DCB Bank Balance Sheet Health
Financial Health criteria checks 4/6
DCB Bank has total assets of ₹689.6B and total equity of ₹53.5B. Total deposits are ₹545.3B, and total loans are ₹444.7B earning a Net Interest Margin of 3.7%. It has insufficient allowance for bad loans, which are currently at 3.4% of total loans. Cash and short-term investments are ₹31.2B.
Key information
12.9x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | ₹545.32b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.4% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹31.25b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532772's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532772 has a sufficient allowance for bad loans.
Low Risk Liabilities: 86% of 532772's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532772 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 532772's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 532772 has a high level of bad loans (3.4%).