Oracle Financial Services Software Limited

NSEI:OFSS Stock Report

Market Cap: ₹995.0b

Oracle Financial Services Software Balance Sheet Health

Financial Health criteria checks 5/6

Oracle Financial Services Software has a total shareholder equity of ₹78.3B and total debt of ₹325.0M, which brings its debt-to-equity ratio to 0.4%. Its total assets and total liabilities are ₹99.3B and ₹21.1B respectively. Oracle Financial Services Software's EBIT is ₹44.5B making its interest coverage ratio -20.4. It has cash and short-term investments of ₹54.4B.

Key information

0.42%

Debt to equity ratio

₹325.00m

Debt

Interest coverage ratio-20.4x
Cash₹54.39b
Equity₹78.27b
Total liabilities₹21.07b
Total assets₹99.34b

Recent financial health updates

Recent updates

Analysis Article Jul 25

Oracle Financial Services Software Limited Just Beat EPS By 29%: Here's What Analysts Think Will Happen Next

Oracle Financial Services Software Limited ( NSE:OFSS ) just released its latest first-quarter results and things are...
Analysis Article Feb 09

We Think Oracle Financial Services Software (NSE:OFSS) Can Manage Its Debt With Ease

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
Analysis Article Jan 24

Oracle Financial Services Software Limited Just Missed EPS By 7.3%: Here's What Analysts Think Will Happen Next

Oracle Financial Services Software Limited ( NSE:OFSS ) came out with its quarterly results last week, and we wanted to...
Analysis Article Jan 01

Oracle Financial Services Software (NSE:OFSS) Might Become A Compounding Machine

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Analysis Article Sep 18

Pinning Down Oracle Financial Services Software Limited's (NSE:OFSS) P/E Is Difficult Right Now

With a price-to-earnings (or "P/E") ratio of 33x Oracle Financial Services Software Limited ( NSE:OFSS ) may be sending...

Financial Position Analysis

Short Term Liabilities: OFSS's short term assets (₹77.0B) exceed its short term liabilities (₹14.2B).

Long Term Liabilities: OFSS's short term assets (₹77.0B) exceed its long term liabilities (₹6.9B).


Debt to Equity History and Analysis

Debt Level: OFSS has more cash than its total debt.

Reducing Debt: OFSS's debt to equity ratio has increased from 0% to 0.4% over the past 5 years.

Debt Coverage: OFSS's debt is well covered by operating cash flow (8117.8%).

Interest Coverage: OFSS earns more interest than it pays, so coverage of interest payments is not a concern.


Balance Sheet


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/29 06:25
End of Day Share Price 2026/07/29 00:00
Earnings2026/06/30
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Oracle Financial Services Software Limited is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sushil Sharma360 ONE Capital Market Private Limited
Vijayaraghavan SwaminathanAvendus Spark
Priya RohiraAxis Capital Limited