PAISALO Stock Overview
A non-banking financial company, engages in providing loans and financial products in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 6/6 |
| Past Performance | 5/6 |
| Financial Health | 2/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Paisalo Digital Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹51.74 |
| 52 Week High | ₹99.63 |
| 52 Week Low | ₹40.25 |
| Beta | 1.15 |
| 1 Month Change | -0.73% |
| 3 Month Change | -15.54% |
| 1 Year Change | 12.11% |
| 3 Year Change | 42.49% |
| 5 Year Change | 135.80% |
| Change since IPO | 2,134.39% |
Recent News & Updates
Market Might Still Lack Some Conviction On Paisalo Digital Limited (NSE:PAISALO) Even After 32% Share Price Boost
Dec 07
Potential Upside For Paisalo Digital Limited (NSE:PAISALO) Not Without Risk
Oct 23Recent updates
Market Might Still Lack Some Conviction On Paisalo Digital Limited (NSE:PAISALO) Even After 32% Share Price Boost
Dec 07Potential Upside For Paisalo Digital Limited (NSE:PAISALO) Not Without Risk
Oct 23Some Confidence Is Lacking In Paisalo Digital Limited (NSE:PAISALO) As Shares Slide 26%
May 13If EPS Growth Is Important To You, Paisalo Digital (NSE:PAISALO) Presents An Opportunity
May 01Paisalo Digital Limited's (NSE:PAISALO) Stock Retreats 28% But Earnings Haven't Escaped The Attention Of Investors
Mar 29Paisalo Digital Limited (NSE:PAISALO) Looks Just Right With A 28% Price Jump
Jan 31Here's Why Paisalo Digital (NSE:PAISALO) Has Caught The Eye Of Investors
Jan 07Increases to CEO Compensation Might Be Put On Hold For Now at Paisalo Digital Limited (NSE:PAISALO)
Oct 20Paisalo Digital (NSE:PAISALO) Is Paying Out A Dividend Of ₹0.10
Aug 17Shareholders May Not Be So Generous With Paisalo Digital Limited's (NSE:PAISALO) CEO Compensation And Here's Why
Sep 24Is Now The Time To Put Paisalo Digital (NSE:PAISALO) On Your Watchlist?
May 09Here's Why I Think Paisalo Digital (NSE:PAISALO) Might Deserve Your Attention Today
Dec 31Increases to CEO Compensation Might Be Put On Hold For Now at Paisalo Digital Limited (NSE:PAISALO)
Sep 18Paisalo Digital (NSE:PAISALO) Shareholders Have Enjoyed A Whopping 384% Share Price Gain
Mar 16What Percentage Of Paisalo Digital Limited (NSE:PAISALO) Shares Do Insiders Own?
Feb 07What Can We Make Of Paisalo Digital's (NSE:PAISALO) CEO Compensation?
Jan 10Did You Miss Paisalo Digital's (NSE:PAISALO) Impressive 109% Share Price Gain?
Dec 15
Why Paisalo Digital Limited (NSE:PAISALO) Is A Top Dividend Stock
Nov 19What Is The Ownership Structure Like For Paisalo Digital Limited (NSE:PAISALO)?
Oct 20Here's What We Learned About The CEO Pay At Paisalo Digital Limited (NSE:PAISALO)
Sep 20Did Business Growth Power Paisalo Digital's (NSE:PAISALO) Share Price Gain of 157%?
Aug 25Paisalo Digital Limited (NSE:PAISALO) Looks Just Right
Jul 29Paisalo Digital Limited's (NSE:PAISALO) Popularity With Investors Is Clear
Jul 15Getting In Cheap On Paisalo Digital Limited (NSE:PAISALO) Is Unlikely
Jun 25Shareholder Returns
| PAISALO | IN Consumer Finance | IN Market | |
|---|---|---|---|
| 7D | -11.1% | 0.5% | 0.2% |
| 1Y | 12.1% | 0.2% | 17.2% |
Return vs Industry: PAISALO exceeded the Indian Consumer Finance industry which returned 0.2% over the past year.
Return vs Market: PAISALO underperformed the Indian Market which returned 17.2% over the past year.
Price Volatility
| PAISALO volatility | |
|---|---|
| PAISALO Average Weekly Movement | 7.2% |
| Consumer Finance Industry Average Movement | 6.3% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in IN Market | 9.1% |
| 10% least volatile stocks in IN Market | 4.1% |
Stable Share Price: PAISALO has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: PAISALO's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1992 | 2,409 | Sunil Agarwal | www.paisalo.in |
Paisalo Digital Limited, a non-banking financial company, engages in providing loans and financial products in India. The company offers small income generation loans, including Umeed loans, Pragati loans, and Vikas loans to support individuals or small businesses in generating income; mobility loans, such as Gati loans for auto and electric rickshaw drivers, Raftaar loans for small vehicle owners, Do Ka Dum loans for two-wheelers purchase, and Ready Steady Go loans to purchase pre-owned cars; and entrepreneurial loans comprising Udaan loans to empower entrepreneurs for business growth and expansion. It also provides SME and MSME Loans, and corporate loans.
Paisalo Digital Limited Fundamentals Summary
| PAISALO fundamental statistics | |
|---|---|
| Market cap | ₹46.33b |
| Earnings (TTM) | ₹1.84b |
| Revenue (TTM) | ₹3.94b |
25.1x
P/E Ratio11.8x
P/S RatioIs PAISALO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PAISALO income statement (TTM) | |
|---|---|
| Revenue | ₹3.94b |
| Cost of Revenue | ₹18.40m |
| Gross Profit | ₹3.92b |
| Other Expenses | ₹2.08b |
| Earnings | ₹1.84b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 14, 2025
| Earnings per share (EPS) | 2.05 |
| Gross Margin | 99.53% |
| Net Profit Margin | 46.84% |
| Debt/Equity Ratio | 198.5% |
How did PAISALO perform over the long term?
See historical performance and comparisonDividends
0.2%
Current Dividend Yield5%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/28 01:36 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Paisalo Digital Limited is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Sandy Mehta | Evaluate Research Limited |
| Harini V. | FirstCall Research |