The Karur Vysya Bank Limited

NSEI:KARURVYSYA Stock Report

Market Cap: ₹188.2b

Karur Vysya Bank Balance Sheet Health

Financial Health criteria checks 5/6

Karur Vysya Bank has total assets of ₹1,125.7B and total equity of ₹109.0B. Total deposits are ₹958.4B, and total loans are ₹796.2B earning a Net Interest Margin of 4.2%. It has insufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are ₹56.9B.

Key information

10.3x

Asset to equity ratio

4.2%

Net interest margin

Total deposits

₹958.39b

Loan to deposit ratio

Appropriate

Bad loans

1.1%

Allowance for bad loans

n/a

Current ratio

Low

Cash & equivalents

₹56.87b

Recent financial health updates

No updates

Recent updates

We Think Shareholders Will Probably Be Generous With The Karur Vysya Bank Limited's (NSE:KARURVYSYA) CEO Compensation

Aug 08
We Think Shareholders Will Probably Be Generous With The Karur Vysya Bank Limited's (NSE:KARURVYSYA) CEO Compensation

Karur Vysya Bank's (NSE:KARURVYSYA) Shareholders Will Receive A Bigger Dividend Than Last Year

Jul 23
Karur Vysya Bank's (NSE:KARURVYSYA) Shareholders Will Receive A Bigger Dividend Than Last Year

If EPS Growth Is Important To You, Karur Vysya Bank (NSE:KARURVYSYA) Presents An Opportunity

Jun 16
If EPS Growth Is Important To You, Karur Vysya Bank (NSE:KARURVYSYA) Presents An Opportunity

Here's Why We Think Karur Vysya Bank (NSE:KARURVYSYA) Is Well Worth Watching

Mar 02
Here's Why We Think Karur Vysya Bank (NSE:KARURVYSYA) Is Well Worth Watching

We Ran A Stock Scan For Earnings Growth And Karur Vysya Bank (NSE:KARURVYSYA) Passed With Ease

Oct 30
We Ran A Stock Scan For Earnings Growth And Karur Vysya Bank (NSE:KARURVYSYA) Passed With Ease

Here's Why Karur Vysya Bank (NSE:KARURVYSYA) Has Caught The Eye Of Investors

May 18
Here's Why Karur Vysya Bank (NSE:KARURVYSYA) Has Caught The Eye Of Investors

Do Karur Vysya Bank's (NSE:KARURVYSYA) Earnings Warrant Your Attention?

Feb 02
Do Karur Vysya Bank's (NSE:KARURVYSYA) Earnings Warrant Your Attention?

Should You Be Adding Karur Vysya Bank (NSE:KARURVYSYA) To Your Watchlist Today?

Oct 21
Should You Be Adding Karur Vysya Bank (NSE:KARURVYSYA) To Your Watchlist Today?

Karur Vysya Bank (NSE:KARURVYSYA) Is Increasing Its Dividend To ₹1.60

Jul 08
Karur Vysya Bank (NSE:KARURVYSYA) Is Increasing Its Dividend To ₹1.60

Does Karur Vysya Bank (NSE:KARURVYSYA) Deserve A Spot On Your Watchlist?

Aug 23
Does Karur Vysya Bank (NSE:KARURVYSYA) Deserve A Spot On Your Watchlist?

Read This Before Selling The Karur Vysya Bank Limited (NSE:KARURVYSYA) Shares

Feb 28
Read This Before Selling The Karur Vysya Bank Limited (NSE:KARURVYSYA) Shares

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: KARURVYSYA's Assets to Equity ratio (10.3x) is moderate.

Allowance for Bad Loans: Insufficient data to determine if KARURVYSYA has a sufficient allowance for bad loans.

Low Risk Liabilities: 94% of KARURVYSYA's liabilities are made up of primarily low risk sources of funding.

Loan Level: KARURVYSYA has an appropriate level of Loans to Assets ratio (71%).

Low Risk Deposits: KARURVYSYA's Loans to Deposits ratio (83%) is appropriate.

Level of Bad Loans: KARURVYSYA has an appropriate level of bad loans (1.1%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 09:06
End of Day Share Price 2025/01/30 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Karur Vysya Bank Limited is covered by 34 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pankaj AgarwalAmbit Capital
Nitin BhasinAmbit Capital
null nullAnand Rathi Shares and Stock Brokers Limited