Snowflake Score | |
---|---|
Valuation | 0/6 |
Future Growth | 3/6 |
Past Performance | 2/6 |
Financial Health | 4/6 |
Dividends | 0/6 |
540133 Stock Overview
ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India.
Rewards
Risk Analysis
No risks detected for 540133 from our risk checks.
ICICI Prudential Life Insurance Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | ₹499.80 |
52 Week High | ₹724.50 |
52 Week Low | ₹430.00 |
Beta | 0.62 |
1 Month Change | -8.92% |
3 Month Change | -1.82% |
1 Year Change | -19.23% |
3 Year Change | 25.48% |
5 Year Change | 3.66% |
Change since IPO | 67.92% |
Recent News & Updates
Shareholder Returns
540133 | IN Insurance | IN Market | |
---|---|---|---|
7D | 1.4% | 1.1% | 0.6% |
1Y | -19.2% | -18.0% | -0.3% |
Return vs Industry: 540133 underperformed the Indian Insurance industry which returned -18% over the past year.
Return vs Market: 540133 underperformed the Indian Market which returned -0.3% over the past year.
Price Volatility
540133 volatility | |
---|---|
540133 Average Weekly Movement | 4.3% |
Insurance Industry Average Movement | 4.3% |
Market Average Movement | 6.8% |
10% most volatile stocks in IN Market | 9.8% |
10% least volatile stocks in IN Market | 4.4% |
Stable Share Price: 540133 is less volatile than 75% of Indian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: 540133's weekly volatility (4%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
2000 | 15,530 | Narayanan Kannan | https://www.iciciprulife.com |
ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company also provides term life, health, savings, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its own sales force and website.
ICICI Prudential Life Insurance Fundamentals Summary
540133 fundamental statistics | |
---|---|
Market Cap | ₹718.45b |
Earnings (TTM) | ₹7.59b |
Revenue (TTM) | ₹644.40b |
94.6x
P/E Ratio1.1x
P/S RatioIs 540133 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
540133 income statement (TTM) | |
---|---|
Revenue | ₹644.40b |
Cost of Revenue | ₹568.80b |
Gross Profit | ₹75.60b |
Other Expenses | ₹68.00b |
Earnings | ₹7.59b |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Jul 16, 2022
Earnings per share (EPS) | 5.28 |
Gross Margin | 11.73% |
Net Profit Margin | 1.18% |
Debt/Equity Ratio | 13.1% |
How did 540133 perform over the long term?
See historical performance and comparisonDividends
0.1%
Current Dividend Yield10%
Payout RatioValuation
Is 540133 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for 540133?
Other financial metrics that can be useful for relative valuation.
What is 540133's n/a Ratio? | |
---|---|
n/a Ratio | 0x |
n/a | n/a |
Market Cap | ₹718.45b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | 1.1x |
Enterprise Value/EBITDA | 66.4x |
PEG Ratio | 3.3x |
Price to Earnings Ratio vs Peers
How does 540133's PE Ratio compare to its peers?
540133 PE Ratio vs Peers |
---|
Company | PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 78.7x | ||
540719 SBI Life Insurance | 73.1x | n/a | ₹1.1t |
540777 HDFC Life Insurance | 90.1x | 17.6% | ₹1.2t |
MFSL Max Financial Services | 109.4x | 30.7% | ₹277.2b |
LICI Life Insurance Corporation of India | 42.1x | 27.6% | ₹4.3t |
540133 ICICI Prudential Life Insurance | 94.6x | 29.1% | ₹718.5b |
Price-To-Earnings vs Peers: 540133 is expensive based on its Price-To-Earnings Ratio (94.6x) compared to the peer average (78.7x).
Price to Earnings Ratio vs Industry
How does 540133's PE Ratio compare vs other companies in the Asian Insurance Industry?
Price-To-Earnings vs Industry: 540133 is expensive based on its Price-To-Earnings Ratio (94.6x) compared to the Indian Insurance industry average (69.9x)
Price to Earnings Ratio vs Fair Ratio
What is 540133's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 94.6x |
Fair PE Ratio | 24.7x |
Price-To-Earnings vs Fair Ratio: 540133 is expensive based on its Price-To-Earnings Ratio (94.6x) compared to the estimated Fair Price-To-Earnings Ratio (24.7x).
