1EBS Stock Overview

Provides a range of banking and other financial services to retail, corporate, and public sector customers. More details

1EBS fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	3/6

Rewards

Trading at 44.8% below our estimate of its fair value

Earnings have grown 25.8% per year over the past 5 years

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for 1EBS from our risk checks.

Community vs My Fair Value

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Erste Group Bank AG Competitors

Mediobanca Banca di Credito Finanziario

BIT:MB

€14.7b

Banco BPM

BIT:BAMI

€14.4b

FinecoBank Banca Fineco

BIT:FBK

€11.2b

Banca Monte dei Paschi di Siena

BIT:BMPS

€9.6b

Price History & Performance

Summary of share price highs, lows and changes for Erste Group Bank
Historical stock prices
Current Share Price	€67.52
52 Week High	€67.26
52 Week Low	€41.30
Beta	1.5
1 Month Change	5.27%
3 Month Change	14.02%
1 Year Change	63.80%
3 Year Change	103.07%
5 Year Change	308.96%
Change since IPO	108.33%

Recent updates

Shareholder Returns

	1EBS	IT Banks	IT Market
7D	0%	-0.9%	-0.4%
1Y	63.8%	47.8%	10.4%

Return vs Industry: 1EBS exceeded the Italian Banks industry which returned 47.8% over the past year.

Return vs Market: 1EBS exceeded the Italian Market which returned 10.4% over the past year.

Price Volatility

Is 1EBS's price volatile compared to industry and market?
1EBS volatility
1EBS Average Weekly Movement	5.3%
Banks Industry Average Movement	4.1%
Market Average Movement	4.6%
10% most volatile stocks in IT Market	8.0%
10% least volatile stocks in IT Market	2.7%

Stable Share Price: 1EBS has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: 1EBS's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1819	45,069	Peter Bosek	www.erstegroup.com

Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, and public sector customers. The company operates through Retail, Corporates, Group Markets, Asset/Liability Management & Local Corporate Center, Savings Banks, and Group Corporate Center segments. It provides mortgage and consumer loans, investment products, current accounts, savings products, and credit cards, as well as cross selling products, such as leasing, insurance, and building society products.

Erste Group Bank AG Fundamentals Summary

How do Erste Group Bank's earnings and revenue compare to its market cap?
1EBS fundamental statistics
Market cap	€25.38b
Earnings (TTM)	€2.99b
Revenue (TTM)	€10.79b

8.5x

P/E Ratio

1.1x

P/B Ratio

Is 1EBS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1EBS income statement (TTM)
Revenue	€10.79b
Cost of Revenue	€0
Gross Profit	€10.79b
Other Expenses	€7.80b
Earnings	€2.99b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Apr 30, 2025

Earnings per share (EPS)	7.71
Gross Margin	100.00%
Net Profit Margin	27.74%
Debt/Equity Ratio	209.9%

How did 1EBS perform over the long term?

See historical performance and comparison

Dividends

4.6%

Current Dividend Yield

42%

Payout Ratio

Does 1EBS pay a reliable dividends?

See 1EBS dividend history and benchmarks

When do you need to buy 1EBS by to receive an upcoming dividend?
Erste Group Bank dividend dates
Ex Dividend Date	May 26 2025
Dividend Pay Date	May 28 2025
Days until Ex dividend	55 days
Days until Dividend pay date	57 days

Does 1EBS pay a reliable dividends?

See 1EBS dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/03/31 13:33
End of Day Share Price	2025/03/28 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Erste Group Bank AG is covered by 43 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Dieter Hein	AlphaValue
Ivan Bokhmat	Barclays
Krishnendra Dubey	Barclays

Erste Group Bank BIT:1EBS Stock Report