Executive Summary
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. More Details
Rewards
Risk Analysis
Snowflake Analysis
Flawless balance sheet with outstanding track record.
Similar Companies
Share Price & News
How has Oracle Financial Services Software's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: OFSS has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
3.5%
OFSS
1.7%
IN Software
-0.5%
IN Market
1 Year Return
6.6%
OFSS
32.1%
IN Software
2.0%
IN Market
Return vs Industry: OFSS underperformed the Indian Software industry which returned 32.1% over the past year.
Return vs Market: OFSS exceeded the Indian Market which returned 2% over the past year.
Shareholder returns
| OFSS | Industry | Market | |
|---|---|---|---|
| 7 Day | 3.5% | 1.7% | -0.5% |
| 30 Day | 6.9% | 8.3% | 0.3% |
| 90 Day | 7.0% | 37.1% | 7.1% |
| 1 Year | 14.6%6.6% | 38.1%32.1% | 3.7%2.0% |
| 3 Year | 1.3%-8.9% | 20.4%9.0% | 2.0%-3.0% |
| 5 Year | -1.8%-17.9% | 17.9%1.7% | 40.9%30.4% |
Price Volatility Vs. Market
How volatile is Oracle Financial Services Software's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Has Oracle Financial Services Software (NSE:OFSS) Got What It Takes To Become A Multi-Bagger?3 weeks ago | Simply Wall St
Is Oracle Financial Services Software Limited (NSE:OFSS) A Smart Choice For Dividend Investors?Valuation
Is Oracle Financial Services Software undervalued compared to its fair value and its price relative to the market?
17.89x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: OFSS (₹3257.35) is trading above our estimate of fair value (₹2041.3)
Significantly Below Fair Value: OFSS is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: OFSS is poor value based on its PE Ratio (17.9x) compared to the IN Software industry average (14x).
PE vs Market: OFSS is poor value based on its PE Ratio (17.9x) compared to the Indian market (16.3x).
Price to Earnings Growth Ratio
PEG Ratio: OFSS is poor value based on its PEG Ratio (2.2x)
Price to Book Ratio
PB vs Industry: OFSS is overvalued based on its PB Ratio (4.3x) compared to the IN Software industry average (1.6x).
Next Steps
Future Growth
How is Oracle Financial Services Software forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
8.3%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: OFSS's forecast earnings growth (8.3% per year) is above the savings rate (7.2%).
Earnings vs Market: OFSS's earnings (8.3% per year) are forecast to grow slower than the Indian market (25.5% per year).
High Growth Earnings: OFSS's earnings are forecast to grow, but not significantly.
Revenue vs Market: OFSS's revenue (5.7% per year) is forecast to grow slower than the Indian market (11.5% per year).
High Growth Revenue: OFSS's revenue (5.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if OFSS's Return on Equity is forecast to be high in 3 years time
Next Steps
Past Performance
How has Oracle Financial Services Software performed over the past 5 years?
7.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: OFSS has high quality earnings.
Growing Profit Margin: OFSS's current net profit margins (31.8%) are higher than last year (27.9%).
Past Earnings Growth Analysis
Earnings Trend: OFSS's earnings have grown by 7.2% per year over the past 5 years.
Accelerating Growth: OFSS's earnings growth over the past year (14.9%) exceeds its 5-year average (7.2% per year).
Earnings vs Industry: OFSS earnings growth over the past year (14.9%) exceeded the Software industry 2.4%.
Return on Equity
High ROE: OFSS's Return on Equity (23.8%) is considered high.
Next Steps
Financial Health
How is Oracle Financial Services Software's financial position?
Financial Position Analysis
Short Term Liabilities: OFSS's short term assets (₹59.8B) exceed its short term liabilities (₹9.5B).
Long Term Liabilities: OFSS's short term assets (₹59.8B) exceed its long term liabilities (₹5.1B).
Debt to Equity History and Analysis
Debt Level: OFSS is debt free.
Reducing Debt: OFSS had no debt 5 years ago.
Debt Coverage: OFSS has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: OFSS has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Next Steps
Dividend
What is Oracle Financial Services Software current dividend yield, its reliability and sustainability?
5.52%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: OFSS's dividend (5.52%) is higher than the bottom 25% of dividend payers in the Indian market (0.57%).
