Paisalo Digital Limited

NSEI:PAISALO Stock Report

Market Cap: ₹46.3b

Paisalo Digital Past Earnings Performance

Past criteria checks 5/6

Paisalo Digital has been growing earnings at an average annual rate of 29.5%, while the Consumer Finance industry saw earnings growing at 25.4% annually. Revenues have been growing at an average rate of 17.7% per year. Paisalo Digital's return on equity is 13%, and it has net margins of 46.8%.

Key information

29.5%

Earnings growth rate

27.3%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate17.7%
Return on equity13.0%
Net Margin46.8%
Next Earnings Update14 Feb 2025

Recent past performance updates

Recent updates

Market Might Still Lack Some Conviction On Paisalo Digital Limited (NSE:PAISALO) Even After 32% Share Price Boost

Dec 07
Market Might Still Lack Some Conviction On Paisalo Digital Limited (NSE:PAISALO) Even After 32% Share Price Boost

Potential Upside For Paisalo Digital Limited (NSE:PAISALO) Not Without Risk

Oct 23
Potential Upside For Paisalo Digital Limited (NSE:PAISALO) Not Without Risk

Some Confidence Is Lacking In Paisalo Digital Limited (NSE:PAISALO) As Shares Slide 26%

May 13
Some Confidence Is Lacking In Paisalo Digital Limited (NSE:PAISALO) As Shares Slide 26%

If EPS Growth Is Important To You, Paisalo Digital (NSE:PAISALO) Presents An Opportunity

May 01
If EPS Growth Is Important To You, Paisalo Digital (NSE:PAISALO) Presents An Opportunity

Paisalo Digital Limited's (NSE:PAISALO) Stock Retreats 28% But Earnings Haven't Escaped The Attention Of Investors

Mar 29
Paisalo Digital Limited's (NSE:PAISALO) Stock Retreats 28% But Earnings Haven't Escaped The Attention Of Investors

Paisalo Digital Limited (NSE:PAISALO) Looks Just Right With A 28% Price Jump

Jan 31
Paisalo Digital Limited (NSE:PAISALO) Looks Just Right With A 28% Price Jump

Here's Why Paisalo Digital (NSE:PAISALO) Has Caught The Eye Of Investors

Jan 07
Here's Why Paisalo Digital (NSE:PAISALO) Has Caught The Eye Of Investors

Increases to CEO Compensation Might Be Put On Hold For Now at Paisalo Digital Limited (NSE:PAISALO)

Oct 20
Increases to CEO Compensation Might Be Put On Hold For Now at Paisalo Digital Limited (NSE:PAISALO)

Paisalo Digital (NSE:PAISALO) Is Paying Out A Dividend Of ₹0.10

Aug 17
Paisalo Digital (NSE:PAISALO) Is Paying Out A Dividend Of ₹0.10

Shareholders May Not Be So Generous With Paisalo Digital Limited's (NSE:PAISALO) CEO Compensation And Here's Why

Sep 24
Shareholders May Not Be So Generous With Paisalo Digital Limited's (NSE:PAISALO) CEO Compensation And Here's Why

Is Now The Time To Put Paisalo Digital (NSE:PAISALO) On Your Watchlist?

May 09
Is Now The Time To Put Paisalo Digital (NSE:PAISALO) On Your Watchlist?

Here's Why I Think Paisalo Digital (NSE:PAISALO) Might Deserve Your Attention Today

Dec 31
Here's Why I Think Paisalo Digital (NSE:PAISALO) Might Deserve Your Attention Today

Increases to CEO Compensation Might Be Put On Hold For Now at Paisalo Digital Limited (NSE:PAISALO)

Sep 18
Increases to CEO Compensation Might Be Put On Hold For Now at Paisalo Digital Limited (NSE:PAISALO)

Paisalo Digital (NSE:PAISALO) Shareholders Have Enjoyed A Whopping 384% Share Price Gain

Mar 16
Paisalo Digital (NSE:PAISALO) Shareholders Have Enjoyed A Whopping 384% Share Price Gain

What Percentage Of Paisalo Digital Limited (NSE:PAISALO) Shares Do Insiders Own?

