| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
TFCILTD Stock Overview
Tourism Finance Corporation of India Limited provides financial assistance to tourism-related activities/projects in India.
Tourism Finance Corporation of India Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹50.95 |
| 52 Week High | ₹83.35 |
| 52 Week Low | ₹45.00 |
| Beta | 0.80 |
| 1 Month Change | -5.39% |
| 3 Month Change | -15.23% |
| 1 Year Change | -35.26% |
| 3 Year Change | -53.51% |
| 5 Year Change | -49.95% |
| Change since IPO | 570.40% |
Recent News & Updates
Shareholder Returns
| TFCILTD | IN Diversified Financial | IN Market | |
|---|---|---|---|
| 7D | 11.4% | 2.3% | 4.1% |
| 1Y | -35.3% | -10.8% | -0.02% |
Return vs Industry: TFCILTD underperformed the Indian Diversified Financial industry which returned -11.7% over the past year.
Return vs Market: TFCILTD underperformed the Indian Market which returned -0.9% over the past year.
Price Volatility
| TFCILTD volatility | |
|---|---|
| TFCILTD Average Weekly Movement | 5.9% |
| Diversified Financial Industry Average Movement | 7.2% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in IN Market | 9.9% |
| 10% least volatile stocks in IN Market | 4.5% |
Stable Share Price: TFCILTD is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: TFCILTD's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1989 | 41 | n/a | https://www.tfciltd.com |
Tourism Finance Corporation of India Limited provides financial assistance to tourism-related activities/projects in India. The company offers rupee term loans, project loans, corporate loans, loans against securities, bridge loans, subscription in equity shares/debentures, etc.; structured solutions to corporate clients; advisory/investment solutions to manage, leverage, and enhance capital structure by various offerings, such as convertible preference shares, mezzanine loans, venture capital debt, convertible bonds, etc.; and structured finance, PE placement, mergers and acquisitions, project and infrastructure finance, debt syndication, and debt restructuring services. It also provides research and consultancy services; financial assistance to greenfield, as well as for expansion, diversification, and modernization projects; and financial assistance for small and medium businesses.
Tourism Finance Corporation of India Fundamentals Summary
| TFCILTD fundamental statistics | |
|---|---|
| Market Cap | ₹4.61b |
| Earnings (TTM) | ₹853.10m |
| Revenue (TTM) | ₹1.28b |
5.4x
P/E Ratio3.6x
P/S RatioIs TFCILTD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TFCILTD income statement (TTM) | |
|---|---|
| Revenue | ₹1.28b |
| Cost of Revenue | ₹0 |
| Gross Profit | ₹1.28b |
| Other Expenses | ₹430.56m |
| Earnings | ₹853.10m |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 9.44 |
| Gross Margin | 100.00% |
| Net Profit Margin | 66.46% |
| Debt/Equity Ratio | 135.8% |
How did TFCILTD perform over the long term?
See historical performance and comparisonDividends
2.4%
Current Dividend Yield13%
Payout RatioValuation
Is TFCILTD undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for TFCILTD?
Other financial metrics that can be useful for relative valuation.
| What is TFCILTD's n/a Ratio? | |
|---|---|
| n/a Ratio | 0x |
| n/a | n/a |
| Market Cap | ₹4.61b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does TFCILTD's PE Ratio compare to its peers?
| TFCILTD PE Ratio vs Peers |
|---|
| Company | PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 89.7x | ||
530067 CSL Finance | 10.5x | n/a | ₹3.5b |
511724 Baid Leasing and Finance | 30.2x | n/a | ₹2.7b |
533344 India Financial Services | 17.4x | n/a | ₹8.9b |
537800 Mangalam Industrial Finance | 300.7x | n/a | ₹4.0b |
TFCILTD Tourism Finance Corporation of India | 5.4x | n/a | ₹4.6b |
Price-To-Earnings vs Peers: TFCILTD is good value based on its Price-To-Earnings Ratio (5.4x) compared to the peer average (89.7x).
Price to Earnings Ratio vs Industry
How does TFCILTD's PE Ratio compare vs other companies in the IN Diversified Financial Industry?
