Fino Payments Bank Limited (NSE:FINOPB) Analysts Are Reducing Their Forecasts For This Year

The latest analyst coverage could presage a bad day for Fino Payments Bank Limited (NSE:FINOPB), with the analysts making across-the-board cuts to their statutory estimates that might leave shareholders a little shell-shocked. Both revenue and earnings per share (EPS) forecasts went under the knife, suggesting the analysts have soured majorly on the business.

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Following the downgrade, the consensus from two analysts covering Fino Payments Bank is for revenues of ₹16b in 2026, implying a small 2.9% decline in sales compared to the last 12 months. Statutory earnings per share are anticipated to descend 15% to ₹8.20 in the same period. Before this latest update, the analysts had been forecasting revenues of ₹20b and earnings per share (EPS) of ₹12.13 in 2026. Indeed, we can see that the analysts are a lot more bearish about Fino Payments Bank's prospects, administering a measurable cut to revenue estimates and slashing their EPS estimates to boot.

View our latest analysis for Fino Payments Bank

These estimates are interesting, but it can be useful to paint some more broad strokes when seeing how forecasts compare, both to the Fino Payments Bank's past performance and to peers in the same industry. These estimates imply that sales are expected to slow, with a forecast annualised revenue decline of 2.9% by the end of 2026. This indicates a significant reduction from annual growth of 16% over the last three years. By contrast, our data suggests that other companies (with analyst coverage) in the same industry are forecast to see their revenue grow 2.2% annually for the foreseeable future. It's pretty clear that Fino Payments Bank's revenues are expected to perform substantially worse than the wider industry.

The Bottom Line

The most important thing to take away is that analysts cut their earnings per share estimates, expecting a clear decline in business conditions. Unfortunately analysts also downgraded their revenue estimates, and industry data suggests that Fino Payments Bank's revenues are expected to grow slower than the wider market. We wouldn't be surprised to find shareholders feeling a bit shell-shocked, after these downgrades. It looks like analysts have become a lot more bearish on Fino Payments Bank, and their negativity could be grounds for caution.

With that said, the long-term trajectory of the company's earnings is a lot more important than next year. We have analyst estimates for Fino Payments Bank going out as far as 2028, and you can see them free on our platform here.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.