NSEI:VHL

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Executive Summary

Vardhman Holdings Limited operates as a non-banking financial company in India. More Details


Snowflake Analysis

Flawless balance sheet and fair value.

Share Price & News

How has Vardhman Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: VHL has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0.2%

VHL

0.4%

IN Diversified Financial

-0.4%

IN Market


1 Year Return

-14.2%

VHL

-24.8%

IN Diversified Financial

2.3%

IN Market

Return vs Industry: VHL exceeded the Indian Diversified Financial industry which returned -24.8% over the past year.

Return vs Market: VHL underperformed the Indian Market which returned 2.3% over the past year.


Shareholder returns

VHLIndustryMarket
7 Day0.2%0.4%-0.4%
30 Day-1.7%-2.8%3.3%
90 Day-0.5%-0.9%6.7%
1 Year-14.2%-14.2%-22.1%-24.8%4.0%2.3%
3 Year-63.4%-63.6%-45.5%-49.4%0.6%-4.1%
5 Year22.5%21.4%0.5%-16.3%42.3%31.8%

Price Volatility Vs. Market

How volatile is Vardhman Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Vardhman Holdings undervalued compared to its fair value and its price relative to the market?

3.44x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: VHL (₹1231.25) is trading above our estimate of fair value (₹1205.82)

Significantly Below Fair Value: VHL is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: VHL is good value based on its PE Ratio (3.4x) compared to the IN Diversified Financial industry average (10.6x).

PE vs Market: VHL is good value based on its PE Ratio (3.4x) compared to the Indian market (16.4x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate VHL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: VHL is good value based on its PB Ratio (0.2x) compared to the IN Diversified Financial industry average (0.5x).


Next Steps

Future Growth

How is Vardhman Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

22.3%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Vardhman Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Vardhman Holdings performed over the past 5 years?

19.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: VHL has high quality earnings.

Growing Profit Margin: VHL's current net profit margins are lower than last year .


Past Earnings Growth Analysis

Earnings Trend: VHL's earnings have grown by 19% per year over the past 5 years.

Accelerating Growth: VHL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: VHL had negative earnings growth (-40.2%) over the past year, making it difficult to compare to the Diversified Financial industry average (-1.3%).


Return on Equity

High ROE: VHL's Return on Equity (5.3%) is considered low.


Next Steps

Financial Health

How is Vardhman Holdings's financial position?


Financial Position Analysis

Short Term Liabilities: VHL's short term assets (₹1.9B) exceed its short term liabilities (₹40.6M).

Long Term Liabilities: VHL's short term assets (₹1.9B) exceed its long term liabilities (₹202.0K).


Debt to Equity History and Analysis

Debt Level: VHL is debt free.

Reducing Debt: VHL has not had any debt for past 5 years.

Debt Coverage: VHL has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: VHL has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is Vardhman Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate VHL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate VHL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if VHL's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if VHL's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: VHL is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of VHL's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.2yrs

Average management tenure


CEO

Shri Oswal (78 yo)

4.17yrs

Tenure

₹3,292,000

Compensation

Mr. Shri Paul Oswal, M.Com. has been the Executive Chairman of Vardhman Textiles Limited since June 1, 2005 and its Managing Director since June 17, 2005. Mr. Oswal has been the Managing Director of Vardhm ...


CEO Compensation Analysis

Compensation vs Market: Shri's total compensation ($USD44.69K) is about average for companies of similar size in the Indian market ($USD55.70K).

Compensation vs Earnings: Shri's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Shri Oswal
Chairman & MD4.17yrs₹3.29m1.78%
₹ 70.2m
Poorva Bhatia
Chief Financial Officer5.67yrs₹982.00kno data
Swati Mangla
Company Secretary & Compliance Officer1.42yrs₹411.00kno data
Shakun Oswal
Whole-Time Director15.25yrsno data0.60%
₹ 23.5m

4.2yrs

Average Tenure

52.5yo

Average Age

Experienced Management: VHL's management team is considered experienced (4.2 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Shri Oswal
Chairman & MD4.17yrs₹3.29m1.78%
₹ 70.2m
Shakun Oswal
Whole-Time Director15.25yrsno data0.60%
₹ 23.5m
Om Sharma
Independent Director11.25yrs₹60.00kno data
Sachit Jain
Non-Executive Non Independent Director30.75yrsno data0.073%
₹ 2.9m
Suchita Jain
Non-Executive Non Independent Director15.58yrsno data0.89%
₹ 35.0m
Chaman Jain
Non-Executive Non Independent Director42.17yrs₹10.00k0.00016%
₹ 6.3k
Jagdish Singal
Independent Director15yrs₹37.50kno data
Sat Kanwar
Independent Director12.42yrs₹75.00k0.038%
₹ 1.5m
Rajeev Mittal
Independent Director3.92yrs₹17.50kno data
Apinder Sodhi
Independent Director7.25yrs₹67.50kno data
Vikas Kumar
Non-Executive Non Independent Director3.92yrsno datano data
Sanjeev Jain
Independent Director2.92yrs₹60.00kno data

12.4yrs

Average Tenure

65.5yo

Average Age

Experienced Board: VHL's board of directors are seasoned and experienced ( 12.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Vardhman Holdings Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Vardhman Holdings Limited
  • Ticker: VHL
  • Exchange: NSEI
  • Founded: 1962
  • Industry: Specialized Finance
  • Sector: Diversified Financials
  • Market Cap: ₹3.935b
  • Shares outstanding: 3.19m
  • Website: https://www.vardhman.com

Number of Employees


Location

  • Vardhman Holdings Limited
  • Vardhman Premises
  • Chandigarh Road
  • Ludhiana
  • Punjab
  • 141010
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
500439BSE (Mumbai Stock Exchange)YesEquity SharesININRJan 2002
VHLNSEI (National Stock Exchange of India)YesEquity SharesININRJan 2002

Biography

Vardhman Holdings Limited operates as a non-banking financial company in India. It is primarily engages in lending and investing activities. The company was formerly known as Vardhman Spinning and General ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/22 12:30
End of Day Share Price2020/10/21 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.