Arman Financial Services Limited

NSEI:ARMANFIN Stock Report

Market Cap: ₹13.0b

Arman Financial Services Past Earnings Performance

Past criteria checks 2/6

Arman Financial Services has been growing earnings at an average annual rate of 45.5%, while the Consumer Finance industry saw earnings growing at 25.4% annually. Revenues have been growing at an average rate of 27.3% per year. Arman Financial Services's return on equity is 16.1%, and it has net margins of 42.1%.

Key information

45.5%

Earnings growth rate

41.3%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate27.3%
Return on equity16.1%
Net Margin42.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Here's Why We Think Arman Financial Services (NSE:ARMANFIN) Might Deserve Your Attention Today

Nov 14
Here's Why We Think Arman Financial Services (NSE:ARMANFIN) Might Deserve Your Attention Today

Arman Financial Services Limited (NSE:ARMANFIN) Doing What It Can To Lift Shares

Jun 27
Arman Financial Services Limited (NSE:ARMANFIN) Doing What It Can To Lift Shares

We Ran A Stock Scan For Earnings Growth And Arman Financial Services (NSE:ARMANFIN) Passed With Ease

Apr 05
We Ran A Stock Scan For Earnings Growth And Arman Financial Services (NSE:ARMANFIN) Passed With Ease

A Piece Of The Puzzle Missing From Arman Financial Services Limited's (NSE:ARMANFIN) Share Price

Mar 03
A Piece Of The Puzzle Missing From Arman Financial Services Limited's (NSE:ARMANFIN) Share Price

Is Arman Financial Services' (NSE:ARMANFIN) 104% Share Price Increase Well Justified?

Feb 24
Is Arman Financial Services' (NSE:ARMANFIN) 104% Share Price Increase Well Justified?

Can You Imagine How Jubilant Arman Financial Services' (NSE:ARMANFIN) Shareholders Feel About Its 142% Share Price Gain?

Nov 26
Can You Imagine How Jubilant Arman Financial Services' (NSE:ARMANFIN) Shareholders Feel About Its 142% Share Price Gain?

This Insider Has Just Sold Shares In Arman Financial Services Limited (NSE:ARMANFIN)

Nov 26
This Insider Has Just Sold Shares In Arman Financial Services Limited (NSE:ARMANFIN)

With EPS Growth And More, Arman Financial Services (NSE:ARMANFIN) Is Interesting

Oct 17
With EPS Growth And More, Arman Financial Services (NSE:ARMANFIN) Is Interesting

Arman Financial Services Limited's (NSE:ARMANFIN) Shares Not Telling The Full Story

Sep 10
Arman Financial Services Limited's (NSE:ARMANFIN) Shares Not Telling The Full Story

Investors Aren't Entirely Convinced About Arman Financial Services Limited's (NSE:ARMANFIN) Earnings

Aug 26
Investors Aren't Entirely Convinced About Arman Financial Services Limited's (NSE:ARMANFIN) Earnings

Did Business Growth Power Arman Financial Services' (NSE:ARMANFIN) Share Price Gain of 139%?

Aug 17
Did Business Growth Power Arman Financial Services' (NSE:ARMANFIN) Share Price Gain of 139%?

Many Still Looking Away From Arman Financial Services Limited (NSE:ARMANFIN)

Jul 09
Many Still Looking Away From Arman Financial Services Limited (NSE:ARMANFIN)

Arman Financial Services Limited (NSE:ARMANFIN) Screens Well But There Might Be A Catch

Jun 25
Arman Financial Services Limited (NSE:ARMANFIN) Screens Well But There Might Be A Catch

Revenue & Expenses Breakdown

How Arman Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:ARMANFIN Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,3081,3949550
30 Jun 243,3411,6498150
31 Mar 243,4891,7367560
31 Dec 233,1771,5906790
30 Sep 232,9131,3896410
30 Jun 232,5191,1806050
31 Mar 232,1849385820
31 Dec 221,8057395530
30 Sep 221,6225895420
30 Jun 221,2824394520
31 Mar 221,1323174490
31 Dec 211,4011634220
30 Sep 211,2921223990
30 Jun 211,175893670
31 Mar 216661063810
31 Dec 201,2601364080
30 Sep 201,3112424080
30 Jun 201,2513473670
31 Mar 201,3214154020
31 Dec 191,1993984180
30 Sep 191,0683343970
30 Jun 199402843690
31 Mar 198302642870
31 Dec 187131802960
30 Sep 186241542730
30 Jun 185121101890
31 Mar 18461712290
31 Dec 17361331880
30 Sep 17331191710
30 Jun 17318441150
31 Mar 17315551430
31 Dec 16356941050
30 Sep 1631991930
30 Jun 1629386820
31 Mar 1626778760
31 Dec 1522170820
30 Sep 1520970790
30 Jun 1520065550
31 Mar 1519362620
31 Dec 1417353760
30 Sep 1416952750
30 Jun 1416150730
31 Mar 1415145730

Quality Earnings: ARMANFIN has high quality earnings.

Growing Profit Margin: ARMANFIN's current net profit margins (42.1%) are lower than last year (47.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ARMANFIN's earnings have grown significantly by 45.5% per year over the past 5 years.

Accelerating Growth: ARMANFIN's earnings growth over the past year (0.3%) is below its 5-year average (45.5% per year).

Earnings vs Industry: ARMANFIN earnings growth over the past year (0.3%) did not outperform the Consumer Finance industry 26.1%.


Return on Equity

High ROE: ARMANFIN's Return on Equity (16.1%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 23:31
End of Day Share Price 2024/12/31 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Arman Financial Services Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kameswari V. S. ChavaliFirstCall Research