Snowflake Score | |
---|---|
Valuation | 4/6 |
Future Growth | 3/6 |
Past Performance | 4/6 |
Financial Health | 6/6 |
Dividends | 3/6 |
OFSS Stock Overview
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide.
Oracle Financial Services Software Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | ₹3,121.35 |
52 Week High | ₹5,145.00 |
52 Week Low | ₹2,950.00 |
Beta | 0.49 |
1 Month Change | 1.25% |
3 Month Change | -12.83% |
1 Year Change | -14.09% |
3 Year Change | -1.56% |
5 Year Change | -13.52% |
Change since IPO | 277.11% |
Recent News & Updates
Oracle Financial Services Software (NSE:OFSS) Will Be Hoping To Turn Its Returns On Capital Around
If we want to find a potential multi-bagger, often there are underlying trends that can provide clues. Firstly, we'll...
Oracle Financial Services Software's (NSE:OFSS) Dividend Will Be Reduced To ₹190
Oracle Financial Services Software Limited's ( NSE:OFSS ) dividend is being reduced to ₹190 on the 3rd of June. This...
Shareholder Returns
OFSS | IN Software | IN Market | |
---|---|---|---|
7D | 4.3% | 1.9% | 2.3% |
1Y | -14.1% | 13.1% | -0.9% |
Return vs Industry: OFSS underperformed the Indian Software industry which returned 12.1% over the past year.
Return vs Market: OFSS underperformed the Indian Market which returned -1.7% over the past year.
Price Volatility
OFSS volatility | |
---|---|
OFSS Average Weekly Movement | 4.4% |
Software Industry Average Movement | 8.3% |
Market Average Movement | 6.9% |
10% most volatile stocks in IN Market | 9.9% |
10% least volatile stocks in IN Market | 4.5% |
Stable Share Price: OFSS is less volatile than 75% of Indian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: OFSS's weekly volatility (4%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1989 | 7,884 | Chet Kamat | https://www.oracle.com/industries/financial-services/index.html |
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates through three segments: Product Licenses and Related Activities, IT Solutions and Consulting Services, and Business Process Outsourcing Services. The company offers Oracle FLEXCUBE, a banking solution for retail, corporate and investment banking, consumer lending, asset management, and investor servicing with payments; Oracle Banking Digital Experience, a digital transformation providing digital account and loan origination, digital wallet, and mobile payments; Oracle Banking APIs that enables banks to build partnerships with third-party technology organizations; and Oracle Banking Platform, a suite of business applications for banks.
Oracle Financial Services Software Fundamentals Summary
OFSS fundamental statistics | |
---|---|
Market Cap | ₹269.63b |
Earnings (TTM) | ₹18.89b |
Revenue (TTM) | ₹52.21b |
14.3x
P/E Ratio5.2x
P/S RatioIs OFSS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
OFSS income statement (TTM) | |
---|---|
Revenue | ₹52.21b |
Cost of Revenue | ₹24.06b |
Gross Profit | ₹28.16b |
Other Expenses | ₹9.27b |
Earnings | ₹18.89b |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
Earnings per share (EPS) | 218.75 |
Gross Margin | 53.92% |
Net Profit Margin | 36.17% |
Debt/Equity Ratio | 0% |
How did OFSS perform over the long term?
See historical performance and comparisonDividends
6.1%
Current Dividend Yield87%
Payout RatioValuation
Is OFSS undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
4/6Valuation Score 4/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for OFSS?
Other financial metrics that can be useful for relative valuation.
What is OFSS's n/a Ratio? | |
---|---|
n/a Ratio | 0x |
n/a | n/a |
Market Cap | ₹269.63b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | 4.2x |
Enterprise Value/EBITDA | 8.8x |
PEG Ratio | 1x |
Price to Earnings Ratio vs Peers
How does OFSS's PE Ratio compare to its peers?
OFSS PE Ratio vs Peers |
---|
Company | PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 36.1x |
Price-To-Earnings vs Peers: OFSS is good value based on its Price-To-Earnings Ratio (14.3x) compared to the peer average (36.1x).
Price to Earnings Ratio vs Industry
How does OFSS's PE Ratio compare vs other companies in the Indian Software Industry?
Price-To-Earnings vs Industry: OFSS is good value based on its Price-To-Earnings Ratio (14.3x) compared to the Indian Software industry average (25.7x)
Price to Earnings Ratio vs Fair Ratio
What is OFSS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 14.3x |
Fair PE Ratio | 30.8x |
Price-To-Earnings vs Fair Ratio: OFSS is good value based on its Price-To-Earnings Ratio (14.3x) compared to the estimated Fair Price-To-Earnings Ratio (30.8x).
