Gujarat Lease Financing Limited does not have significant operations.
Acceptable track record and overvalued.
Share Price & News
How has Gujarat Lease Financing's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 500174 has not had significant price volatility in the past 3 months.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: Insufficient data to determine how 500174 performed against the Indian Consumer Finance industry.
Return vs Market: Insufficient data to determine how 500174 performed against the Indian Market.
Price Volatility Vs. Market
How volatile is Gujarat Lease Financing's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Gujarat Lease Financing undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 500174 (₹2.09) is trading below our estimate of fair value (₹2.18)
Significantly Below Fair Value: 500174 is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: 500174 is poor value based on its PE Ratio (14.9x) compared to the IN Consumer Finance industry average (11.2x).
PE vs Market: 500174 is poor value based on its PE Ratio (14.9x) compared to the Indian market (14x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 500174's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 500174 has negative assets, so we can't compare its PB Ratio to the IN Consumer Finance industry average.
How is Gujarat Lease Financing forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Gujarat Lease Financing has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of 500174’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Gujarat Lease Financing competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Gujarat Lease Financing performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 500174 has high quality earnings.
Growing Profit Margin: 500174 became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: 500174 has become profitable over the past 5 years, growing earnings by 1.9% per year.
Accelerating Growth: 500174 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: 500174 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-2.7%).
Return on Equity
High ROE: 500174's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
How is Gujarat Lease Financing's financial position?
Financial Position Analysis
Short Term Liabilities: 500174 has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: 500174 has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: 500174 has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: 500174's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Debt Coverage: 500174's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if 500174's interest payments on its debt are well covered by EBIT.
What is Gujarat Lease Financing current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 500174's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 500174's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 500174's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 500174's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 500174's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Anil K. Jhaveri has been the Chief Executive Officer of Gujarat Lease Financing Limited since January 20, 2015 and served as its Compliance Officer. Mr. Jhaveri served as the Chief Financial Officer of ...
CEO Compensation Analysis
Compensation vs Market: Anil's total compensation ($USD4.81K) is below average for companies of similar size in the Indian market ($USD49.12K).
Compensation vs Earnings: Anil's compensation has been consistent with company performance over the past year.
|Chief Executive Officer||5.58yrs||₹360.00k||0.000040% |
|Chief Financial Officer||5.75yrs||₹300.00k||0.000040% |
|Company Secretary & Compliance Officer||1.75yrs||₹290.70k||0.000040% |
|Executive Director||11.33yrs||no data||0.000040% |
Experienced Management: 500174's management team is seasoned and experienced (5.6 years average tenure).
|Executive Director||11.33yrs||no data||0.000040% |
|Non-Executive & Independent Director||45.92yrs||₹105.00k||no data|
|Non-Executive & Independent Director||14.25yrs||₹105.00k||no data|
|Non-Executive & Non-Independent Director||4.25yrs||no data||no data|
|Additional Non-Executive Non-Independent Director||1yr||no data||no data|
Experienced Board: 500174's board of directors are seasoned and experienced ( 11.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Gujarat Lease Financing Limited's company bio, employee growth, exchange listings and data sources
- Name: Gujarat Lease Financing Limited
- Ticker: 500174
- Exchange: BSE
- Founded: 1983
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹56.693m
- Shares outstanding: 27.13m
- Website: https://www.gujaratleasefinancing.co.in
- Gujarat Lease Financing Limited
- Hasubhai Chambers
- 6th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|500174||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Feb 1995|
|GLFL||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Feb 1995|
Gujarat Lease Financing Limited does not have significant operations. Previously, it was engaged in the various spheres of financial services. The company was incorporated in 1983 and is based in Ahmedabad ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/12 12:41|
|End of Day Share Price||2020/07/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.