Sjóvá-Almennar tryggingar hf.

ICSE:SJOVA Stock Report

Market Cap: ISK 61.0b

Sjóvá-Almennar tryggingar hf Past Earnings Performance

Past criteria checks 1/6

Sjóvá-Almennar tryggingar hf's earnings have been declining at an average annual rate of -6%, while the Insurance industry saw earnings growing at 6.6% annually. Revenues have been growing at an average rate of 9.2% per year. Sjóvá-Almennar tryggingar hf's return on equity is 16.9%, and it has net margins of 11.4%.

Key information

-6.0%

Earnings growth rate

-2.7%

EPS growth rate

Insurance Industry Growth7.6%
Revenue growth rate9.2%
Return on equity16.9%
Net Margin11.4%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Should Sjóvá-Almennar tryggingar hf. (ICE:SJOVA) Be Part Of Your Dividend Portfolio?

Apr 07
Should Sjóvá-Almennar tryggingar hf. (ICE:SJOVA) Be Part Of Your Dividend Portfolio?

Here's What We Like About Sjóvá-Almennar tryggingar hf's (ICE:SJOVA) Upcoming Dividend

Mar 10
Here's What We Like About Sjóvá-Almennar tryggingar hf's (ICE:SJOVA) Upcoming Dividend

Sjóvá-Almennar tryggingar hf (ICE:SJOVA) Has Gifted Shareholders With A Fantastic 219% Total Return On Their Investment

Feb 27
Sjóvá-Almennar tryggingar hf (ICE:SJOVA) Has Gifted Shareholders With A Fantastic 219% Total Return On Their Investment

Sjóvá-Almennar tryggingar hf.'s (ICE:SJOVA) Stock Is Going Strong: Is the Market Following Fundamentals?

Jan 26
Sjóvá-Almennar tryggingar hf.'s (ICE:SJOVA) Stock Is Going Strong: Is the Market Following Fundamentals?

Three Things You Should Check Before Buying Sjóvá-Almennar tryggingar hf. (ICE:SJOVA) For Its Dividend

Dec 16
Three Things You Should Check Before Buying Sjóvá-Almennar tryggingar hf. (ICE:SJOVA) For Its Dividend

Revenue & Expenses Breakdown

How Sjóvá-Almennar tryggingar hf makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ICSE:SJOVA Revenue, expenses and earnings (ISK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2437,2034,24100
30 Sep 2436,0783,7506,5760
30 Jun 2436,0934,0476,5450
31 Mar 2435,1774,4116,3490
31 Dec 2334,9554,6266,1230
30 Sep 2333,6763,7876,2060
30 Jun 2331,4922,2816,1400
31 Mar 2330,3652,2276,0380
31 Dec 2229,6652,6505,7720
30 Sep 2229,2233,3655,7650
30 Jun 2229,8765,3286,8450
31 Mar 2232,0678,5646,7140
31 Dec 2131,5679,5704,9980
30 Sep 2131,48110,3544,6030
30 Jun 2129,5469,4254,5300
31 Mar 2127,3267,8504,4540
31 Dec 2025,3075,3204,4790
30 Sep 2023,2543,1474,4300
30 Jun 2022,4412,3244,4170
31 Mar 2022,8432,3344,3720
31 Dec 1923,5463,8534,2730
30 Sep 1922,5423,4374,2360
30 Jun 1921,7313,1344,1980
31 Mar 1919,0549564,1840
31 Dec 1818,1366524,1030
30 Sep 1817,9336754,0550
30 Jun 1816,894623,9800
31 Mar 1817,6681,3953,9250
31 Dec 1717,8771,7463,8890
30 Sep 1718,4362,4543,8430
30 Jun 1719,6313,7843,8300
31 Mar 1719,0063,3683,7420
31 Dec 1618,0792,6903,7450
30 Sep 1617,308-4493,6180
30 Jun 1617,568-153,6060
31 Mar 1617,7764563,5570
31 Dec 1517,9946573,4620
30 Sep 1517,3653,3136,0180
30 Jun 1516,2552,2305,1620
31 Mar 1515,4731,8033,3230
31 Dec 1414,1701,0553,3930
30 Sep 1413,6585113,4210
30 Jun 1414,0161,1533,4210
31 Mar 1413,6391,0494,3870

Quality Earnings: SJOVA has high quality earnings.

Growing Profit Margin: SJOVA's current net profit margins (11.4%) are lower than last year (13.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SJOVA's earnings have declined by 6% per year over the past 5 years.

Accelerating Growth: SJOVA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SJOVA had negative earnings growth (-8.3%) over the past year, making it difficult to compare to the Insurance industry average (18.8%).


Return on Equity

High ROE: SJOVA's Return on Equity (16.9%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 06:30
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Sjóvá-Almennar tryggingar hf. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.