BSE:538476

Stock Analysis Report

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Executive Summary

Capital Trade Links Limited, a non-deposit accepting non-banking finance company, engages in the business of advancing loans and financing in India.


Snowflake Analysis

Excellent balance sheet with questionable track record.

Share Price & News

How has Capital Trade Links's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 538476 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

10.5%

538476

2.7%

IN Consumer Finance

2.4%

IN Market


1 Year Return

2.6%

538476

1.3%

IN Consumer Finance

5.1%

IN Market

Return vs Industry: 538476 exceeded the Indian Consumer Finance industry which returned 1.3% over the past year.

Return vs Market: 538476 underperformed the Indian Market which returned 5.1% over the past year.


Shareholder returns

538476IndustryMarket
7 Day10.5%2.7%2.4%
30 Day15.1%2.9%5.2%
90 Day2.6%40.3%21.1%
1 Year2.6%2.6%4.1%1.3%7.0%5.1%
3 Year-35.0%-37.8%42.6%34.0%4.8%-0.2%
5 Year-95.6%-95.8%180.7%156.3%30.4%20.7%

Price Volatility Vs. Market

How volatile is Capital Trade Links's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Capital Trade Links undervalued compared to its fair value and its price relative to the market?

23.65x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 538476's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 538476's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 538476 is poor value based on its PE Ratio (23.6x) compared to the IN Consumer Finance industry average (11.1x).

PE vs Market: 538476 is poor value based on its PE Ratio (23.6x) compared to the Indian market (14.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 538476's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 538476 is overvalued based on its PB Ratio (0.7x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Capital Trade Links forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

31.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Capital Trade Links has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Capital Trade Links performed over the past 5 years?

20.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 538476 has high quality earnings.

Growing Profit Margin: 538476's current net profit margins (17.6%) are lower than last year (39.1%).


Past Earnings Growth Analysis

Earnings Trend: 538476's earnings have grown significantly by 20.8% per year over the past 5 years.

Accelerating Growth: 538476's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 538476 had negative earnings growth (-39.8%) over the past year, making it difficult to compare to the Consumer Finance industry average (-3.4%).


Return on Equity

High ROE: 538476's Return on Equity (3.6%) is considered low.


Next Steps

Financial Health

How is Capital Trade Links's financial position?


Financial Position Analysis

Short Term Liabilities: 538476's short term assets (₹228.7M) exceed its short term liabilities (₹9.4M).

Long Term Liabilities: 538476's short term assets (₹228.7M) exceed its long term liabilities (₹7.5M).


Debt to Equity History and Analysis

Debt Level: 538476's debt to equity ratio (2.5%) is considered satisfactory.

Reducing Debt: 538476's debt to equity ratio has reduced from 124.7% to 2.5% over the past 5 years.

Debt Coverage: 538476's debt is well covered by operating cash flow (488.6%).

Interest Coverage: Insufficient data to determine if 538476's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Capital Trade Links's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 538476's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 538476's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 538476's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 538476's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: 538476 is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 538476's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.5yrs

Average board tenure


CEO

Capital Trade Links has no CEO, or we have no data on them.


Board Members

NamePositionTenureCompensationOwnership
Amar Nath
Independent Director7yrs₹15.00kno data
Krishan Nagpal
Non-Executive Director1.67yrs₹15.00k35.62%
₹ 68.9m
Neeraj Bajaj
Non-Executive Independent Director5.5yrs₹15.00kno data
Abhay Kumar
Independent Director2.5yrs₹30.00kno data
Vanisha Arora
Additional Independent Director0.67yr₹2.50kno data

2.5yrs

Average Tenure

Experienced Board: 538476's board of directors are not considered experienced ( 2.5 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: 538476 insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.7%.


Top Shareholders

Company Information

Capital Trade Links Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Capital Trade Links Limited
  • Ticker: 538476
  • Exchange: BSE
  • Founded: 1984
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹193.501m
  • Shares outstanding: 53.90m
  • Website: https://www.capitaltrade.in

Location

  • Capital Trade Links Limited
  • 3/1/4, Site - 4
  • Sahibabad Industrial Area
  • Ghaziabad
  • Uttar Pradesh
  • 201010
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
538476BSE (Mumbai Stock Exchange)YesEquity SharesININRJun 2014

Biography

Capital Trade Links Limited, a non-deposit accepting non-banking finance company, engages in the business of advancing loans and financing in India. The company offers personal, vehicle, e-rickshaw, mobile ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/12 12:42
End of Day Share Price2020/08/11 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.