Niva Bupa Health Insurance Valuation

Q: What is the Fair Price of NIVABUPA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

NIVABUPA (₹74.02) is trading below our estimate of [[fair value]] (₹99.5)

Is NIVABUPA undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of NIVABUPA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: NIVABUPA (₹74.02) is trading below our estimate of fair value (₹99.5)

Significantly Below Fair Value: NIVABUPA is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for NIVABUPA?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for NIVABUPA. This is calculated by dividing NIVABUPA's market cap by their current preferred multiple.
What is NIVABUPA's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	n/a

NIVABUPA key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	2.8x
Enterprise Value/EBITDA	79.3x
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does NIVABUPA's PE Ratio compare to its peers?

The above table shows the PE ratio for NIVABUPA vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	76.9x
RELIGARE Religare Enterprises	37.9x	n/a	₹79.2b
STARHEALTH Star Health and Allied Insurance	32.2x	18.3%	₹273.3b
MFSL Max Financial Services	123x	22.9%	₹411.5b
ICICIPRULI ICICI Prudential Life Insurance	114.5x	1.7%	₹994.0b
NIVABUPA Niva Bupa Health Insurance	99x	n/a	₹130.2b

Price-To-Earnings vs Peers: NIVABUPA is expensive based on its Price-To-Earnings Ratio (99x) compared to the peer average (76.9x).

Price to Earnings Ratio vs Industry

How does NIVABUPA's PE Ratio compare vs other companies in the Asian Insurance Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	8.1%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	8.1%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: NIVABUPA is expensive based on its Price-To-Earnings Ratio (99x) compared to the Asian Insurance industry average (10.9x).

Price to Earnings Ratio vs Fair Ratio

What is NIVABUPA's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

NIVABUPA PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	99x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate NIVABUPA's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.