Feb 07
What Percentage Of Paisalo Digital Limited (NSE:PAISALO) Shares Do Insiders Own?

What Can We Make Of Paisalo Digital's (NSE:PAISALO) CEO Compensation?

Jan 10
What Can We Make Of Paisalo Digital's (NSE:PAISALO) CEO Compensation?

Did You Miss Paisalo Digital's (NSE:PAISALO) Impressive 109% Share Price Gain?

Dec 15
Did You Miss Paisalo Digital's (NSE:PAISALO) Impressive 109% Share Price Gain?

Why Paisalo Digital Limited (NSE:PAISALO) Is A Top Dividend Stock

Nov 19
Why Paisalo Digital Limited (NSE:PAISALO) Is A Top Dividend Stock

What Is The Ownership Structure Like For Paisalo Digital Limited (NSE:PAISALO)?

Oct 20
What Is The Ownership Structure Like For Paisalo Digital Limited (NSE:PAISALO)?

Here's What We Learned About The CEO Pay At Paisalo Digital Limited (NSE:PAISALO)

Sep 20
Here's What We Learned About The CEO Pay At Paisalo Digital Limited (NSE:PAISALO)

Did Business Growth Power Paisalo Digital's (NSE:PAISALO) Share Price Gain of 157%?

Aug 25
Did Business Growth Power Paisalo Digital's (NSE:PAISALO) Share Price Gain of 157%?

Paisalo Digital Limited (NSE:PAISALO) Looks Just Right

Jul 29
Paisalo Digital Limited (NSE:PAISALO) Looks Just Right

Paisalo Digital Limited's (NSE:PAISALO) Popularity With Investors Is Clear

Jul 15
Paisalo Digital Limited's (NSE:PAISALO) Popularity With Investors Is Clear

Getting In Cheap On Paisalo Digital Limited (NSE:PAISALO) Is Unlikely

Jun 25
Getting In Cheap On Paisalo Digital Limited (NSE:PAISALO) Is Unlikely

Revenue & Expenses Breakdown

How Paisalo Digital makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:PAISALO Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,9391,8458140
30 Jun 243,8661,8215170
31 Mar 243,7691,7907600
31 Dec 233,4121,6306140
30 Sep 232,9041,3455700
30 Jun 232,4891,1123800
31 Mar 232,1069365030
31 Dec 221,8718793430
30 Sep 221,7678603160
30 Jun 221,6428322670
31 Mar 221,5357932850
31 Dec 211,3306643390
30 Sep 211,3016253300
30 Jun 211,8586312340
31 Mar 211,3045803250
31 Dec 201,8315731,0680
30 Sep 201,9675531,0740
30 Jun 202,1005342460
31 Mar 201,3335413370
31 Dec 192,1415169660
30 Sep 192,1345129750
30 Jun 192,1535279850
31 Mar 192,1155649810
31 Dec 182,0486108370
30 Sep 181,9785828070
30 Jun 181,9685957790
31 Mar 181,8565777530
31 Dec 171,9696066600
30 Sep 171,8855796490
30 Jun 171,7625231490
31 Mar 171,7235196440
31 Dec 161,5985314300
30 Sep 161,5465144330
30 Jun 161,4504914290
31 Mar 161,3844534320
31 Dec 151,1534573640
30 Sep 151,1184563580
30 Jun 151,3384551270
31 Mar 151,3254394720
31 Dec 141,1835083710
30 Sep 141,2054953670
30 Jun 141,5084991170
31 Mar 141,3175573610
31 Dec 131,3726003700

Quality Earnings: PAISALO has high quality earnings.

Growing Profit Margin: PAISALO's current net profit margins (46.8%) are higher than last year (46.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PAISALO's earnings have grown significantly by 29.5% per year over the past 5 years.

Accelerating Growth: PAISALO's earnings growth over the past year (37.2%) exceeds its 5-year average (29.5% per year).

Earnings vs Industry: PAISALO earnings growth over the past year (37.2%) exceeded the Consumer Finance industry 26.1%.


Return on Equity

High ROE: PAISALO's Return on Equity (13%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/28 16:58
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Paisalo Digital Limited is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sandy MehtaEvaluate Research Limited
Harini V.FirstCall Research