IDFC First Bank Limited

NSEI:IDFCFIRSTB Stock Report

Market Cap: ₹682.4b

IDFC First Bank Valuation

Is IDFCFIRSTB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of IDFCFIRSTB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: IDFCFIRSTB (₹79.27) is trading above our estimate of future cash flow value (₹27.98)

Significantly Below Future Cash Flow Value: IDFCFIRSTB is trading above our estimate of future cash flow value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for IDFCFIRSTB?

Key metric: As IDFCFIRSTB is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for IDFCFIRSTB. This is calculated by dividing IDFCFIRSTB's market cap by their current earnings.
What is IDFCFIRSTB's PE Ratio?
PE Ratio42.4x
Earnings₹16.11b
Market Cap₹682.38b

Price to Earnings Ratio vs Peers

How does IDFCFIRSTB's PE Ratio compare to its peers?

The above table shows the PE ratio for IDFCFIRSTB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average14.5x
BANKINDIA Bank of India
6.3x1.37%₹646.1b
IOB Indian Overseas Bank
12xn/a₹648.6b
FEDERALBNK Federal Bank
18.6x16.15%₹807.5b
YESBANK Yes Bank
21.1x23.27%₹741.0b
IDFCFIRSTB IDFC First Bank
42.4x31.22%₹682.4b

Price-To-Earnings vs Peers: IDFCFIRSTB is expensive based on its Price-To-Earnings Ratio (42.4x) compared to the peer average (14.5x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does IDFCFIRSTB's PE Ratio compare vs other companies in the IN Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
IDFCFIRSTB 42.4xIndustry Avg. 12.1xNo. of Companies8PE0816243240+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: IDFCFIRSTB is expensive based on its Price-To-Earnings Ratio (42.4x) compared to the Indian Banks industry average (12.1x).

Price to Earnings Ratio vs Fair Ratio

What is IDFCFIRSTB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

IDFCFIRSTB PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio42.4x
Fair PE Ratio18.8x

Price-To-Earnings vs Fair Ratio: IDFCFIRSTB is expensive based on its Price-To-Earnings Ratio (42.4x) compared to the estimated Fair Price-To-Earnings Ratio (18.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst IDFCFIRSTB forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹79.27
₹78.53
-0.94%
11.30%₹96.00₹62.00n/a19
Jul ’27₹78.93
₹76.74
-2.78%
9.61%₹90.00₹62.00n/a19
Jun ’27₹71.25
₹75.06
+5.34%
8.24%₹85.00₹62.00n/a18
May ’27₹69.64
₹75.06
+7.78%
8.24%₹85.00₹62.00n/a18
Apr ’27₹60.18
₹81.72
+35.80%
11.01%₹100.00₹62.00n/a18
Mar ’27₹73.48
₹83.28
+13.33%
12.15%₹105.00₹65.00n/a18
Feb ’27₹82.03
₹89.17
+8.70%
12.03%₹105.00₹72.00n/a18
Jan ’27₹85.61
₹81.59
-4.70%
11.80%₹100.00₹68.00n/a17
Dec ’26₹80.71
₹81.29
+0.72%
11.42%₹100.00₹68.00n/a17
Nov ’26₹81.77
₹78.59
-3.89%
9.66%₹92.00₹65.00n/a17
Oct ’26₹69.02
₹76.53
+10.88%
8.82%₹85.00₹63.00n/a17
Sep ’26₹68.94
₹76.53
+11.01%
8.82%₹85.00₹63.00n/a17
Aug ’26₹67.58
₹75.17
+11.23%
10.83%₹85.00₹55.00n/a18
Jul ’26₹77.24
₹73.11
-5.35%
13.17%₹90.00₹49.00₹78.9318
Jun ’26₹67.97
₹71.11
+4.61%
12.89%₹85.00₹49.00₹71.2519
May ’26₹64.89
₹69.32
+6.82%
14.19%₹85.00₹49.00₹69.6419
Apr ’26₹57.17
₹66.68
+16.64%
12.99%₹85.00₹50.00₹60.1819
Mar ’26₹58.39
₹67.00
+14.75%
13.31%₹85.00₹50.00₹73.4819
Feb ’26₹61.95
₹67.00
+8.15%
13.31%₹85.00₹50.00₹82.0319
Jan ’26₹64.19
₹71.58
+11.51%
15.35%₹95.00₹56.00₹85.6119
Dec ’25₹64.08
₹72.47
+13.10%
15.63%₹95.00₹56.00₹80.7119
Nov ’25₹67.15
₹73.06
+8.79%
15.05%₹95.00₹58.00₹81.7718
Oct ’25₹73.44
₹84.17
+14.61%
11.04%₹98.00₹63.00₹69.0218
Sep ’25₹73.84
₹84.50
+14.44%
10.59%₹98.00₹63.00₹68.9418
Aug ’25₹75.39
₹84.33
+11.86%
10.39%₹98.00₹63.00₹67.5818
Jul ’25₹81.14
₹90.50
+11.54%
13.10%₹107.00₹64.00₹77.2418
₹78.53
Fair Value
0.9% overvalued intrinsic discount
19
Number of Analysts

Analyst Forecast: Target price is lower than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/14 17:48
End of Day Share Price 2026/07/14 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

IDFC First Bank Limited is covered by 35 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAnand Rathi Shares and Stock Brokers Limited
Jayant KharoteAxis Capital Limited
null nullBOB Capital Markets Ltd.