High Dividend: OFSS's dividend (5.52%) is in the top 25% of dividend payers in the Indian market (2.28%)
Stability and Growth of Payments
Stable Dividend: OFSS has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: OFSS has only been paying a dividend for 6 years, and since then payments have fallen.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (98.8%), OFSS's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
11.7yrs
Average management tenure
CEO
Chet Kamat (59 yo)
10yrs
Tenure
₹43,920,000
Compensation
Mr. Chaitanya M. Kamat, also known as Chet, has been the Chief Executive Officer and Managing Director of Oracle Financial Services Software Limited since October 25, 2010. Mr. Kamat serves as Managing Dir ...
CEO Compensation Analysis
Compensation vs Market: Chet's total compensation ($USD597.65K) is about average for companies of similar size in the Indian market ($USD780.39K).
Compensation vs Earnings: Chet's compensation has increased by more than 20% in the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, MD & Executive Non-Independent Director | 10yrs | ₹43.92m | 0.030% ₹ 83.1m | |
| CFO, Chief of Staff & Investor Relations & Whole-time Director | 1.42yrs | ₹10.37m | 0.065% ₹ 181.2m | |
| Chief Accounting Officer | 13.5yrs | no data | no data | |
| Vice President of Administration | no data | ₹4.69m | no data | |
| Director of Legal & Ofss | no data | no data | no data | |
| Compliance Officer & Company Secretary | 5.33yrs | no data | 0.000060% ₹ 168.2k | |
| Chief of Staff & VP of Corporate Development | 13.5yrs | ₹5.02m | no data | |
| Vice President of Human Resources & Training | 6.33yrs | no data | no data | |
| Vice President of Business Intelligence Group - PrimeSourcing | no data | ₹4.46m | 0.029% ₹ 82.1m | |
| Senior Vice President | 13.5yrs | ₹5.53m | no data | |
| Head - PWM | no data | ₹5.62m | no data | |
| Senior Director of Human Resources and Head of Organization & Talent Development | 9.5yrs | no data | no data |
11.7yrs
Average Tenure
58.5yo
Average Age
Experienced Management: OFSS's management team is seasoned and experienced (11.7 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, MD & Executive Non-Independent Director | 10yrs | ₹43.92m | 0.030% ₹ 83.1m | |
| CFO, Chief of Staff & Investor Relations & Whole-time Director | 1.42yrs | ₹10.37m | 0.065% ₹ 181.2m | |
| Independent Chairman | 8.42yrs | ₹4.40m | 0.0070% ₹ 19.6m | |
| Non-Executive Independent Director | 7.83yrs | ₹4.20m | no data | |
| Non-Executive Independent Director | 1.67yrs | ₹3.85m | no data | |
| Senior VP & Non-Executive Non-Independent Director | 7.25yrs | no data | no data | |
| Non Executive Independent Director | 5.25yrs | ₹3.20m | no data | |
| Non Executive Non Independent Director | 3.58yrs | no data | no data | |
| Non-Executive Non-Independent Director | 1.92yrs | no data | no data | |
| Non-Executive Non-Independent Director | 1.92yrs | no data | no data |
4.4yrs
Average Tenure
59yo
Average Age
Experienced Board: OFSS's board of directors are considered experienced (4.4 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: OFSS insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Oracle Financial Services Software Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Oracle Financial Services Software Limited
- Ticker: OFSS
- Exchange: NSEI
- Founded: 1989
- Industry: Application Software
- Sector: Software
- Market Cap: ₹280.354b
- Shares outstanding: 85.99m
- Website: https://www.oracle.com/industries/financial-services/index.html
Number of Employees
Location
- Oracle Financial Services Software Limited
- Oracle Park
- Off Western Express Highway
- Mumbai
- Maharashtra
- 400063
- India
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 532466 | BSE (Mumbai Stock Exchange) | Yes | Equity Shares | IN | INR | Jun 2002 |
| OFSS | NSEI (National Stock Exchange of India) | Yes | Equity Shares | IN | INR | Jun 2002 |
Biography
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates through three segments: ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/10/21 12:45 |
| End of Day Share Price | 2020/10/20 00:00 |
| Earnings | 2020/06/30 |
| Annual Earnings | 2020/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.