City Union Bank Limited

NSEI:CUB Stock Report

Market Cap: ₹127.2b

City Union Bank Past Earnings Performance

Past criteria checks 2/6

City Union Bank has been growing earnings at an average annual rate of 15.7%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 10.9% per year. City Union Bank's return on equity is 11.9%, and it has net margins of 37.9%.

Key information

15.7%

Earnings growth rate

15.5%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate10.9%
Return on equity11.9%
Net Margin37.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

With EPS Growth And More, City Union Bank (NSE:CUB) Makes An Interesting Case

Oct 01
With EPS Growth And More, City Union Bank (NSE:CUB) Makes An Interesting Case

Here's Why We Think City Union Bank (NSE:CUB) Is Well Worth Watching

Jun 26
Here's Why We Think City Union Bank (NSE:CUB) Is Well Worth Watching

City Union Bank (NSE:CUB) Is Paying Out A Dividend Of ₹1.00

Aug 04
City Union Bank (NSE:CUB) Is Paying Out A Dividend Of ₹1.00

Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Feb 24
Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

Sep 03
Should You Be Adding City Union Bank (NSE:CUB) To Your Watchlist Today?

City Union Bank (NSE:CUB) Is Paying Out A Larger Dividend Than Last Year

Jul 30
City Union Bank (NSE:CUB) Is Paying Out A Larger Dividend Than Last Year

City Union Bank Limited's (NSE:CUB) CEO Might Not Expect Shareholders To Be So Generous This Year

Aug 12
City Union Bank Limited's (NSE:CUB) CEO Might Not Expect Shareholders To Be So Generous This Year

City Union Bank Ltd. (NSE:CUB) Insiders Have Been Selling

Feb 25
City Union Bank Ltd. (NSE:CUB) Insiders Have Been Selling

Introducing City Union Bank (NSE:CUB), The Stock That Zoomed 152% In The Last Five Years

Jan 30
Introducing City Union Bank (NSE:CUB), The Stock That Zoomed 152% In The Last Five Years

Here's What City Union Bank Ltd.'s (NSE:CUB) Shareholder Ownership Structure Looks Like

Jan 04
Here's What City Union Bank Ltd.'s (NSE:CUB) Shareholder Ownership Structure Looks Like

This Insider Has Just Sold Shares In City Union Bank Ltd. (NSE:CUB)

Nov 12
This Insider Has Just Sold Shares In City Union Bank Ltd. (NSE:CUB)

City Union Bank (NSE:CUB) Shareholders Have Enjoyed An Impressive 106% Share Price Gain

Oct 22
City Union Bank (NSE:CUB) Shareholders Have Enjoyed An Impressive 106% Share Price Gain

What You Need To Know About City Union Bank Ltd.'s (NSE:CUB) Investor Composition

Sep 21
What You Need To Know About City Union Bank Ltd.'s (NSE:CUB) Investor Composition

Trade Alert: The Independent Non-Executive Director Of City Union Bank Ltd. (NSE:CUB), Narayanan Vellur Shankar, Has Just Spent ₹3.2m Buying 3.6% More Shares

Aug 26
Trade Alert: The Independent Non-Executive Director Of City Union Bank Ltd. (NSE:CUB), Narayanan Vellur Shankar, Has Just Spent ₹3.2m Buying 3.6% More Shares

Should You Or Shouldn't You: A Dividend Analysis on City Union Bank Ltd. (NSE:CUB)

Aug 20
Should You Or Shouldn't You: A Dividend Analysis on City Union Bank Ltd. (NSE:CUB)

City Union Bank (NSE:CUB) Shareholders Booked A 50% Gain In The Last Five Years

Jul 24
City Union Bank (NSE:CUB) Shareholders Booked A 50% Gain In The Last Five Years

Revenue & Expenses Breakdown

How City Union Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:CUB Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2427,89710,57512,1380
30 Jun 2427,15410,5306,5610
31 Mar 2425,79110,15711,4630
31 Dec 2324,3969,79010,3440
30 Sep 2323,3249,43810,0560
30 Jun 2323,0429,3969,8860
31 Mar 2323,3279,3759,8920
31 Dec 2223,1519,2849,4940
30 Sep 2222,8609,0679,5630
30 Jun 2221,8278,1239,4210
31 Mar 2220,6547,6029,3860
31 Dec 2118,6786,6249,2850
30 Sep 2118,4166,3629,1490
30 Jun 2117,7616,1189,0780
31 Mar 2117,4345,9288,9500
31 Dec 2015,5683,8638,9090
30 Sep 2015,4514,0888,8410
30 Jun 2015,7624,4478,7730
31 Mar 2016,0014,7638,6130
31 Dec 1919,2857,4678,1350
30 Sep 1918,9907,3247,9290
30 Jun 1918,4907,0687,7280
31 Mar 1918,1076,8297,5980
31 Dec 1817,3556,5996,8790
30 Sep 1816,7756,3666,7500
30 Jun 1816,0976,1336,6470
31 Mar 1815,4465,9206,5390
31 Dec 1715,0825,6886,2050
30 Sep 1714,6485,4066,2090
30 Jun 1714,2245,1966,1510
31 Mar 1713,8175,0286,0170
31 Dec 1613,1754,8615,4050
30 Sep 1612,5104,7265,2340
30 Jun 1611,9744,5674,9540
31 Mar 1611,6044,4474,8050
31 Dec 1511,1154,3154,5080
30 Sep 1511,0064,2124,4790
30 Jun 1510,5764,0714,4570
31 Mar 1510,2903,9504,4970
31 Dec 1410,3863,7934,2740
30 Sep 149,8563,6574,1980
30 Jun 149,0223,5634,1310
31 Mar 148,7183,4714,0640
31 Dec 138,5753,4623,4030

Quality Earnings: CUB has high quality earnings.

Growing Profit Margin: CUB's current net profit margins (37.9%) are lower than last year (40.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CUB's earnings have grown by 15.7% per year over the past 5 years.

Accelerating Growth: CUB's earnings growth over the past year (12.1%) is below its 5-year average (15.7% per year).

Earnings vs Industry: CUB earnings growth over the past year (12.1%) did not outperform the Banks industry 15%.


Return on Equity

High ROE: CUB's Return on Equity (11.9%) is considered low.


Return on Assets


Return on Capital Employed


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