Executive Summary
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide.
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Fundamentals
Flawless balance sheet with outstanding track record.
Similar Companies
Share Price & News
How has Oracle Financial Services Software's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: OFSS has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
-3.1%
OFSS
-0.3%
IN Software
0.5%
IN Market
1 Year Return
-13.6%
OFSS
-24.0%
IN Software
5.6%
IN Market
Return vs Industry: OFSS exceeded the Indian Software industry which returned -24% over the past year.
Return vs Market: OFSS underperformed the Indian Market which returned 5.6% over the past year.
Shareholder returns
| OFSS | Industry | Market | |
|---|---|---|---|
| 7 Day | -3.1% | -0.3% | 0.5% |
| 30 Day | -2.9% | -2.7% | 2.1% |
| 90 Day | -1.7% | -2.3% | 10.4% |
| 1 Year | -13.6%-13.6% | -20.6%-24.0% | 7.6%5.6% |
| 3 Year | 5.4%-2.7% | -2.2%-10.1% | 37.0%29.9% |
| 5 Year | 3.3%-11.4% | 3.5%-11.3% | 39.6%27.0% |
Price Volatility Vs. Market
How volatile is Oracle Financial Services Software's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 days ago | Simply Wall St
I Built A List Of Growing Companies And Oracle Financial Services Software (NSE:OFSS) Made The Cut2 weeks ago | Simply Wall St
Here's What Oracle Financial Services Software Limited's (NSE:OFSS) P/E Is Telling Us1 month ago | Simply Wall St
Why Oracle Financial Services Software Limited (NSE:OFSS) Looks Like A Quality CompanyValuation
Is Oracle Financial Services Software undervalued compared to its fair value and its price relative to the market?
18.25x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: OFSS (₹2965.2) is trading above our estimate of fair value (₹2132.33)
Significantly Below Fair Value: OFSS is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: OFSS is poor value based on its PE Ratio (18.2x) compared to the Software industry average (11.9x).
PE vs Market: OFSS is poor value based on its PE Ratio (18.2x) compared to the Indian market (13.1x).
Price to Earnings Growth Ratio
PEG Ratio: OFSS is poor value based on its PEG Ratio (1.5x)
Price to Book Ratio
PB vs Industry: OFSS is overvalued based on its PB Ratio (4.4x) compared to the IN Software industry average (1x).
Next Steps
Future Growth
How is Oracle Financial Services Software forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
12.5%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: OFSS's forecast earnings growth (12.5% per year) is above the savings rate (7.6%).
Earnings vs Market: OFSS's earnings (12.5% per year) are forecast to grow slower than the Indian market (19.4% per year).
High Growth Earnings: OFSS's earnings are forecast to grow, but not significantly.
Revenue vs Market: OFSS's revenue (7% per year) is forecast to grow slower than the Indian market (11.5% per year).
High Growth Revenue: OFSS's revenue (7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: OFSS's Return on Equity is forecast to be high in 3 years time (35.8%)
Next Steps
Past Performance
How has Oracle Financial Services Software performed over the past 5 years?
3.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: OFSS has high quality earnings.
Growing Profit Margin: OFSS's current net profit margins (28.3%) are higher than last year (27.3%).
Past Earnings Growth Analysis
Earnings Trend: OFSS's earnings have grown by 3.2% per year over the past 5 years.
Accelerating Growth: OFSS's earnings growth over the past year (6.9%) exceeds its 5-year average (3.2% per year).
Earnings vs Industry: OFSS earnings growth over the past year (6.9%) exceeded the Software industry -4.2%.
Return on Equity
High ROE: OFSS's Return on Equity (23.9%) is considered high.
Return on Assets
Return on Capital Employed
Next Steps
Financial Health
How is Oracle Financial Services Software's financial position?
Financial Position Analysis
Short Term Liabilities: OFSS's short term assets (₹50.1B) exceeds its short term liabilities (₹9.7B)
Long Term Liabilities: OFSS's short term assets (₹50.1B) exceeds its long term liabilities (2.2B)
Debt to Equity History and Analysis
Debt Level: OFSS is debt free.
Reducing Debt: OFSS has not had any debt for past 5 years.
Debt Coverage: OFSS has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: OFSS has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Inventory Level: OFSS has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if OFSS's debt is covered by short term assets.
Next Steps
Dividend
What is Oracle Financial Services Software's current dividend yield, its reliability and sustainability?
5.40%
Forecast Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate OFSS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate OFSS's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if OFSS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if OFSS's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: OFSS is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of OFSS's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
Next Steps
Management
What is the CEO of Oracle Financial Services Software's salary, the management and board of directors tenure and is there insider trading?
12.5yrs
Average management tenure
CEO
Chet Kamat (58yo)
9.1yrs
Tenure
₹33,230,000
Compensation
Mr. Chaitanya M. Kamat, also known as Chet, has been the Chief Executive Officer and Managing Director of Oracle Financial Services Software Limited since October 25, 2010. Mr. Kamat serves as Managing Dir ...
