Fusion Finance Limited

BSE:543652 Stock Report

Market Cap: ₹17.7b

Fusion Finance Valuation

Is 543652 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 543652 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate 543652's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate 543652's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 543652?

Key metric: As 543652 is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for 543652. This is calculated by dividing 543652's market cap by their current revenue.
What is 543652's PS Ratio?
PS Ratio1.2x
Sales₹14.52b
Market Cap₹17.71b

Price to Sales Ratio vs Peers

How does 543652's PS Ratio compare to its peers?

The above table shows the PS ratio for 543652 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average5.7x
SATIN Satin Creditcare Network
1.3x27.9%₹16.3b
531179 Arman Financial Services
4xn/a₹13.2b
508954 Finkurve Financial Services
14.9xn/a₹11.6b
SPANDANA Spandana Sphoorty Financial
2.4x28.3%₹26.0b
543652 Fusion Finance
1.2x13.2%₹17.7b

Price-To-Sales vs Peers: 543652 is good value based on its Price-To-Sales Ratio (1.2x) compared to the peer average (5.7x).

Price to Sales Ratio vs Industry

How does 543652's PS Ratio compare vs other companies in the IN Consumer Finance Industry?

10 CompaniesPrice / SalesEstimated GrowthMarket Cap
RNFI RNFI Services
0.4xn/aUS$39.11m
531688 Prithvi Exchange (India)
0.07xn/aUS$35.29m
539113 Paul Merchants
0.06xn/aUS$34.05m
DELPHIFX Delphi World Money
0.1xn/aUS$29.73m
543652 1.2xIndustry Avg. 4.7xNo. of Companies11PS048121620+
10 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: 543652 is good value based on its Price-To-Sales Ratio (1.2x) compared to the Indian Consumer Finance industry average (4.7x).

Price to Sales Ratio vs Fair Ratio

What is 543652's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

543652 PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio1.2x
Fair PS Ratio4.9x

Price-To-Sales vs Fair Ratio: 543652 is good value based on its Price-To-Sales Ratio (1.2x) compared to the estimated Fair Price-To-Sales Ratio (4.9x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 543652 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹176.80
₹241.67
+36.7%
52.9%₹520.00₹155.00n/a9
Nov ’25₹228.50
₹350.50
+53.4%
32.7%₹570.00₹240.00n/a10
Oct ’25₹245.85
₹371.50
+51.1%
27.6%₹570.00₹260.00n/a10
Sep ’25₹319.75
₹436.30
+36.5%
20.0%₹570.00₹280.00n/a10
Aug ’25₹438.15
₹656.64
+49.9%
13.3%₹770.00₹500.00n/a11
Jul ’25₹453.60
₹663.36
+46.2%
12.8%₹784.00₹500.00n/a11
Jun ’25₹454.70
₹663.36
+45.9%
12.8%₹784.00₹500.00n/a11
May ’25₹518.85
₹723.55
+39.5%
10.2%₹820.00₹600.00n/a11
Apr ’25₹481.85
₹740.73
+53.7%
7.1%₹819.00₹650.00n/a11
Mar ’25₹551.60
₹749.82
+35.9%
5.9%₹819.00₹680.00n/a11
Feb ’25₹572.00
₹759.36
+32.8%
6.2%₹818.00₹670.00n/a11
Jan ’25₹585.95
₹748.91
+27.8%
6.7%₹818.00₹655.00n/a11
Dec ’24₹573.30
₹748.91
+30.6%
6.7%₹818.00₹655.00n/a11
Nov ’24₹601.65
₹758.22
+26.0%
5.8%₹810.00₹684.00₹228.509
Oct ’24₹594.90
₹755.50
+27.0%
5.7%₹810.00₹684.00₹245.858
Sep ’24₹624.45
₹752.00
+20.4%
5.9%₹810.00₹684.00₹319.757
Aug ’24₹671.05
₹665.29
-0.9%
6.3%₹725.00₹613.00₹438.157
Jul ’24₹550.45
₹642.40
+16.7%
3.8%₹684.00₹613.00₹453.605
Jun ’24₹513.80
₹635.40
+23.7%
4.5%₹684.00₹605.00₹454.705
May ’24₹413.60
₹574.50
+38.9%
3.1%₹600.00₹550.00₹518.854
Apr ’24₹398.55
₹574.50
+44.1%
3.1%₹600.00₹550.00₹481.854
Mar ’24₹402.50
₹574.50
+42.7%
3.1%₹600.00₹550.00₹551.604
Feb ’24₹412.50
₹569.50
+38.1%
3.7%₹600.00₹550.00₹572.004

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

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