Muthoot Finance Limited

NSEI:MUTHOOTFIN Stock Report

Market Cap: ₹896.7b

Muthoot Finance Past Earnings Performance

Past criteria checks 2/6

Muthoot Finance has been growing earnings at an average annual rate of 7.3%, while the Consumer Finance industry saw earnings growing at 26.3% annually. Revenues have been growing at an average rate of 8.4% per year. Muthoot Finance's return on equity is 17.8%, and it has net margins of 45.6%.

Key information

7.3%

Earnings growth rate

7.2%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate8.4%
Return on equity17.8%
Net Margin45.6%
Next Earnings Update12 Feb 2025

Recent past performance updates

Recent updates

Here's Why We Think Muthoot Finance (NSE:MUTHOOTFIN) Might Deserve Your Attention Today

Jan 02
Here's Why We Think Muthoot Finance (NSE:MUTHOOTFIN) Might Deserve Your Attention Today

Investors Don't See Light At End Of Muthoot Finance Limited's (NSE:MUTHOOTFIN) Tunnel

Nov 28
Investors Don't See Light At End Of Muthoot Finance Limited's (NSE:MUTHOOTFIN) Tunnel

Muthoot Finance (NSE:MUTHOOTFIN) Ticks All The Boxes When It Comes To Earnings Growth

Sep 19
Muthoot Finance (NSE:MUTHOOTFIN) Ticks All The Boxes When It Comes To Earnings Growth

Earnings Working Against Muthoot Finance Limited's (NSE:MUTHOOTFIN) Share Price

Aug 13
Earnings Working Against Muthoot Finance Limited's (NSE:MUTHOOTFIN) Share Price

Should You Be Adding Muthoot Finance (NSE:MUTHOOTFIN) To Your Watchlist Today?

Jun 20
Should You Be Adding Muthoot Finance (NSE:MUTHOOTFIN) To Your Watchlist Today?

The Market Doesn't Like What It Sees From Muthoot Finance Limited's (NSE:MUTHOOTFIN) Earnings Yet

Apr 28
The Market Doesn't Like What It Sees From Muthoot Finance Limited's (NSE:MUTHOOTFIN) Earnings Yet

Is Now The Time To Put Muthoot Finance (NSE:MUTHOOTFIN) On Your Watchlist?

Mar 05
Is Now The Time To Put Muthoot Finance (NSE:MUTHOOTFIN) On Your Watchlist?

Revenue & Expenses Breakdown

How Muthoot Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:MUTHOOTFIN Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24102,53246,78228,1860
30 Jun 2495,05344,66319,1850
31 Mar 2493,13843,24326,1960
31 Dec 2386,81741,58721,9840
30 Sep 2382,22639,82921,1270
30 Jun 2377,93238,15120,3330
31 Mar 2375,79836,12320,5710
31 Dec 2275,02436,52019,0050
30 Sep 2275,10937,47918,5730
30 Jun 2276,60938,58017,9850
31 Mar 2276,68040,16617,3090
31 Dec 2176,03640,39616,0670
30 Sep 2175,31640,04615,8760
30 Jun 2176,70939,28811,8640
31 Mar 2172,29938,04416,0470
31 Dec 2071,58436,13816,9110
30 Sep 2069,75534,54717,1120
30 Jun 2068,29534,35612,1880
31 Mar 2064,10531,38216,8020
31 Dec 1961,78628,38915,6080
30 Sep 1956,24625,11814,8000
30 Jun 1951,89221,21210,4350
31 Mar 1950,64420,78014,0640
31 Mar 1846,57218,29811,7830
31 Mar 1733,16611,99810,3510
31 Mar 1625,1058,1459,3510
31 Mar 1522,2816,7109,1590
31 Dec 1422,9406,86310,2960
30 Sep 1423,1837,26110,0600
30 Jun 1423,5337,6649,9460
31 Mar 1423,5957,8019,8030

Quality Earnings: MUTHOOTFIN has a high level of non-cash earnings.

Growing Profit Margin: MUTHOOTFIN's current net profit margins (45.6%) are lower than last year (48.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MUTHOOTFIN's earnings have grown by 7.3% per year over the past 5 years.

Accelerating Growth: MUTHOOTFIN's earnings growth over the past year (17.5%) exceeds its 5-year average (7.3% per year).

Earnings vs Industry: MUTHOOTFIN earnings growth over the past year (17.5%) did not outperform the Consumer Finance industry 25.8%.

Return on Equity

High ROE: MUTHOOTFIN's Return on Equity (17.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 13:15
End of Day Share Price 2025/02/07 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Muthoot Finance Limited is covered by 40 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Nitin BhasinAmbit Capital
null nullAsian Markets Securities Private Limited