Sjóvá-Almennar tryggingar hf Balance Sheet Health
Financial Health criteria checks 4/6
Sjóvá-Almennar tryggingar hf has a total shareholder equity of ISK22.4B and total debt of ISK0.0, which brings its debt-to-equity ratio to 0%. Its total assets and total liabilities are ISK73.9B and ISK51.5B respectively. Sjóvá-Almennar tryggingar hf's EBIT is ISK4.5B making its interest coverage ratio -8943.1. It has cash and short-term investments of ISK1.1B.
Key information
0%
Debt to equity ratio
ISK 0
Debt
| Interest coverage ratio | -8943.1x |
| Cash | ISK 1.15b |
| Equity | ISK 22.44b |
| Total liabilities | ISK 51.51b |
| Total assets | ISK 73.94b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: SJOVA's short term assets (ISK5.7B) do not cover its short term liabilities (ISK44.2B).
Long Term Liabilities: SJOVA's short term assets (ISK5.7B) do not cover its long term liabilities (ISK7.3B).
Debt to Equity History and Analysis
Debt Level: SJOVA is debt free.
Reducing Debt: SJOVA has not had any debt for past 5 years.
Debt Coverage: SJOVA has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: SJOVA has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/12/15 14:43 |
| End of Day Share Price | 2025/12/12 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Sjóvá-Almennar tryggingar hf. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.