Valuation Update With 7 Day Price Move • May 14
Investor sentiment improves as stock rises 21% After last week's 21% share price gain to €85.22, the stock trades at a forward P/E ratio of 19x. Average forward P/E is 12x in the Diversified Financial industry in Italy. Total returns to shareholders of 114% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €35.93 per share. Announcement • May 09
Sezzle Inc. Raises Earnings Guidance for the Year 2026 Sezzle Inc. raised earnings guidance for the year 2026. For the period, the company expects total revenue growth of 30%–35% compared to previous guidance of 25%–30%. Reported Earnings • May 07
First quarter 2026 earnings released: EPS: US$1.52 (vs US$1.07 in 1Q 2025) First quarter 2026 results: EPS: US$1.52 (up from US$1.07 in 1Q 2025). Revenue: US$135.5m (up 29% from 1Q 2025). Net income: US$51.3m (up 42% from 1Q 2025). Profit margin: 38% (up from 35% in 1Q 2025). Revenue is forecast to grow 24% p.a. on average during the next 2 years, while revenues in the Diversified Financial industry in Italy are expected to remain flat. Valuation Update With 7 Day Price Move • Apr 17
Investor sentiment improves as stock rises 31% After last week's 31% share price gain to €67.62, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 11x in the Diversified Financial industry in Italy. Simply Wall St's valuation model estimates the intrinsic value at €28.07 per share. Announcement • Apr 16
Sezzle Inc. to Report Q1, 2026 Results on May 06, 2026 Sezzle Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026 Valuation Update With 7 Day Price Move • Mar 31
Investor sentiment deteriorates as stock falls 17% After last week's 17% share price decline to €52.20, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 9x in the Diversified Financial industry in Italy. Simply Wall St's valuation model estimates the intrinsic value at €25.66 per share. New Risk • Mar 08
New minor risk - Insider selling There has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €315k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (13% average weekly change). Minor Risks High level of debt (45% net debt to equity). Large one-off items impacting financial results. Significant insider selling over the past 3 months (€315k sold). Recent Insider Transactions • Mar 08
Chief Operating Officer recently sold €315k worth of stock On the 3rd of March, Amin Sabzivand sold around 5k shares on-market at roughly €61.56 per share. This transaction amounted to 2.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Amin's only on-market trade for the last 12 months. New Risk • Mar 03
New minor risk - Earnings quality The company has large one-off items impacting its financial results. One-off items were 35% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (12% average weekly change). Minor Risks High level of debt (45% net debt to equity). Large one-off items impacting financial results. Reported Earnings • Feb 26
Full year 2025 earnings released: EPS: US$3.93 (vs US$2.33 in FY 2024) Full year 2025 results: EPS: US$3.93 (up from US$2.33 in FY 2024). Revenue: US$450.3m (up 66% from FY 2024). Net income: US$133.1m (up 70% from FY 2024). Profit margin: 30% (in line with FY 2024). Revenue is forecast to grow 23% p.a. on average during the next 2 years, compared to a 2.2% growth forecast for the Diversified Financial industry in Italy. Announcement • Feb 26
Sezzle Inc. Provides Earnings Guidance for the Fiscal Year 2026 Sezzle Inc. provided earnings guidance for the fiscal year 2026. The company introduced fiscal year 2026 total revenue growth guidance of 25% to 30%. Announcement • Feb 18
Sezzle Inc. Announces the Launch of Sezzle Mobile Sezzle Inc. announced the launch of Sezzle Mobile, a truly unlimited mobile phone plan starting at $29.99 per month, designed for users who increasingly rely on Sezzle as a single destination for managing their everyday spending. Sezzle Mobile is powered by Gigs, the leader in embedded connectivity, and runs on the AT&T network. As the newest addition to Sezzle's expanding ecosystem, Sezzle Mobile allows users to add an affordable phone plan with reliable coverage on AT&T's network directly within the Sezzle app. By bringing mobile connectivity into the platform, Sezzle is extending beyond checkout and into the everyday moments that power how users shop, connect, and manage their finances. As expectations shift toward greater flexibility and simplicity across essential services, Sezzle Mobile offers a straightforward way to manage connectivity alongside the financial tools users already know and trust. More for less. At a time when the average single-line mobile plan in the U.S. costs $70-100 per month, Sezzle Mobile