City Union Bank Balance Sheet Health
Financial Health criteria checks 4/6
City Union Bank has total assets of ₹672.7B and total equity of ₹78.9B. Total deposits are ₹527.1B, and total loans are ₹426.5B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 4.8% of total loans. Cash and short-term investments are ₹61.3B.
Key information
8.5x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | ₹527.14b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹61.28b |
Recent financial health updates
No updates
Recent updates
City Union Bank (NSE:CUB) Is Paying Out A Dividend Of ₹1.00
Aug 04
Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?
Feb 24Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?
Sep 03City Union Bank (NSE:CUB) Is Paying Out A Larger Dividend Than Last Year
Jul 30City Union Bank Limited's (NSE:CUB) CEO Might Not Expect Shareholders To Be So Generous This Year
Aug 12City Union Bank Ltd. (NSE:CUB) Insiders Have Been Selling
Feb 25Introducing City Union Bank (NSE:CUB), The Stock That Zoomed 152% In The Last Five Years
Jan 30Here's What City Union Bank Ltd.'s (NSE:CUB) Shareholder Ownership Structure Looks Like
Jan 04This Insider Has Just Sold Shares In City Union Bank Ltd. (NSE:CUB)
Nov 12City Union Bank (NSE:CUB) Shareholders Have Enjoyed An Impressive 106% Share Price Gain
Oct 22What You Need To Know About City Union Bank Ltd.'s (NSE:CUB) Investor Composition
Sep 21Trade Alert: The Independent Non-Executive Director Of City Union Bank Ltd. (NSE:CUB), Narayanan Vellur Shankar, Has Just Spent ₹3.2m Buying 3.6% More Shares
Aug 26Should You Or Shouldn't You: A Dividend Analysis on City Union Bank Ltd. (NSE:CUB)
Aug 20City Union Bank (NSE:CUB) Shareholders Booked A 50% Gain In The Last Five Years
Jul 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CUB's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: CUB has a low allowance for bad loans (48%).
Low Risk Liabilities: 89% of CUB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CUB has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: CUB's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: CUB has a high level of bad loans (4.8%).