Arman Financial Services Limited

BSE:531179 Stock Report

Market Cap: ₹13.1b

Arman Financial Services Valuation

Is 531179 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 531179 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 531179 (₹1245.15) is trading above our estimate of fair value (₹795.93)

Significantly Below Fair Value: 531179 is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 531179?

Key metric: As 531179 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 531179. This is calculated by dividing 531179's market cap by their current earnings.
What is 531179's PE Ratio?
PE Ratio9.4x
Earnings₹1.39b
Market Cap₹13.06b

Price to Earnings Ratio vs Peers

How does 531179's PE Ratio compare to its peers?

The above table shows the PE ratio for 531179 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average25.6x
SATIN Satin Creditcare Network
4.2x35.8%₹16.4b
508954 Finkurve Financial Services
63.6xn/a₹11.2b
511766 Muthoot Capital Services
11.5xn/a₹5.6b
MANBA Manba Finance
23.1xn/a₹7.3b
531179 Arman Financial Services
9.4xn/a₹13.1b

Price-To-Earnings vs Peers: 531179 is good value based on its Price-To-Earnings Ratio (9.4x) compared to the peer average (25.6x).

Price to Earnings Ratio vs Industry

How does 531179's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
523384 Maha Rashtra Apex
0.7xn/aUS$27.53m
No more companies available in this PE range
531179 9.4xIndustry Avg. 22.4xNo. of Companies10PE01224364860+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 531179 is good value based on its Price-To-Earnings Ratio (9.4x) compared to the Indian Consumer Finance industry average (22.4x).

Price to Earnings Ratio vs Fair Ratio

What is 531179's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

531179 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio9.4x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 531179's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

Discover undervalued companies

Manappuram Finance

₹128.3b

A gold loan non-banking financial company, provides retail credit products and financial services in India.

531213

₹151.55

7D

-2.7%

1Y

2.5%

Aditya Birla Capital

₹485.8b

Through its subsidiaries, provides various financial products and services in India and internationally.

ABCAPITAL

₹186.48

7D

-1.3%

1Y

10.5%

Aditya Birla Capital

₹485.8b

Through its subsidiaries, provides various financial products and services in India and internationally.

540691

₹186.55

7D

-1.2%

1Y

10.5%