Equitas Small Finance Bank Limited

BSE:543243 Stock Report

Market Cap: ₹72.2b

Equitas Small Finance Bank Past Earnings Performance

Past criteria checks 2/6

Equitas Small Finance Bank has been growing earnings at an average annual rate of 23.6%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 19% per year. Equitas Small Finance Bank's return on equity is 7.5%, and it has net margins of 11%.

Key information

23.6%

Earnings growth rate

21.5%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate19.0%
Return on equity7.5%
Net Margin11.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Equitas Small Finance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BSE:543243 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2440,6814,48320,2010
30 Jun 2439,7416,33514,1560
31 Mar 2438,7827,99019,0230
31 Dec 2337,9787,81417,4950
30 Sep 2336,0737,49516,9540
30 Jun 2334,1506,67811,9900
31 Mar 2332,1445,73615,3860
31 Dec 2229,6965,03113,8620
30 Sep 2228,4444,41013,3470
30 Jun 2227,2563,65812,8710
31 Mar 2225,7642,80712,8310
31 Dec 2125,0242,74111,5670
30 Sep 2124,6042,76711,2120
30 Jun 2123,4673,38510,8140
31 Mar 2122,1603,84210,5430
31 Dec 2020,8693,14410,1190
30 Sep 2019,2602,9789,9080
30 Jun 2018,0642,4809,2580
31 Mar 2017,7792,4369,6070
31 Dec 1916,6932,6617,1250
30 Sep 1915,8942,3758,4720
30 Jun 1915,1212,2408,0580
31 Mar 1914,3472,1067,5540
31 Dec 1813,2131,4767,8650
30 Sep 1812,0798468,1760
30 Jun 1811,5495827,6090
31 Mar 1811,0193187,0430
31 Dec 1710,6025526,4270
30 Sep 1710,1607875,8110
30 Jun 178,9169144,9730
31 Mar 177,6851,0414,1350
31 Dec 166,2611,0372,9240
30 Sep 164,4141,0321,5140
30 Jun 163,6109421,2430
31 Mar 163,2418511,1700
31 Dec 152,7097209750
30 Sep 152,1775898840
30 Jun 151,8684658190
31 Mar 151,5593426500
31 Dec 141,4522785580
30 Sep 141,3231926230
30 Jun 141,1321885380
31 Mar 147731583920
31 Dec 136321663190

Quality Earnings: 543243 has high quality earnings.

Growing Profit Margin: 543243's current net profit margins (11%) are lower than last year (20.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 543243's earnings have grown significantly by 23.6% per year over the past 5 years.

Accelerating Growth: 543243's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 543243 had negative earnings growth (-40.2%) over the past year, making it difficult to compare to the Banks industry average (15%).


Return on Equity

High ROE: 543243's Return on Equity (7.5%) is considered low.


Return on Assets


Return on Capital Employed


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