Price-To-Earnings vs Industry: TFCILTD is good value based on its Price-To-Earnings Ratio (5.4x) compared to the Indian Diversified Financial industry average (19x)
Price to Earnings Ratio vs Fair Ratio
What is TFCILTD's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 5.4x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate TFCILTD's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of TFCILTD when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: TFCILTD (₹50.95) is trading above our estimate of fair value (₹37.1)
Significantly Below Fair Value: TFCILTD is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate TFCILTD's PEG Ratio to determine if it is good value.
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Future Growth
How is Tourism Finance Corporation of India forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
17.7%
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Tourism Finance Corporation of India has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Check out Tourism Finance Corporation of India's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- Tourism Finance Corporation of India competitive advantages and company strategy can generally be found in its financial reports archived here.
Past Performance
How has Tourism Finance Corporation of India performed over the past 5 years?
Past Performance Score
4/6Past Performance Score 4/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
2.4%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TFCILTD has high quality earnings.
Growing Profit Margin: TFCILTD's current net profit margins (66.5%) are higher than last year (62.6%).
Past Earnings Growth Analysis
Earnings Trend: TFCILTD's earnings have grown by 2.4% per year over the past 5 years.
Accelerating Growth: TFCILTD's earnings growth over the past year (5.7%) exceeds its 5-year average (2.4% per year).
Earnings vs Industry: TFCILTD earnings growth over the past year (5.7%) underperformed the Diversified Financial industry 24.4%.
Return on Equity
High ROE: TFCILTD's Return on Equity (9.1%) is considered low.
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Financial Health
How is Tourism Finance Corporation of India's financial position?
Financial Health Score
3/6Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: TFCILTD's short term assets (₹20.4B) exceed its short term liabilities (₹25.4M).
Long Term Liabilities: TFCILTD's short term assets (₹20.4B) exceed its long term liabilities (₹13.1B).
Debt to Equity History and Analysis
Debt Level: TFCILTD's net debt to equity ratio (113.2%) is considered high.
Reducing Debt: TFCILTD's debt to equity ratio has reduced from 189.4% to 135.8% over the past 5 years.
Debt Coverage: TFCILTD's debt is not well covered by operating cash flow (10.9%).
Interest Coverage: Insufficient data to determine if TFCILTD's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Dividend
What is Tourism Finance Corporation of India current dividend yield, its reliability and sustainability?
Dividend Score
3/6Dividend Score 3/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
2.35%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: TFCILTD's dividend (2.35%) is higher than the bottom 25% of dividend payers in the Indian market (0.43%).
High Dividend: TFCILTD's dividend (2.35%) is in the top 25% of dividend payers in the Indian market (1.89%)
Stability and Growth of Payments
Stable Dividend: TFCILTD's dividend payments have been volatile in the past 10 years.
Growing Dividend: TFCILTD's dividend payments have not increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its low payout ratio (12.7%), TFCILTD's dividend payments are thoroughly covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (7.9%), TFCILTD's dividend payments are thoroughly covered by cash flows.
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Management
How experienced are the management team and are they aligned to shareholders interests?
6.8yrs
Average management tenure
CEO
Tourism Finance Corporation of India has no CEO, or we have no data on them.
Leadership Team
Experienced Management: TFCILTD's management team is seasoned and experienced (6.8 years average tenure).
Board Members
Experienced Board: TFCILTD's board of directors are considered experienced (3.7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 12%.
Top Shareholders
Company Information
Tourism Finance Corporation of India Limited's employee growth, exchange listings and data sources
Key Information
- Name: Tourism Finance Corporation of India Limited
- Ticker: TFCILTD
- Exchange: NSEI
- Founded: 1989
- Industry: Specialized Finance
- Sector: Diversified Financials
- Implied Market Cap: ₹4.614b
- Shares outstanding: 90.37m
- Website: https://www.tfciltd.com
Number of Employees
Location
- Tourism Finance Corporation of India Limited
- NBCC Plaza
- 4th Floor, Tower–1
- New Delhi
- Delhi
- 110017
- India
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/06/27 00:00 |
| End of Day Share Price | 2022/06/27 00:00 |
| Earnings | 2022/03/31 |
| Annual Earnings | 2022/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.