Share Price vs Fair Value
What is the Fair Price of 540133 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: 540133 (₹499.8) is trading above our estimate of fair value (₹108.7)
Significantly Below Fair Value: 540133 is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: 540133 is poor value based on its PEG Ratio (3.3x)
Discover undervalued companies
Future Growth
How is ICICI Prudential Life Insurance forecast to perform in the next 1 to 3 years based on estimates from 27 analysts?
Future Growth Score
3/6Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
29.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 540133's forecast earnings growth (29.1% per year) is above the savings rate (6.8%).
Earnings vs Market: 540133's earnings (29.1% per year) are forecast to grow faster than the Indian market (17.3% per year).
High Growth Earnings: 540133's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: 540133's revenue is expected to decline over the next 3 years (-12.1% per year).
High Growth Revenue: 540133's revenue is forecast to decline over the next 3 years (-12.1% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 540133's Return on Equity is forecast to be low in 3 years time (15.1%).
Discover growth companies
Past Performance
How has ICICI Prudential Life Insurance performed over the past 5 years?
Past Performance Score
2/6Past Performance Score 2/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
-19.1%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 540133 has high quality earnings.
Growing Profit Margin: 540133's current net profit margins (1.2%) are higher than last year (1.1%).
Past Earnings Growth Analysis
Earnings Trend: 540133's earnings have declined by 19.1% per year over the past 5 years.
Accelerating Growth: 540133's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 540133 had negative earnings growth (-20.6%) over the past year, making it difficult to compare to the Insurance industry average (-8.1%).
Return on Equity
High ROE: 540133's Return on Equity (8.3%) is considered low.
Discover strong past performing companies
Financial Health
How is ICICI Prudential Life Insurance's financial position?
Financial Health Score
4/6Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: 540133's short term assets (₹63.6B) exceed its short term liabilities (₹52.5B).
Long Term Liabilities: 540133's short term assets (₹63.6B) do not cover its long term liabilities (₹2,300.3B).
Debt to Equity History and Analysis
Debt Level: 540133 has more cash than its total debt.
Reducing Debt: Insufficient data to determine if 540133's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: 540133's debt is well covered by operating cash flow (152.6%).
Interest Coverage: 540133's interest payments on its debt are well covered by EBIT (12.7x coverage).
Balance Sheet
Discover healthy companies
Dividend
What is ICICI Prudential Life Insurance current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
0.11%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 540133's dividend (0.11%) isn’t notable compared to the bottom 25% of dividend payers in the Indian market (0.42%).
High Dividend: 540133's dividend (0.11%) is low compared to the top 25% of dividend payers in the Indian market (1.86%).
Stability and Growth of Payments
Stable Dividend: 540133 is not paying a notable dividend for the Indian market, therefore no need to check if payments are stable.
Growing Dividend: 540133 is not paying a notable dividend for the Indian market, therefore no need to check if payments are increasing.
Earnings Payout to Shareholders
Earnings Coverage: 540133 is not paying a notable dividend for the Indian market.
Cash Payout to Shareholders
Cash Flow Coverage: 540133 is not paying a notable dividend for the Indian market.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
6.0yrs
Average management tenure
CEO
Narayanan Kannan (57 yo)
4.08yrs
Tenure
₹72,990,001
Compensation
Mr. Narayanan Srinivasa Kannan, BE, CFA, PGDM is the Chief Executive Officer, Managing Director and Whole-time Director at ICICI Prudential Life Insurance Company Ltd. since June 19, 2018. Mr. Kannan serve...
CEO Compensation Analysis
Compensation vs Market: Narayanan's total compensation ($USD924.92K) is about average for companies of similar size in the Indian market ($USD893.34K).
Compensation vs Earnings: Narayanan's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: 540133's management team is seasoned and experienced (6 years average tenure).
Board Members
Experienced Board: 540133's board of directors are considered experienced (4.5 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
ICICI Prudential Life Insurance Company Limited's employee growth, exchange listings and data sources
Key Information
- Name: ICICI Prudential Life Insurance Company Limited
- Ticker: 540133
- Exchange: BSE
- Founded: 2000
- Industry: Life and Health Insurance
- Sector: Insurance
- Implied Market Cap: ₹718.454b
- Shares outstanding: 1.44b
- Website: https://www.iciciprulife.com
Number of Employees
Location
- ICICI Prudential Life Insurance Company Limited
- ICICI PruLife Towers
- 1089, Appasaheb Marathe Marg
- Mumbai
- Maharashtra
- 400025
- India
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/07/03 00:00 |
End of Day Share Price | 2022/07/01 00:00 |
Earnings | 2022/03/31 |
Annual Earnings | 2022/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.