Arman Financial Services Balance Sheet Health

Financial Health criteria checks 3/6

Arman Financial Services has a total shareholder equity of ₹8.6B and total debt of ₹14.4B, which brings its debt-to-equity ratio to 166.4%. Its total assets and total liabilities are ₹23.9B and ₹15.3B respectively.

Key information

166.4%

Debt to equity ratio

₹14.39b

Debt

Interest coverage ratio	n/a
Cash	₹4.64b
Equity	₹8.65b
Total liabilities	₹15.28b
Total assets	₹23.93b

Recent financial health updates

No updates

Recent updates

Here's Why We Think Arman Financial Services (NSE:ARMANFIN) Might Deserve Your Attention Today

Nov 14

Arman Financial Services Limited (NSE:ARMANFIN) Doing What It Can To Lift Shares

Jun 27

We Ran A Stock Scan For Earnings Growth And Arman Financial Services (NSE:ARMANFIN) Passed With Ease

Apr 05

A Piece Of The Puzzle Missing From Arman Financial Services Limited's (NSE:ARMANFIN) Share Price

Mar 03

Is Arman Financial Services' (NSE:ARMANFIN) 104% Share Price Increase Well Justified?

Feb 24

Can You Imagine How Jubilant Arman Financial Services' (NSE:ARMANFIN) Shareholders Feel About Its 142% Share Price Gain?

Nov 26

This Insider Has Just Sold Shares In Arman Financial Services Limited (NSE:ARMANFIN)

Nov 26

With EPS Growth And More, Arman Financial Services (NSE:ARMANFIN) Is Interesting

Oct 17

Arman Financial Services Limited's (NSE:ARMANFIN) Shares Not Telling The Full Story

Sep 10

Investors Aren't Entirely Convinced About Arman Financial Services Limited's (NSE:ARMANFIN) Earnings

Aug 26

Did Business Growth Power Arman Financial Services' (NSE:ARMANFIN) Share Price Gain of 139%?

Aug 17

Many Still Looking Away From Arman Financial Services Limited (NSE:ARMANFIN)

Jul 09

Arman Financial Services Limited (NSE:ARMANFIN) Screens Well But There Might Be A Catch

Jun 25

Financial Position Analysis

Short Term Liabilities: ARMANFIN's short term assets (₹22.7B) exceed its short term liabilities (₹97.5M).

Long Term Liabilities: ARMANFIN's short term assets (₹22.7B) exceed its long term liabilities (₹15.2B).

Debt to Equity History and Analysis

Debt Level: ARMANFIN's net debt to equity ratio (112.8%) is considered high.

Reducing Debt: ARMANFIN's debt to equity ratio has reduced from 476.6% to 166.4% over the past 5 years.

Debt Coverage: ARMANFIN's debt is not well covered by operating cash flow (8.2%).

Interest Coverage: Insufficient data to determine if ARMANFIN's interest payments on its debt are well covered by EBIT.

Arman Financial Services Balance Sheet Health

Financial Health criteria checks 3/6

Key information

Recent financial health updates

Recent updates

Second quarter 2025 earnings released: EPS: ₹14.56 (vs ₹48.04 in 2Q 2024)

Here's Why We Think Arman Financial Services (NSE:ARMANFIN) Might Deserve Your Attention Today

Arman Financial Services Limited to Report Q2, 2025 Results on Nov 13, 2024

Insufficient new directors

Arman Financial Services Limited Appoints Pinakin Surendra Shah as Non-Executive Independent Director

Arman Financial Services Limited, Annual General Meeting, Sep 27, 2024

First quarter 2025 earnings released: EPS: ₹29.88 (vs ₹47.03 in 1Q 2024)

Arman Financial Services Limited Announces Appointment of Mr. Ankit Laddha as the Chief Compliance Officer

Arman Financial Services Limited to Report Q1, 2025 Results on Aug 14, 2024

Arman Financial Services Limited Announces Cessation of Ramakant Nagpal as an Independent Director

Investor sentiment deteriorates as stock falls 16%

Arman Financial Services Limited (NSE:ARMANFIN) Doing What It Can To Lift Shares

Investor sentiment improves as stock rises 19%

Full year 2024 earnings released: EPS: ₹195 (vs ₹110 in FY 2023)