offers a radically simpler alternative with transparent pricing and no surprises. Starting at just $29.99 per month (excluding taxes and fees) for Sezzle Anywhere subscribers, Sezzle Mobile offers all the features of a premium phone plan, but at a significantly more affordable price point: Unlimited, prioritized 5G data that stays fast; Unlimited talk and text; Unlimited HD streaming; Canada and Mexico roaming included; Instant eSIM activation in the app. One Plan. No Fine Print. Unlike other carriers that rely on multi-tiered plans, lengthy contracts, and hidden add-on fees, Sezzle Mobile keeps things simple. The plan is fully integrated into the Sezzle app, allowing users to manage their mobile service alongside shopping, spending, and financial tools. Users can cancel the plan at any time in the app, and there are no cancellation fees. Expanding Sezzle's All-in-One Financial Hub: Sezzle Mobile marks the latest step in the Company's evolution into a comprehensive financial hub that helps users shop smarter, earn more, and learn better financial habits. With offerings that now span payments, subscriptions, discounts on everyday essentials like gas and dining, and mobile connectivity, Sezzle continues working to reduce financial stress and simplify the cost of living. Announcement • Feb 03
Sezzle Inc. to Report Q4, 2025 Results on Feb 25, 2026 Sezzle Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026 Announcement • Jan 30
Sezzle Inc. Announces Chief Financial Officer Changes Sezzle Inc. announced the appointment of Lee Brading as Chief Financial Officer, effective February 1, 2026. Brading will succeed Karen Hartje, who served as CFO and principal financial officer under a Consulting Agreement since November 1, 2025, following her announcement of retirement after nearly eight years as CFO of Sezzle. Hartje will remain engaged as a consultant to ensure an orderly transition. Brading joined Sezzle in April 2020 and has played a key role in shaping the Company’s strategy and capital allocation framework. As Senior Vice President of Corporate Development and Investor Relations, he helped lead Sezzle’s transition to profitability in 2021 and its successful uplisting from the Australian Stock Exchange to the NASDAQ in 2023. He has also expanded Sezzle’s presence in the U.S. investment community, growing both sell-side analyst coverage and the Company’s institutional investor base. Prior to joining Sezzle, Brading spent over 30 years in various investment banking roles, most recently serving as a Managing Director and Global Head of Credit Research at Wells Fargo Securities. Prior to his time in investment banking, Brading was an audit manager at BDO Seidman. He holds an MBA from The University of North Carolina and a BS in Business Administration and Accounting from Washington & Lee University. He is a Chartered Financial Analyst and was a Certified Public Accountant (expired). Valuation Update With 7 Day Price Move • Jan 10
Investor sentiment improves as stock rises 22% After last week's 22% share price gain to €67.40, the stock trades at a forward P/E ratio of 19x. Average forward P/E is 10x in the Diversified Financial industry in Italy. Announcement • Dec 17
Sezzle Inc. (NasdaqCM:SEZL) announces an Equity Buyback for $100 million worth of its shares. Sezzle Inc. (NasdaqCM:SEZL) announces a share repurchase program. Under the program, the company will repurchase up to $100 million worth of its common stock. This program has no fixed expiration date. Valuation Update With 7 Day Price Move • Nov 28
Investor sentiment improves as stock rises 15% After last week's 15% share price gain to €53.00, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 10x in the Diversified Financial industry in Italy. Reported Earnings • Nov 06
Third quarter 2025 earnings released: EPS: US$0.78 (vs US$0.46 in 3Q 2024) Third quarter 2025 results: EPS: US$0.78 (up from US$0.46 in 3Q 2024). Revenue: US$116.8m (up 67% from 3Q 2024). Net income: US$26.7m (up 73% from 3Q 2024). Profit margin: 23% (in line with 3Q 2024). Revenue is forecast to grow 27% p.a. on average during the next 3 years, compared to a 1.0% decline forecast for the Diversified Financial industry in Italy. Valuation Update With 7 Day Price Move • Oct 31
Investor sentiment deteriorates as stock falls 17% After last week's 17% share price decline to €56.60, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 10x in the Diversified Financial industry in Italy. Announcement • Oct 22
Sezzle Inc. to Report Q3, 2025 Results on Nov 05, 2025 Sezzle Inc. announced that they will report Q3, 2025 results After-Market on Nov 05, 2025 Valuation Update With 7 Day Price Move • Aug 16
