Equitas Small Finance Bank Limited

BSE:543243 Stock Report

Market Cap: ₹71.2b

Equitas Small Finance Bank Valuation

Is 543243 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 543243 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 543243 (₹62.55) is trading above our estimate of fair value (₹39.1)

Significantly Below Fair Value: 543243 is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 543243?

Key metric: As 543243 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 543243. This is calculated by dividing 543243's market cap by their current earnings.
What is 543243's PE Ratio?
PE Ratio15.9x
Earnings₹4.48b
Market Cap₹71.20b

Price to Earnings Ratio vs Peers

How does 543243's PE Ratio compare to its peers?

The above table shows the PE ratio for 543243 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average6.5x
KTKBANK Karnataka Bank
5.9x7.8%₹79.0b
TMB Tamilnad Mercantile Bank
6.6xn/a₹74.8b
J&KBANK Jammu and Kashmir Bank
5.3x1.6%₹107.1b
RBLBANK RBL Bank
8x25.9%₹95.7b
543243 Equitas Small Finance Bank
15.9x46.3%₹71.2b

Price-To-Earnings vs Peers: 543243 is expensive based on its Price-To-Earnings Ratio (15.9x) compared to the peer average (6.5x).


Price to Earnings Ratio vs Industry

How does 543243's PE Ratio compare vs other companies in the IN Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
543243 15.9xIndustry Avg. 10.5xNo. of Companies7PE0816243240+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 543243 is expensive based on its Price-To-Earnings Ratio (15.9x) compared to the Indian Banks industry average (10.3x).


Price to Earnings Ratio vs Fair Ratio

What is 543243's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

543243 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio15.9x
Fair PE Ratio15.2x

Price-To-Earnings vs Fair Ratio: 543243 is expensive based on its Price-To-Earnings Ratio (15.9x) compared to the estimated Fair Price-To-Earnings Ratio (15.2x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 543243 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹62.55
₹81.44
+30.2%
18.3%₹110.00₹60.00n/a16
Nov ’25₹71.02
₹98.00
+38.0%
12.2%₹120.00₹75.00n/a16
Oct ’25₹76.97
₹99.88
+29.8%
12.9%₹120.00₹75.00n/a16
Sep ’25₹81.23
₹101.13
+24.5%
12.9%₹120.00₹75.00n/a16
Aug ’25₹80.29
₹102.75
+28.0%
12.7%₹120.00₹75.00n/a16
Jul ’25₹96.30
₹122.06
+26.8%
7.7%₹137.00₹100.00n/a16
Jun ’25₹92.45
₹121.75
+31.7%
7.7%₹137.00₹100.00n/a16
May ’25₹97.07
₹122.20
+25.9%
7.8%₹137.00₹100.00n/a15
Apr ’25₹93.97
₹120.44
+28.2%
9.4%₹143.00₹100.00n/a16
Mar ’25₹101.47
₹120.44
+18.7%
9.4%₹143.00₹100.00n/a16
Feb ’25₹103.50
₹120.44
+16.4%
9.4%₹143.00₹100.00n/a16
Jan ’25₹107.10
₹114.13
+6.6%
7.4%₹130.00₹101.00n/a15
Dec ’24₹95.11
₹114.13
+20.0%
7.4%₹130.00₹101.00n/a15
Nov ’24₹94.53
₹114.13
+20.7%
7.4%₹130.00₹101.00₹71.0215
Oct ’24₹89.58
₹105.93
+18.3%
8.1%₹121.00₹90.00₹76.9715
Sep ’24₹88.79
₹106.21
+19.6%
8.3%₹121.00₹90.00₹81.2314
Aug ’24₹91.82
₹106.21
+15.7%
8.3%₹121.00₹90.00₹80.2914
Jul ’24₹90.13
₹98.07
+8.8%
9.4%₹115.00₹85.00₹96.3014
Jun ’24₹87.67
₹88.77
+1.3%
12.7%₹104.00₹57.00₹92.4513
May ’24₹68.89
₹76.43
+10.9%
13.4%₹95.00₹57.00₹97.0714
Apr ’24₹67.07
₹73.57
+9.7%
12.0%₹93.00₹57.00₹93.9714
Mar ’24₹72.63
₹73.08
+0.6%
12.6%₹93.00₹57.00₹101.4713
Feb ’24₹53.35
₹66.92
+25.4%
7.2%₹75.00₹57.00₹103.5012
Jan ’24₹58.40
₹66.50
+13.9%
7.7%₹75.00₹57.00₹107.1012
Dec ’23₹56.00
₹63.91
+14.1%
7.2%₹70.00₹55.00₹95.1111
Nov ’23₹51.00
₹63.30
+24.1%
11.2%₹80.00₹55.00₹94.5310

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.


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