Fair Ratio

What is BGN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BGN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio12.9x
Fair PE Ratio14.9x

Price-To-Earnings vs Fair Ratio: BGN is good value based on its Price-To-Earnings Ratio (12.9x) compared to the estimated Fair Price-To-Earnings Ratio (14.9x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BGN forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€36.82
€35.18
-4.5%
5.4%€38.50€31.80n/a9
Mar ’25€34.36
€35.18
+2.4%
5.4%€38.50€31.80n/a9
Feb ’25€35.19
€34.84
-1.0%
5.4%€38.50€31.80n/a10
Jan ’25€33.64
€34.11
+1.4%
5.8%€37.00€31.10n/a10
Dec ’24€32.84
€34.11
+3.9%
5.8%€37.00€31.10n/a10
Nov ’24€30.73
€34.17
+11.2%
5.6%€37.00€31.10n/a10
Oct ’24€33.51
€34.53
+3.0%
4.7%€37.00€32.00n/a10
Sep ’24€33.58
€34.55
+2.9%
4.6%€37.00€32.00n/a10
Aug ’24€33.69
€34.40
+2.1%
5.4%€37.00€31.00n/a10
Jul ’24€31.50
€34.09
+8.2%
5.8%€37.00€31.00n/a10
Jun ’24€29.41
€34.85
+18.5%
8.5%€41.40€31.00n/a10
May ’24€30.09
€35.13
+16.7%
8.7%€41.40€30.50n/a10
Apr ’24€29.38
€36.18
+23.1%
6.4%€41.40€32.30n/a9
Mar ’24€32.63
€36.26
+11.1%
6.1%€41.40€32.30€34.3610
Feb ’24€34.07
€34.13
+0.2%
5.6%€38.00€31.70€35.199
Jan ’24€32.06
€34.13
+6.5%
5.6%€38.00€31.70€33.649
Dec ’23€31.91
€34.13
+7.0%
5.6%€38.00€31.70€32.849
Nov ’23€30.37
€33.16
+9.2%
6.1%€36.00€30.00€30.739
Oct ’23€28.60
€33.47
+17.0%
4.4%€36.00€31.50€33.519
Sep ’23€25.89
€33.47
+29.3%
4.4%€36.00€31.50€33.589
Aug ’23€28.40
€35.64
+25.5%
11.6%€44.40€32.00€33.699
Jul ’23€26.86
€38.51
+43.4%
10.2%€44.50€35.00€31.508
Jun ’23€32.29
€38.56
+19.4%
10.1%€44.50€35.00€29.418
May ’23€31.72
€40.78
+28.6%
9.0%€46.00€34.50€30.099
Apr ’23€34.25
€41.30
+20.6%
7.0%€46.00€36.90€29.389
Mar ’23€31.71
€41.31
+30.3%
8.2%€46.00€35.50€32.639

Analyst Forecast: Target price is lower than the current share price.


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