Arman Financial Services Limited to Report Q4, 2024 Results on May 27, 2024

Less than half of directors are independent

Arman Financial Services Limited Approves the Appointment of Govindarajan Moorthy as Chief Risk Officer

Investor sentiment improves as stock rises 15%

We Ran A Stock Scan For Earnings Growth And Arman Financial Services (NSE:ARMANFIN) Passed With Ease

A Piece Of The Puzzle Missing From Arman Financial Services Limited's (NSE:ARMANFIN) Share Price

Third quarter 2024 earnings released: EPS: ₹47.71 (vs ₹25.88 in 3Q 2023)

Arman Financial Services Limited to Report Q3, 2024 Results on Feb 03, 2024

Second quarter 2024 earnings released: EPS: ₹48.04 (vs ₹23.45 in 2Q 2023)

Second quarter 2024 earnings released: EPS: ₹48.04 (vs ₹23.45 in 2Q 2023)

Arman Financial Services Limited to Report Q2, 2024 Results on Nov 01, 2023

New minor risk - Shareholder dilution

Insider recently sold ₹962k worth of stock

Insider recently sold ₹1.4m worth of stock

Arman Financial Services Limited, Annual General Meeting, Sep 29, 2023

First quarter 2024 earnings released: EPS: ₹47.03 (vs ₹18.51 in 1Q 2023)

Arman Financial Services Limited Approves Executive Appointments

Arman Financial Services Limited to Report Q1, 2024 Results on Aug 14, 2023

Insider recently sold ₹145k worth of stock

New minor risk - Share price stability

Insider recently sold ₹4.8m worth of stock

Full year 2023 earnings released: EPS: ₹110 (vs ₹37.37 in FY 2022)

Investor sentiment improves as stock rises 23%

Insider recently sold ₹670k worth of stock

Insider recently sold ₹9.3m worth of stock

Third quarter 2023 earnings released: EPS: ₹25.88 (vs ₹8.27 in 3Q 2022)

Arman Financial Services Limited to Report Q3, 2023 Results on Feb 14, 2023

Insider recently sold ₹1.1m worth of stock

Second quarter 2023 earnings released: EPS: ₹23.45 (vs ₹5.71 in 2Q 2022)

Less than half of directors are independent

Arman Financial Services Limited to Report Q2, 2023 Results on Nov 14, 2022

Insider recently sold ₹440k worth of stock

Insider recently sold ₹3.0m worth of stock

Investor sentiment improved over the past week

Arman Financial Services Limited, Annual General Meeting, Sep 29, 2022

First quarter 2023 earnings released: EPS: ₹18.51 (vs ₹4.21 in 1Q 2022)

Insider recently sold ₹761k worth of stock

Investor sentiment improved over the past week

Insider recently sold ₹1.3m worth of stock

Full year 2022 earnings released: EPS: ₹37.36 (vs ₹12.53 in FY 2021)

Investor sentiment improved over the past week

Arman Financial Services Limited to Report Q4, 2022 Results on May 30, 2022

Less than half of directors are independent

Investor sentiment improved over the past week

Arman Financial Services Limited Appoints Srinivasaraghavan as Chief Risk Officer, Effective April 1, 2022

Investor sentiment improved over the past week

Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beat

Arman Financial Services Limited to Report Q3, 2022 Results on Feb 14, 2022

Investor sentiment improved over the past week

First quarter 2022 earnings released

Independent Director Kaushikbhai Shah has left the company

Investor sentiment deteriorated over the past week

Full year 2021 earnings released: EPS ₹12.53 (vs ₹55.80 in FY 2020)

Investor sentiment improved over the past week

Investor sentiment improved over the past week

New 90-day low: ₹592

Is Arman Financial Services' (NSE:ARMANFIN) 104% Share Price Increase Well Justified?

Third quarter 2021 earnings released: EPS ₹3.44 (vs ₹16.45 in 3Q 2020)

Arman Financial Services Limited to Report Q3, 2021 Results on Feb 12, 2021

New 90-day high: ₹772

Can You Imagine How Jubilant Arman Financial Services' (NSE:ARMANFIN) Shareholders Feel About Its 142% Share Price Gain?