PTC India Financial Services Valuation

Is PFS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PFS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate PFS's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate PFS's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PFS?

Key metric: As PFS is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for PFS. This is calculated by dividing PFS's market cap by their current earnings.
What is PFS's PE Ratio?
PE Ratio	17.9x
Earnings	₹1.56b
Market Cap	₹27.88b

PFS key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does PFS's PE Ratio compare to its peers?

The above table shows the PE ratio for PFS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	34x
MUTHOOTMF Muthoot Microfin	7.7x	29.1%	₹32.5b
526650 Tourism Finance Corporation of India	16.5x	n/a	₹16.3b
542774 Mufin Green Finance	103.8x	n/a	₹19.5b
500439 Vardhman Holdings	7.7x	n/a	₹15.6b
PFS PTC India Financial Services	17.9x	n/a	₹27.9b

Price-To-Earnings vs Peers: PFS is good value based on its Price-To-Earnings Ratio (17.9x) compared to the peer average (34x).

Price to Earnings Ratio vs Industry

How does PFS's PE Ratio compare vs other companies in the IN Diversified Financial Industry?

8 Companies	Price / Earnings	Estimated Growth	Market Cap
531310 Available Finance	2.5x	n/a	US$39.08m
538732 Vibrant Global Capital	5x	n/a	US$17.93m
539217 Srestha Finvest	4.6x	n/a	US$11.27m
531735 Prism Finance	4.7x	n/a	US$2.55m

8 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: PFS is good value based on its Price-To-Earnings Ratio (17.9x) compared to the Indian Diversified Financial industry average (24.6x).

Price to Earnings Ratio vs Fair Ratio

What is PFS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PFS PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	17.9x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate PFS's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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