Share Price vs Fair Value
What is the Fair Price of OFSS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: OFSS (₹3121.35) is trading below our estimate of fair value (₹3760.41)
Significantly Below Fair Value: OFSS is trading below fair value, but not by a significant amount.
Price to Earnings Growth Ratio
PEG Ratio: OFSS is poor value based on its PEG Ratio (1x)
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Future Growth
How is Oracle Financial Services Software forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Future Growth Score
3/6Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
13.8%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: OFSS's forecast earnings growth (13.8% per year) is above the savings rate (6.7%).
Earnings vs Market: OFSS's earnings (13.8% per year) are forecast to grow slower than the Indian market (17.5% per year).
High Growth Earnings: OFSS's earnings are forecast to grow, but not significantly.
Revenue vs Market: OFSS's revenue (13.5% per year) is forecast to grow faster than the Indian market (11.5% per year).
High Growth Revenue: OFSS's revenue (13.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: OFSS's Return on Equity is forecast to be high in 3 years time (32.4%)
Discover growth companies
Past Performance
How has Oracle Financial Services Software performed over the past 5 years?
Past Performance Score
4/6Past Performance Score 4/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
10.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: OFSS has high quality earnings.
Growing Profit Margin: OFSS's current net profit margins (36.2%) are higher than last year (35.1%).
Past Earnings Growth Analysis
Earnings Trend: OFSS's earnings have grown by 10.2% per year over the past 5 years.
Accelerating Growth: OFSS's earnings growth over the past year (7.2%) is below its 5-year average (10.2% per year).
Earnings vs Industry: OFSS earnings growth over the past year (7.2%) underperformed the Software industry 32.8%.
Return on Equity
High ROE: OFSS's Return on Equity (26.6%) is considered high.
Discover strong past performing companies
Financial Health
How is Oracle Financial Services Software's financial position?
Financial Health Score
6/6Financial Health Score 6/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: OFSS's short term assets (₹66.4B) exceed its short term liabilities (₹9.9B).
Long Term Liabilities: OFSS's short term assets (₹66.4B) exceed its long term liabilities (₹6.5B).
Debt to Equity History and Analysis
Debt Level: OFSS is debt free.
Reducing Debt: OFSS has not had any debt for past 5 years.
Debt Coverage: OFSS has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: OFSS has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
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Dividend
What is Oracle Financial Services Software current dividend yield, its reliability and sustainability?
Dividend Score
4/6Dividend Score 4/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
6.08%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: OFSS's dividend (6.08%) is higher than the bottom 25% of dividend payers in the Indian market (0.44%).
High Dividend: OFSS's dividend (6.08%) is in the top 25% of dividend payers in the Indian market (1.9%)
Stability and Growth of Payments
Stable Dividend: OFSS has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: OFSS has only been paying a dividend for 8 years, and since then payments have fallen.
Earnings Payout to Shareholders
Earnings Coverage: At its current payout ratio (86.7%), OFSS's payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its high cash payout ratio (90.2%), OFSS's dividend payments are not well covered by cash flows.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
13.4yrs
Average management tenure
CEO
Chet Kamat (60 yo)
11.67yrs
Tenure
₹47,300,000
Compensation
Mr. Chaitanya M. Kamat, also known as Chet, has been the Chief Executive Officer and Managing Director of Oracle Financial Services Software Limited since October 25, 2010. Mr. Kamat serves as Managing Dir...
CEO Compensation Analysis
Compensation vs Market: Chet's total compensation ($USD605.13K) is about average for companies of similar size in the Indian market ($USD611.16K).
Compensation vs Earnings: Chet's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: OFSS's management team is seasoned and experienced (13.4 years average tenure).
Board Members
Experienced Board: OFSS's board of directors are considered experienced (6.1 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Oracle Financial Services Software Limited's employee growth, exchange listings and data sources
Key Information
- Name: Oracle Financial Services Software Limited
- Ticker: OFSS
- Exchange: NSEI
- Founded: 1989
- Industry: Application Software
- Sector: Software
- Implied Market Cap: ₹269.628b
- Shares outstanding: 86.34m
- Website: https://www.oracle.com/industries/financial-services/index.html
Number of Employees
Location
- Oracle Financial Services Software Limited
- Oracle Park
- Off Western Express Highway
- Mumbai
- Maharashtra
- 400063
- India
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/06/24 00:00 |
End of Day Share Price | 2022/06/24 00:00 |
Earnings | 2022/03/31 |
Annual Earnings | 2022/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.