1CPAY Stock Overview

Operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. More details

1CPAY fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	4/6
Past Performance	2/6
Financial Health	3/6
Dividends	0/6

Rewards

Trading at 33.6% below our estimate of its fair value

Earnings are forecast to grow 15.58% per year

Earnings have grown 6.7% per year over the past 5 years

Risk Analysis

Shares are highly illiquid

Debt is not well covered by operating cash flow

Community vs My Fair Value

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Corpay, Inc. Competitors

Nexi

BIT:NEXI

€6.7b

Banca Mediolanum

BIT:BMED

€10.7b

Banca Generali

BIT:BGN

€6.4b

BFF Bank

BIT:BFF

€1.6b

Price History & Performance

Summary of share price highs, lows and changes for Corpay
Historical stock prices
Current Share Price	US$318.00
52 Week High	US$0
52 Week Low	US$0
Beta	0.98
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	13.57%

Recent updates

Shareholder Returns

	1CPAY	IT Diversified Financial	IT Market
7D	10.4%	4.2%	3.2%
1Y	n/a	7.5%	13.2%

Return vs Industry: Insufficient data to determine how 1CPAY performed against the Italian Diversified Financial industry.

Return vs Market: Insufficient data to determine how 1CPAY performed against the Italian Market.

Price Volatility

Is 1CPAY's price volatile compared to industry and market?
1CPAY volatility
1CPAY Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.4%
Market Average Movement	5.5%
10% most volatile stocks in IT Market	8.8%
10% least volatile stocks in IT Market	3.4%

Stable Share Price: 1CPAY's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1CPAY's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1986	11,200	Ron Clarke	www.corpay.com

Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, parking, vehicle compliance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable AP automation; virtual cards, cross-border solutions; and purchasing and T&E travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe; workforce lodging solutions for business travel programs; airline logistics, crew management, insurance, and other payments solutions.

Corpay, Inc. Fundamentals Summary

How do Corpay's earnings and revenue compare to its market cap?
1CPAY fundamental statistics
Market cap	€22.03b
Earnings (TTM)	€908.98m
Revenue (TTM)	€3.61b

24.6x

P/E Ratio

6.2x

P/S Ratio

Is 1CPAY overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1CPAY income statement (TTM)
Revenue	US$4.05b
Cost of Revenue	US$883.52m
Gross Profit	US$3.16b
Other Expenses	US$2.14b
Earnings	US$1.02b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	14.43
Gross Margin	78.16%
Net Profit Margin	25.15%
Debt/Equity Ratio	233.9%

How did 1CPAY perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/13 17:39
End of Day Share Price	2025/05/13 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Corpay, Inc. is covered by 35 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David Koning	Baird
Ishan Majumdar	Baptista Research
Ramsey El-Assal	Barclays

Corpay BIT:1CPAY Stock Report