Investor sentiment deteriorates as stock falls 24% After last week's 24% share price decline to €79.80, the stock trades at a forward P/E ratio of 25x. Average forward P/E is 11x in the Diversified Financial industry in Italy. Reported Earnings • Aug 08
Second quarter 2025 earnings released: EPS: US$0.82 (vs US$0.88 in 2Q 2024) Second quarter 2025 results: EPS: US$0.82 (down from US$0.88 in 2Q 2024). Revenue: US$98.7m (up 76% from 2Q 2024). Net income: US$27.6m (down 7.1% from 2Q 2024). Profit margin: 28% (down from 53% in 2Q 2024). Revenue is forecast to grow 27% p.a. on average during the next 3 years, compared to a 2.9% decline forecast for the Diversified Financial industry in Italy. Announcement • Jul 22
Sezzle Inc. to Report Q2, 2025 Results on Aug 07, 2025 Sezzle Inc. announced that they will report Q2, 2025 results at 4:00 PM, Eastern Standard Time on Aug 07, 2025 Valuation Update With 7 Day Price Move • Jul 14
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to €126, the stock trades at a forward P/E ratio of 38x. Average forward P/E is 11x in the Diversified Financial industry in Italy. Announcement • Jul 01
Sezzle Inc. Unveils Smarter Shopping Tools to Meet Rising Consumer Expectations Sezzle Inc. launched a suite of new features to help consumers navigate increasing financial pressure. With record-low consumer confidence -- the Conference Board's index recently plunge to its lowest level since May 2020 amid fears of tariffs and recession -- the current climate makes budgeting tools more essential than ever. By combining product discovery with personalized deal surfacing and a faster checkout flow, Sezzle is building a shopping experience that feels intuitive from start to finish. Sezzle's price comparison tool in particular, is helping shoppers identify the best deals with minimal effort: 49% of users who were shown multiple store options said they saved $5 or more by selecting the lowest-priced option. This reflects a growing appetite for built-in savings features -- and signals Sezzle's ability to deliver not just payment flexibility, but everyday value. Sezzle's latest features are focused on making the entire user experience smoother, from the moment shoppers open the app to the final tap at checkout: Sezzle Balance: Simplifying the repayment process for consumers with a pre-loadable digital wallet. Since launch, shoppers have loaded over $65 million into Sezzle Balance-- demonstrating strong adoption and trust in the tool's convenience and flexibility. Express Checkout (beta): A streamlined flow that reduces friction for returning shoppers, helping merchants improve conversion rates and speed up the path to purchase. Browser Extension (beta): Once installed, this new tool will automatically prompt shoppers to earn Sezzle spend and save with available coupons - making it effortless to save while they shop. Sezzle has continued to enhance the in-app experience by adding features that simplify discovery and surface the best deals while bringing more ease to the way users shop: Products Tab: Helps users discover trending items and curated picks, complete with price comparison so users can shop confidently. Wishlist: Shoppers can now save their favorite products directly within the app, making it easier to keep track of desired items and revisit when ready. Real Results: More Savings, More Engagement: A recent Sezzle user survey highlights the ongoing impact of Sezzle's savings-focused tools introduced last quarter -- including price comparison, auto-couponing, and price drop alerts. The findings reveal that these features are resonating with users and driving measurable value across everyday purchases. Nearly one in five users (17%) said they saved over $50 on their most recent purchase using Sezzle and its tools. Additionally, 43% of users reported saving at least $5, underscoring how everyday purchases can add up to meaningful wins. As Sezzle evolves, these product innovations mark a broader push to create a more personalized, responsible, and rewarding way to shop. Additional tools are on the horizon as Sezzle lays the foundation for a smarter, more connected shopping and payments ecosystem in 2025. download the Sezzle App on the Apple App Store and Google Play Store. Announcement • May 08
Sezzle Inc. Updates Earnings Guidance for the Fiscal Year 2025 Sezzle Inc. updated earnings guidance for the fiscal year 2025. For the year, the company increased net income to $120.0 million from $80.4 million provided with fourth quarter 2024 earnings. Net Income per diluted share increased to $3.25 from $2.21 provided with fourth quarter 2024 earnings. Total Revenue Growth: New guidance of 60-65% versus 25-30% provided with fourth quarter 2024 earnings. 
