NSEI:PFS

Stock Analysis Report

NOT FOR DISTRIBUTION
Header cover image

Market Cap

₹13.4b

Last Updated

2021/07/27 15:31 UTC

Data Sources

Company Financials

Executive Summary

PTC India Financial Services Limited provides financing solutions to companies with projects in the power sector and related areas across the entire energy value chain. More Details


Snowflake Analysis

Imperfect balance sheet and overvalued.


Similar Companies

Share Price & News

How has India Financial Services's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: PFS is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: PFS's weekly volatility (7%) has been stable over the past year.


Market Performance


7 Day Return

1.5%

PFS

-0.7%

IN Capital Markets

0.9%

IN Market


1 Year Return

35.1%

PFS

53.0%

IN Capital Markets

51.8%

IN Market

Return vs Industry: PFS underperformed the Indian Capital Markets industry which returned 55.2% over the past year.

Return vs Market: PFS underperformed the Indian Market which returned 54.3% over the past year.


Shareholder returns

PFSIndustryMarket
7 Day1.5%-0.7%0.9%
30 Day5.6%13.4%1.0%
90 Day21.6%31.0%11.0%
1 Year38.7%35.1%55.6%53.0%53.9%51.8%
3 Year20.7%9.5%18.5%13.7%37.0%30.0%
5 Year-37.7%-47.3%92.1%82.2%82.4%67.2%

Long-Term Price Volatility Vs. Market

How volatile is India Financial Services's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is India Financial Services undervalued compared to its fair value and its price relative to the market?

52.13x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate PFS's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate PFS's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: PFS is poor value based on its PE Ratio (52.1x) compared to the Indian Capital Markets industry average (19.1x).

PE vs Market: PFS is poor value based on its PE Ratio (52.1x) compared to the Indian market (24x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate PFS's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: PFS is good value based on its PB Ratio (0.6x) compared to the IN Capital Markets industry average (0.8x).


Future Growth

How is India Financial Services forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

10.8%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as India Financial Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has India Financial Services performed over the past 5 years?

-30.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: PFS has high quality earnings.

Growing Profit Margin: PFS's current net profit margins (6.6%) are lower than last year (25%).


Past Earnings Growth Analysis

Earnings Trend: PFS's earnings have declined by 30.3% per year over the past 5 years.

Accelerating Growth: PFS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PFS had negative earnings growth (-76.7%) over the past year, making it difficult to compare to the Capital Markets industry average (34.8%).


Return on Equity

High ROE: PFS's Return on Equity (1.2%) is considered low.


Financial Health

How is India Financial Services's financial position?


Financial Position Analysis

Short Term Liabilities: PFS's short term assets (₹110.6B) exceed its short term liabilities (₹76.8M).

Long Term Liabilities: PFS's short term assets (₹110.6B) exceed its long term liabilities (₹94.0B).


Debt to Equity History and Analysis

Debt Level: PFS's debt to equity ratio (432.3%) is considered high.

Reducing Debt: PFS's debt to equity ratio has increased from 392.9% to 432.3% over the past 5 years.

Debt Coverage: PFS's debt is not well covered by operating cash flow (14.3%).

Interest Coverage: Insufficient data to determine if PFS's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is India Financial Services's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate PFS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate PFS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if PFS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PFS's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: PFS is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of PFS's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.8yrs

Average management tenure


CEO

Pawan Singh (60 yo)

2.83yrs

Tenure

₹9,670,000

Compensation

Dr. Pawan Singh serves as Whole Time Director of PTC India Financial Services Ltd. since February 1, 2012 and has been its Managing Director & Chief Executive Officer since October 3, 2018 and served as Ch...


CEO Compensation Analysis

Compensation vs Market: Pawan's total compensation ($USD130.06K) is below average for companies of similar size in the Indian market ($USD213.60K).

Compensation vs Earnings: Pawan's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: PFS's management team is considered experienced (2.8 years average tenure).


Board Members

Experienced Board: PFS's board of directors are considered experienced (3.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

PTC India Financial Services Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: PTC India Financial Services Limited
  • Ticker: PFS
  • Exchange: NSEI
  • Founded: 2006
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: ₹13.392b
  • Shares outstanding: 642.28m
  • Website: https://www.ptcfinancial.com

Number of Employees


Location

  • PTC India Financial Services Limited
  • Telephone Exchange Building
  • 7th Floor
  • New Delhi
  • Delhi
  • 110066
  • India

Listings


Biography

PTC India Financial Services Limited provides financing solutions to companies with projects in the power sector and related areas across the entire energy value chain. The company provides debt assistance...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/07/27 15:31
End of Day Share Price2021/07/27 00:00
Earnings2021/03/31
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.