Loading...
CUB logo

City Union Bank LimitedNSEI:CUB Stock Report

Market Cap ₹151.4b
Share Price
₹204.37
My Fair Value
₹240
14.7% undervalued intrinsic discount
1Y19.4%
7D2.1%
Portfolio Value
View

City Union Bank Limited

NSEI:CUB Stock Report

Market Cap: ₹151.4b

City Union Bank (CUB) Stock Overview

Provides various banking products and services in India. More details

CUB fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends4/6

CUB Community Fair Values

Create Narrative

See what 14 others think this stock is worth. Follow their fair value or set your own to get alerts.

City Union Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for City Union Bank
Historical stock prices
Current Share Price₹204.37
52 Week High₹232.55
52 Week Low₹142.91
Beta0.42
1 Month Change-3.29%
3 Month Change4.16%
1 Year Change19.43%
3 Year Change14.65%
5 Year Change42.02%
Change since IPO858.48%

Recent News & Updates

Here's Why Shareholders May Want To Be Cautious With Increasing City Union Bank Limited's (NSE:CUB) CEO Pay Packet

Aug 07
Here's Why Shareholders May Want To Be Cautious With Increasing City Union Bank Limited's (NSE:CUB) CEO Pay Packet

Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Jul 23
Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Recent updates

Here's Why Shareholders May Want To Be Cautious With Increasing City Union Bank Limited's (NSE:CUB) CEO Pay Packet

Aug 07
Here's Why Shareholders May Want To Be Cautious With Increasing City Union Bank Limited's (NSE:CUB) CEO Pay Packet

Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Jul 23
Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?
User avatar

Partnership With Chennai Super Kings And Digital Initiatives Will Strengthen Brand And Drive Future Success

Digital initiatives and management strength could restore credit growth and enhance revenue streams above industry levels.

Here's Why We Think City Union Bank (NSE:CUB) Might Deserve Your Attention Today

Jan 10
Here's Why We Think City Union Bank (NSE:CUB) Might Deserve Your Attention Today

With EPS Growth And More, City Union Bank (NSE:CUB) Makes An Interesting Case

Oct 01
With EPS Growth And More, City Union Bank (NSE:CUB) Makes An Interesting Case

Here's Why We Think City Union Bank (NSE:CUB) Is Well Worth Watching

Jun 26
Here's Why We Think City Union Bank (NSE:CUB) Is Well Worth Watching

City Union Bank (NSE:CUB) Is Paying Out A Dividend Of ₹1.00

Aug 04
City Union Bank (NSE:CUB) Is Paying Out A Dividend Of ₹1.00

Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Feb 24
Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Sep 03
Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

City Union Bank (NSE:CUB) Is Paying Out A Larger Dividend Than Last Year

Jul 30
City Union Bank (NSE:CUB) Is Paying Out A Larger Dividend Than Last Year

City Union Bank Limited's (NSE:CUB) CEO Might Not Expect Shareholders To Be So Generous This Year

Aug 12
City Union Bank Limited's (NSE:CUB) CEO Might Not Expect Shareholders To Be So Generous This Year

City Union Bank Ltd. (NSE:CUB) Insiders Have Been Selling

Feb 25
City Union Bank Ltd. (NSE:CUB) Insiders Have Been Selling

Introducing City Union Bank (NSE:CUB), The Stock That Zoomed 152% In The Last Five Years

Jan 30
Introducing City Union Bank (NSE:CUB), The Stock That Zoomed 152% In The Last Five Years

Here's What City Union Bank Ltd.'s (NSE:CUB) Shareholder Ownership Structure Looks Like

Jan 04
Here's What City Union Bank Ltd.'s (NSE:CUB) Shareholder Ownership Structure Looks Like

This Insider Has Just Sold Shares In City Union Bank Ltd. (NSE:CUB)

Nov 12
This Insider Has Just Sold Shares In City Union Bank Ltd. (NSE:CUB)

City Union Bank (NSE:CUB) Shareholders Have Enjoyed An Impressive 106% Share Price Gain

Oct 22
City Union Bank (NSE:CUB) Shareholders Have Enjoyed An Impressive 106% Share Price Gain

What You Need To Know About City Union Bank Ltd.'s (NSE:CUB) Investor Composition

Sep 21
What You Need To Know About City Union Bank Ltd.'s (NSE:CUB) Investor Composition

Trade Alert: The Independent Non-Executive Director Of City Union Bank Ltd. (NSE:CUB), Narayanan Vellur Shankar, Has Just Spent ₹3.2m Buying 3.6% More Shares

Aug 26
Trade Alert: The Independent Non-Executive Director Of City Union Bank Ltd. (NSE:CUB), Narayanan Vellur Shankar, Has Just Spent ₹3.2m Buying 3.6% More Shares

Should You Or Shouldn't You: A Dividend Analysis on City Union Bank Ltd. (NSE:CUB)

Aug 20
Should You Or Shouldn't You: A Dividend Analysis on City Union Bank Ltd. (NSE:CUB)

City Union Bank (NSE:CUB) Shareholders Booked A 50% Gain In The Last Five Years

Jul 24
City Union Bank (NSE:CUB) Shareholders Booked A 50% Gain In The Last Five Years

Shareholder Returns

CUBIN BanksIN Market
7D2.1%1.7%1.6%
1Y19.4%3.9%-6.1%

Return vs Industry: CUB exceeded the Indian Banks industry which returned 3.9% over the past year.

Return vs Market: CUB exceeded the Indian Market which returned -6.1% over the past year.

Price Volatility

Is CUB's price volatile compared to industry and market?
CUB volatility
CUB Average Weekly Movement4.2%
Banks Industry Average Movement3.3%
Market Average Movement5.1%
10% most volatile stocks in IN Market8.0%
10% least volatile stocks in IN Market3.3%

Stable Share Price: CUB has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: CUB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19047,605N. V. Kamakodiwww.cityunionbank.com

City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold, personal, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loan against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, fx retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bond; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes.

City Union Bank Limited Fundamentals Summary

How do City Union Bank's earnings and revenue compare to its market cap?
CUB fundamental statistics
Market cap₹151.45b
Earnings (TTM)₹11.65b
Revenue (TTM)₹30.53b
13.0x
P/E Ratio
1.6x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CUB income statement (TTM)
Revenue₹30.53b
Cost of Revenue₹0
Gross Profit₹30.53b
Other Expenses₹18.88b
Earnings₹11.65b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)15.72
Gross Margin100.00%
Net Profit Margin38.17%
Debt/Equity Ratio22.9%

How did CUB perform over the long term?

See historical performance and comparison

Dividends

1.0%
Current Dividend Yield
13%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/13 15:35
End of Day Share Price 2025/09/12 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

City Union Bank Limited is covered by 47 analysts. 22 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jignesh ShialAmbit Capital
Nitin BhasinAmbit Capital
Ashwin MehtaAmbit Capital