Íslandsbanki hf Past Earnings Performance
Past criteria checks 2/6
Íslandsbanki hf has been growing earnings at an average annual rate of 24.7%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 13% per year. Íslandsbanki hf's return on equity is 10.8%, and it has net margins of 38.3%.
Key information
24.7%
Earnings growth rate
24.9%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 13.0% |
| Return on equity | 10.8% |
| Net Margin | 38.3% |
| Next Earnings Update | 13 Feb 2025 |
Recent past performance updates
Revenue & Expenses Breakdown
How Íslandsbanki hf makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 62,957 | 24,091 | 16,416 | 0 |
| 30 Jun 24 | 60,906 | 22,810 | 15,982 | 0 |
| 31 Mar 24 | 62,046 | 23,762 | 16,071 | 0 |
| 31 Dec 23 | 63,222 | 24,550 | 15,863 | 0 |
| 30 Sep 23 | 63,309 | 24,281 | 16,020 | 0 |
| 30 Jun 23 | 64,116 | 25,651 | 15,583 | 0 |
| 31 Mar 23 | 61,762 | 25,389 | 14,290 | 0 |
| 31 Dec 22 | 58,812 | 24,386 | 13,752 | 0 |
| 30 Sep 22 | 57,155 | 24,452 | 13,010 | 0 |
| 30 Jun 22 | 56,548 | 24,587 | 13,047 | 0 |
| 31 Mar 22 | 55,202 | 24,110 | 13,245 | 0 |
| 31 Dec 21 | 53,190 | 22,511 | 13,397 | 0 |
| 30 Sep 21 | 49,660 | 19,851 | 13,502 | 0 |
| 30 Jun 21 | 44,565 | 15,422 | 13,391 | 0 |
| 31 Mar 21 | 39,500 | 11,765 | 13,244 | 0 |
| 31 Dec 20 | 34,337 | 7,158 | 12,917 | 0 |
| 30 Sep 20 | 34,073 | 5,714 | 13,160 | 0 |
| 30 Jun 20 | 34,199 | 4,786 | 13,560 | 0 |
| 31 Mar 20 | 36,457 | 5,573 | 13,802 | 0 |
| 31 Dec 19 | 40,582 | 9,179 | 14,019 | 0 |
| 30 Sep 19 | 41,647 | 8,792 | 14,442 | 0 |
| 30 Jun 19 | 42,345 | 8,719 | 14,701 | 0 |
| 31 Mar 19 | 45,270 | 11,251 | 15,038 | 0 |
| 31 Dec 18 | 45,554 | 10,124 | 15,500 | 0 |
| 30 Sep 18 | 46,928 | 11,693 | 15,750 | 0 |
| 30 Jun 18 | 46,631 | 11,544 | 15,417 | 0 |
| 31 Mar 18 | 45,310 | 9,805 | 15,500 | 0 |
| 31 Dec 17 | 46,482 | 11,002 | 15,233 | 0 |
| 30 Sep 17 | 46,944 | 10,385 | 14,997 | 0 |
| 30 Jun 17 | 46,779 | 10,739 | 14,921 | 0 |
| 31 Mar 17 | 53,819 | 14,017 | 14,509 | 0 |
| 31 Dec 16 | 53,451 | 14,008 | 14,789 | 0 |
| 30 Sep 16 | 52,955 | 15,096 | 14,398 | 0 |
| 30 Jun 16 | 56,454 | 18,288 | 14,646 | 0 |
| 31 Mar 16 | 50,598 | 16,180 | 14,524 | 0 |
| 31 Dec 15 | 52,808 | 18,674 | 13,891 | 0 |
| 30 Sep 15 | 43,466 | 19,454 | 13,556 | 0 |
| 30 Jun 15 | 40,256 | 17,039 | 12,990 | 0 |
| 31 Mar 15 | 42,287 | 18,284 | 12,688 | 0 |
| 31 Dec 14 | 40,588 | 17,604 | 12,670 | 0 |
| 30 Sep 14 | 56,585 | 19,524 | 17,263 | 0 |
| 30 Jun 14 | 57,355 | 20,707 | 19,697 | 0 |
| 31 Mar 14 | 60,621 | 21,948 | 22,795 | 0 |
| 31 Dec 13 | 58,896 | 22,142 | 25,551 | 0 |
Quality Earnings: ISB has high quality earnings.
Growing Profit Margin: ISB's current net profit margins (38.3%) are lower than last year (38.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ISB's earnings have grown significantly by 24.7% per year over the past 5 years.
Accelerating Growth: ISB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ISB had negative earnings growth (-0.8%) over the past year, making it difficult to compare to the Banks industry average (13%).
Return on Equity
High ROE: ISB's Return on Equity (10.8%) is considered low.