Sjóvá-Almennar tryggingar hf (SJOVA) Stock Overview
An insurance company, provides property and life insurance in Iceland. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
SJOVA Community Fair Values
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Sjóvá-Almennar tryggingar hf. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ISK 41.20 |
| 52 Week High | ISK 55.50 |
| 52 Week Low | ISK 40.40 |
| Beta | 0.25 |
| 1 Month Change | -3.74% |
| 3 Month Change | -6.36% |
| 1 Year Change | -9.65% |
| 3 Year Change | 19.08% |
| 5 Year Change | 55.47% |
| Change since IPO | 200.73% |
Recent News & Updates
Recent updates
Shareholder Returns
| SJOVA | IS Insurance | IS Market | |
|---|---|---|---|
| 7D | -1.0% | -2.7% | -0.4% |
| 1Y | -9.6% | 20.2% | -1.5% |
Return vs Industry: SJOVA underperformed the IS Insurance industry which returned 21.2% over the past year.
Return vs Market: SJOVA underperformed the IS Market which returned -1.1% over the past year.
Price Volatility
| SJOVA volatility | |
|---|---|
| SJOVA Average Weekly Movement | 2.7% |
| Insurance Industry Average Movement | 2.9% |
| Market Average Movement | 2.7% |
| 10% most volatile stocks in IS Market | 4.6% |
| 10% least volatile stocks in IS Market | 2.2% |
Stable Share Price: SJOVA has not had significant price volatility in the past 3 months compared to the IS market.
Volatility Over Time: SJOVA's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1918 | 183 | Hermann Björnsson | www.sjova.is |
Sjóvá-Almennar tryggingar hf., an insurance company, provides property and life insurance in Iceland. The company offers life and health, home and family, vehicles, travel, animals, and leisure insurance for individuals. It also provides insurance for businesses in various industries, such as construction, retail and services, tourism, manufacturing and production, municipalities, agriculture, fishing and marine, sports clubs, self-employed, and rescue teams and personnel.
Sjóvá-Almennar tryggingar hf. Fundamentals Summary
| SJOVA fundamental statistics | |
|---|---|
| Market cap | ISK 47.86b |
| Earnings (TTM) | ISK 3.48b |
| Revenue (TTM) | ISK 36.38b |
Is SJOVA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SJOVA income statement (TTM) | |
|---|---|
| Revenue | ISK 36.38b |
| Cost of Revenue | ISK 24.96b |
| Gross Profit | ISK 11.42b |
| Other Expenses | ISK 7.94b |
| Earnings | ISK 3.48b |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.99 |
| Gross Margin | 31.38% |
| Net Profit Margin | 9.56% |
| Debt/Equity Ratio | 0% |
How did SJOVA perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/20 03:39 |
| End of Day Share Price | 2025/11/20 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Sjóvá-Almennar tryggingar hf. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
