Niva Bupa Health Insurance Balance Sheet Health
Financial Health criteria checks 4/6
Niva Bupa Health Insurance has a total shareholder equity of ₹29.9B and total debt of ₹2.5B, which brings its debt-to-equity ratio to 8.4%. Its total assets and total liabilities are ₹74.9B and ₹45.1B respectively. Niva Bupa Health Insurance's EBIT is ₹1.6B making its interest coverage ratio 6.1. It has cash and short-term investments of ₹3.8B.
Key information
8.4%
Debt to equity ratio
₹2.50b
Debt
| Interest coverage ratio | 6.1x |
| Cash | ₹3.83b |
| Equity | ₹29.85b |
| Total liabilities | ₹45.08b |
| Total assets | ₹74.93b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: NIVABUPA's short term assets (₹11.7B) do not cover its short term liabilities (₹42.6B).
Long Term Liabilities: NIVABUPA's short term assets (₹11.7B) exceed its long term liabilities (₹2.5B).
Debt to Equity History and Analysis
Debt Level: NIVABUPA has more cash than its total debt.
Reducing Debt: NIVABUPA's debt to equity ratio has increased from 0% to 8.4% over the past 5 years.
Debt Coverage: NIVABUPA's debt is well covered by operating cash flow (315.3%).
Interest Coverage: NIVABUPA's interest payments on its debt are well covered by EBIT (6.1x coverage).