Jammu and Kashmir Bank Balance Sheet Health
Financial Health criteria checks 4/6
Jammu and Kashmir Bank has total assets of ₹1,545.0B and total equity of ₹121.9B. Total deposits are ₹1,347.6B, and total loans are ₹937.6B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are ₹82.0B.
Key information
12.7x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | ₹1.35t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.2% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹81.96b |
Recent financial health updates
No updates
Recent updates
We Ran A Stock Scan For Earnings Growth And Jammu and Kashmir Bank (NSE:J&KBANK) Passed With Ease
Jun 10Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?
Mar 06Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?
Oct 07With EPS Growth And More, Jammu and Kashmir Bank (NSE:J&KBANK) Makes An Interesting Case
May 11How Much Did Jammu and Kashmir Bank's(NSE:J&KBANK) Shareholders Earn From Share Price Movements Over The Last Five Years?
Jan 30How Many The Jammu and Kashmir Bank Limited (NSE:J&KBANK) Shares Do Institutions Own?
Dec 07Jammu and Kashmir Bank's (NSE:J&KBANK) Stock Price Has Reduced 84% In The Past Five Years
Oct 15Is The Jammu and Kashmir Bank Limited (NSE:J&KBANK) Popular Amongst Institutions?
Aug 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: J&KBANK's Assets to Equity ratio (12.7x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if J&KBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 95% of J&KBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: J&KBANK has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: J&KBANK's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: J&KBANK has a high level of bad loans (4.2%).