Karur Vysya Bank Valuation
Is KARURVYSYA undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
3/6Valuation Score 3/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of KARURVYSYA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: KARURVYSYA (₹214.65) is trading below our estimate of fair value (₹222.19)
Significantly Below Fair Value: KARURVYSYA is trading below fair value, but not by a significant amount.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for KARURVYSYA?
Key metric: As KARURVYSYA is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is KARURVYSYA's PE Ratio? | |
|---|---|
| PE Ratio | 9.6x |
| Earnings | ₹18.00b |
| Market Cap | ₹172.76b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | 1x |
Price to Earnings Ratio vs Peers
How does KARURVYSYA's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 7.7x | ||
CUB City Union Bank | 11.9x | 9.9% | ₹126.0b |
RBLBANK RBL Bank | 8x | 25.9% | ₹94.9b |
J&KBANK Jammu and Kashmir Bank | 5.1x | 1.6% | ₹104.0b |
KTKBANK Karnataka Bank | 5.6x | 7.8% | ₹75.5b |
KARURVYSYA Karur Vysya Bank | 9.6x | 9.8% | ₹172.8b |
Price-To-Earnings vs Peers: KARURVYSYA is expensive based on its Price-To-Earnings Ratio (9.6x) compared to the peer average (7.7x).
Price to Earnings Ratio vs Industry
How does KARURVYSYA's PE Ratio compare vs other companies in the IN Banks Industry?
| 0 Companies | Price / Earnings | Estimated Growth | Market Cap |
|---|
| 0 Companies | Estimated Growth | Market Cap |
|---|
Price-To-Earnings vs Industry: KARURVYSYA is good value based on its Price-To-Earnings Ratio (9.6x) compared to the Indian Banks industry average (9.7x).
Price to Earnings Ratio vs Fair Ratio
What is KARURVYSYA's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 9.6x |
| Fair PE Ratio | 9.2x |
Price-To-Earnings vs Fair Ratio: KARURVYSYA is expensive based on its Price-To-Earnings Ratio (9.6x) compared to the estimated Fair Price-To-Earnings Ratio (9.2x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | ₹214.65 | ₹259.36 +20.8% | 8.5% | ₹300.00 | ₹217.00 | n/a | 11 |
| Nov ’25 | ₹227.53 | ₹259.36 +14.0% | 8.5% | ₹300.00 | ₹217.00 | n/a | 11 |
| Oct ’25 | ₹214.17 | ₹251.09 +17.2% | 6.8% | ₹275.00 | ₹227.00 | n/a | 11 |
| Sep ’25 | ₹222.22 | ₹248.64 +11.9% | 6.2% | ₹275.00 | ₹227.00 | n/a | 11 |
| Aug ’25 | ₹225.75 | ₹246.82 +9.3% | 5.6% | ₹275.00 | ₹227.00 | n/a | 11 |
| Jul ’25 | ₹207.05 | ₹231.18 +11.7% | 5.6% | ₹252.00 | ₹210.00 | n/a | 11 |
| Jun ’25 | ₹197.10 | ₹228.00 +15.7% | 4.6% | ₹250.00 | ₹210.00 | n/a | 11 |
| May ’25 | ₹203.95 | ₹209.36 +2.7% | 6.5% | ₹230.00 | ₹185.00 | n/a | 11 |
| Apr ’25 | ₹186.45 | ₹208.00 +11.6% | 6.5% | ₹230.00 | ₹185.00 | n/a | 11 |
| Mar ’25 | ₹186.45 | ₹208.00 +11.6% | 6.5% | ₹230.00 | ₹185.00 | n/a | 11 |
| Feb ’25 | ₹198.40 | ₹210.30 +6.0% | 5.7% | ₹230.00 | ₹195.00 | n/a | 10 |
| Jan ’25 | ₹170.80 | ₹175.60 +2.8% | 5.2% | ₹187.00 | ₹155.00 | n/a | 10 |
| Dec ’24 | ₹155.45 | ₹175.60 +13.0% | 5.2% | ₹187.00 | ₹155.00 | n/a | 10 |
| Nov ’24 | ₹147.90 | ₹173.60 +17.4% | 5.8% | ₹187.00 | ₹155.00 | ₹227.53 | 10 |
| Oct ’24 | ₹133.80 | ₹164.30 +22.8% | 7.1% | ₹183.00 | ₹145.00 | ₹214.17 | 10 |
| Sep ’24 | ₹121.75 | ₹164.30 +34.9% | 7.1% | ₹183.00 | ₹145.00 | ₹222.22 | 10 |
| Aug ’24 | ₹125.95 | ₹163.80 +30.1% | 7.6% | ₹183.00 | ₹145.00 | ₹225.75 | 10 |
| Jul ’24 | ₹124.65 | ₹153.90 +23.5% | 11.0% | ₹175.00 | ₹125.00 | ₹207.05 | 10 |
| Jun ’24 | ₹107.85 | ₹148.22 +37.4% | 9.9% | ₹173.00 | ₹125.00 | ₹197.10 | 9 |
| May ’24 | ₹97.80 | ₹140.63 +43.8% | 10.0% | ₹165.00 | ₹120.00 | ₹203.95 | 8 |
| Apr ’24 | ₹104.40 | ₹140.63 +34.7% | 10.0% | ₹165.00 | ₹120.00 | ₹186.45 | 8 |
| Mar ’24 | ₹101.15 | ₹140.63 +39.0% | 10.0% | ₹165.00 | ₹120.00 | ₹186.45 | 8 |
| Feb ’24 | ₹104.50 | ₹140.63 +34.6% | 10.0% | ₹165.00 | ₹120.00 | ₹198.40 | 8 |
| Jan ’24 | ₹113.25 | ₹124.71 +10.1% | 13.4% | ₹158.00 | ₹100.00 | ₹170.80 | 7 |
| Dec ’23 | ₹99.95 | ₹124.71 +24.8% | 13.4% | ₹158.00 | ₹100.00 | ₹155.45 | 7 |
| Nov ’23 | ₹99.75 | ₹115.43 +15.7% | 19.2% | ₹158.00 | ₹80.00 | ₹147.90 | 7 |
Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.
Discover undervalued companies
DCB Bank
₹36.2b
Provides various banking and financial products and services in India.
DCBBANK
₹114.07
7D
0.5%
1Y
0.9%
Union Bank of India
₹885.7b
Provides various banking products and services.
UNIONBANK
₹115.22
7D
1.2%
1Y
8.6%
Bandhan Bank
₹270.0b
Engages in the provision of banking and financial services for personal and business customers in India.
541153
₹166.00
7D
-0.7%
1Y
-21.8%