IDFC First Bank Balance Sheet Health
Financial Health criteria checks 5/6
IDFC First Bank has total assets of ₹3,205.5B and total equity of ₹369.8B. Total deposits are ₹2,235.6B, and total loans are ₹2,150.6B earning a Net Interest Margin of 6.6%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ₹145.8B.
Key information
8.7x
Asset to equity ratio
6.6%
Net interest margin
| Total deposits | ₹2.24t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹145.83b |
Recent financial health updates
No updates
Recent updates
With EPS Growth And More, IDFC First Bank (NSE:IDFCFIRSTB) Makes An Interesting Case
Apr 11
Here's Why We Think IDFC First Bank (NSE:IDFCFIRSTB) Is Well Worth Watching
Oct 17Here's Why We Think IDFC First Bank (NSE:IDFCFIRSTB) Might Deserve Your Attention Today
Jul 10What Kind Of Shareholders Own IDFC First Bank Limited (NSE:IDFCFIRSTB)?
Mar 04IDFC First Bank's (NSE:IDFCFIRSTB) Shareholders Are Down 34% On Their Shares
Jan 10Have Insiders Sold IDFC First Bank Limited (NSE:IDFCFIRSTB) Shares Recently?
Dec 06
Have Insiders Sold IDFC First Bank Limited (NSE:IDFCFIRSTB) Shares Recently?
Nov 16What Kind Of Shareholders Own IDFC First Bank Limited (NSE:IDFCFIRSTB)?
Nov 07Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IDFCFIRSTB's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: IDFCFIRSTB has a low allowance for bad loans (77%).
Low Risk Liabilities: 79% of IDFCFIRSTB's liabilities are made up of primarily low risk sources of funding.
Loan Level: IDFCFIRSTB has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: IDFCFIRSTB's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: IDFCFIRSTB has an appropriate level of bad loans (2%).