IDFC First Bank Balance Sheet Health
Financial Health criteria checks 4/6
IDFC First Bank has total assets of ₹2,647.2B and total equity of ₹277.6B. Total deposits are ₹1,711.1B, and total loans are ₹1,748.1B earning a Net Interest Margin of 6.2%. It has insufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are ₹130.5B.
Key information
9.5x
Asset to equity ratio
6.2%
Net interest margin
| Total deposits | ₹1.71t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹130.50b |
Recent financial health updates
No updates
Recent updates
With EPS Growth And More, IDFC First Bank (NSE:IDFCFIRSTB) Makes An Interesting Case
Apr 11
Here's Why We Think IDFC First Bank (NSE:IDFCFIRSTB) Is Well Worth Watching
Oct 17Here's Why We Think IDFC First Bank (NSE:IDFCFIRSTB) Might Deserve Your Attention Today
Jul 10What Kind Of Shareholders Own IDFC First Bank Limited (NSE:IDFCFIRSTB)?
Mar 04IDFC First Bank's (NSE:IDFCFIRSTB) Shareholders Are Down 34% On Their Shares
Jan 10Have Insiders Sold IDFC First Bank Limited (NSE:IDFCFIRSTB) Shares Recently?
Dec 06
Have Insiders Sold IDFC First Bank Limited (NSE:IDFCFIRSTB) Shares Recently?
Nov 16What Kind Of Shareholders Own IDFC First Bank Limited (NSE:IDFCFIRSTB)?
Nov 07How Much Did IDFC First Bank's(NSE:IDFCFIRSTB) Shareholders Earn From Share Price Movements Over The Last Three Years?
Sep 20Have Insiders Sold IDFC First Bank Limited (NSE:IDFCFIRSTB) Shares Recently?
Aug 16How Many IDFC First Bank Limited (NSE:IDFCFIRSTB) Shares Do Institutions Own?
Aug 09Are Institutions Heavily Invested In IDFC First Bank Limited's (NSE:IDFCFIRSTB) Shares?
Aug 09Are Insiders Selling IDFC First Bank Limited (NSE:IDFCFIRSTB) Stock?
Jul 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IDFCFIRSTB's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: IDFCFIRSTB has a low allowance for bad loans (78%).
Low Risk Liabilities: 72% of IDFCFIRSTB's liabilities are made up of primarily low risk sources of funding.
Loan Level: IDFCFIRSTB has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: IDFCFIRSTB's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: IDFCFIRSTB has a high level of bad loans (2.1%).