CEO Compensation Analysis
Compensation vs Market: Chet's total compensation ($USD463.08K) is below average for companies of similar size in the Indian market ($USD711.71K).
Compensation vs Earnings: Chet's compensation has been consistent with company performance over the past year.
Management Age and Tenure
12.5yrs
Average Tenure
58yo
Average Age
Experienced Management: OFSS's management team is seasoned and experienced (12.5 years average tenure).
Board Age and Tenure
3.5yrs
Average Tenure
58yo
Average Age
Experienced Board: OFSS's board of directors are considered experienced (3.5 years average tenure).
Insider Trading
Insider Buying: OFSS insiders have only sold shares in the past 3 months.
Recent Insider Transactions
| Entity | Individual |
| Shares | 288 |
| Max Price | ₹3,140.00 |
| Entity | Individual |
| Shares | 150 |
| Max Price | ₹3,006.38 |
| Entity | Individual |
| Shares | 550 |
| Max Price | ₹3,004.15 |
| Entity | Individual |
| Shares | 12,000 |
| Max Price | ₹3,418.92 |
| Entity | Individual |
| Shares | 918 |
| Max Price | ₹3,474.56 |
| Entity | Individual |
| Shares | 250 |
| Max Price | ₹3,359.00 |
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Management Team
Venkatesh Srinivasan (57yo)
Chief of Staff & VP of Corporate Development
- Tenure: 12.6yrs
- Compensation: ₹5.02m
Dinesh Shetty (60yo)
Vice President of Administration
- Tenure: 0yrs
- Compensation: ₹4.69m
S. Padalkar (60yo)
CFO, Chief of Staff & Investor Relations & Whole-time Director
- Tenure: 0.5yrs
Mahesh Rao (66yo)
Vice President of Business Intelligence Group - PrimeSourcing
- Tenure: 0yrs
- Compensation: ₹4.46m
Manmath Kulkarni (53yo)
Senior Vice President
- Tenure: 12.6yrs
- Compensation: ₹5.53m
Vinay Ketkar (52yo)
Chief Accounting Officer
- Tenure: 12.6yrs
Onkarnath Banerjee
Compliance Officer & Company Secretary
- Tenure: 4.4yrs
Chet Kamat (58yo)
CEO, MD & Executive Non-Independent Director
- Tenure: 9.1yrs
- Compensation: ₹33.23m
Mohamed Yacob
Director of Legal & Ofss
- Tenure: 0yrs
Bindu Venkatesh
Vice President of Human Resources & Training
- Tenure: 5.4yrs
Board Members
S. Padalkar (60yo)
CFO, Chief of Staff & Investor Relations & Whole-time Director
- Tenure: 0.5yrs
Chet Kamat (58yo)
CEO, MD & Executive Non-Independent Director
- Tenure: 9.1yrs
- Compensation: ₹33.23m
Sambasivan Venkatachalam (75yo)
Independent Chairman
- Tenure: 7.5yrs
- Compensation: ₹4.05m
Richard Jackson (63yo)
Non-Executive Independent Director
- Tenure: 6.9yrs
- Compensation: ₹3.23m
Jane Murphy (52yo)
Non-Executive Independent Director
- Tenure: 0.8yrs
- Compensation: ₹320.00k
Sonny Singh (54yo)
Senior VP & Non-Executive Non-Independent Director
- Tenure: 6.3yrs
Sridhar Srinivasan
Non Executive Independent Director
- Tenure: 4.3yrs
- Compensation: ₹2.54m
Kimberly Woolley (47yo)
Non Executive Non Independent Director
- Tenure: 2.7yrs
Yong Kau
Non-Executive Non-Independent Director
- Tenure: 1yrs
Vincent Grelli
Non-Executive Non-Independent Director
- Tenure: 1yrs
Company Information
Oracle Financial Services Software Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Oracle Financial Services Software Limited
- Ticker: OFSS
- Exchange: NSEI
- Founded: 1989
- Industry: Application Software
- Sector: Software
- Market Cap: ₹255.207b
- Shares outstanding: 85.84m
- Website: https://www.oracle.com/industries/financial-services/index.html
Number of Employees
Location
- Oracle Financial Services Software Limited
- Oracle Park
- Off Western Express Highway
- Mumbai
- Maharashtra
- 400063
- India
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 532466 | BSE (Mumbai Stock Exchange) | Yes | Equity Shares | IN | INR | Jun 2002 |
| OFSS | NSEI (National Stock Exchange of India) | Yes | Equity Shares | IN | INR | Jun 2002 |
Biography
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates through three segments: ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/11/22 12:51 |
| End of Day Share Price | 2019/11/21 00:00 |
| Earnings | 2019/09/30 |
| Annual Earnings | 2019/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.