ISB Stock Overview
Provides commercial banking products and services to the individuals and businesses in Iceland. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Íslandsbanki hf. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ISK 121.00 |
| 52 Week High | ISK 130.00 |
| 52 Week Low | ISK 94.40 |
| Beta | -0.027 |
| 1 Month Change | -3.78% |
| 3 Month Change | 22.72% |
| 1 Year Change | 8.52% |
| 3 Year Change | -2.26% |
| 5 Year Change | n/a |
| Change since IPO | 27.91% |
Recent News & Updates
Shareholder Returns
| ISB | IS Banks | IS Market | |
|---|---|---|---|
| 7D | -1.6% | -2.0% | -1.4% |
| 1Y | 8.5% | 19.1% | 10.5% |
Return vs Industry: ISB underperformed the IS Banks industry which returned 19.1% over the past year.
Return vs Market: ISB underperformed the IS Market which returned 10.5% over the past year.
Price Volatility
| ISB volatility | |
|---|---|
| ISB Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 3.0% |
| 10% most volatile stocks in IS Market | 4.2% |
| 10% least volatile stocks in IS Market | 2.3% |
Stable Share Price: ISB has not had significant price volatility in the past 3 months compared to the IS market.
Volatility Over Time: ISB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1875 | 783 | Jon Omarsson | www.islandsbanki.is |
Íslandsbanki hf., together with its subsidiaries, provides commercial banking products and services to the individuals and businesses in Iceland. The company operates through Personal Banking, Business Banking, Corporate & Investment Banking, and Treasury and Proprietary Trading segments. It offers account products, such as current, savings, pension savings, and regular savings accounts; funds, including bonds, shares, and mixed funds; mortgages and overdraft, as well as personal, car, and student loans; and card products, such as debit, credit, and gift cards.
Íslandsbanki hf. Fundamentals Summary
| ISB fundamental statistics | |
|---|---|
| Market cap | ISK 230.73b |
| Earnings (TTM) | ISK 24.09b |
| Revenue (TTM) | ISK 62.96b |
9.6x
P/E Ratio1.0x
P/B RatioIs ISB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ISB income statement (TTM) | |
|---|---|
| Revenue | ISK 62.96b |
| Cost of Revenue | ISK 0 |
| Gross Profit | ISK 62.96b |
| Other Expenses | ISK 38.87b |
| Earnings | ISK 24.09b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 13, 2025
| Earnings per share (EPS) | 12.63 |
| Gross Margin | 100.00% |
| Net Profit Margin | 38.27% |
| Debt/Equity Ratio | 186.8% |
How did ISB perform over the long term?
See historical performance and comparisonDividends
5.2%
Current Dividend Yield51%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 01:47 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Íslandsbanki hf. is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Namita Samtani | Barclays |
| Namita Samtani | Barclays |
| Andrew Coombs | Citigroup Inc |