DCB Bank Limited provides various banking and financial products and services in India.
Adequate balance sheet with proven track record.
Share Price & News
How has DCB Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 532772 has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 532772 underperformed the Indian Banks industry which returned 9.6% over the past year.
Return vs Market: 532772 underperformed the Indian Market which returned 11.1% over the past year.
Price Volatility Vs. Market
How volatile is DCB Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is DCB Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 532772 (₹168.85) is trading above our estimate of fair value (₹22.56)
Significantly Below Fair Value: 532772 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 532772 is good value based on its PE Ratio (14.3x) compared to the Banks industry average (18.8x).
PE vs Market: 532772 is poor value based on its PE Ratio (14.3x) compared to the Indian market (13.4x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 532772's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 532772 is overvalued based on its PB Ratio (1.6x) compared to the IN Banks industry average (0.6x).
How is DCB Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as DCB Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Check out DCB Bank's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- DCB Bank competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has DCB Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 532772 has high quality earnings.
Growing Profit Margin: 532772's current net profit margins (25.3%) are higher than last year (22.5%).
Past Earnings Growth Analysis
Earnings Trend: 532772's earnings have grown by 15% per year over the past 5 years.
Accelerating Growth: 532772's earnings growth over the past year (24.6%) exceeds its 5-year average (15% per year).
Earnings vs Industry: 532772 earnings growth over the past year (24.6%) underperformed the Banks industry 25.5%.
Return on Equity
High ROE: 532772's Return on Equity (11.2%) is considered low.
Return on Assets
Return on Capital Employed
How is DCB Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 532772 has a low level of unsold assets or inventory.
Debt Coverage by Assets: 532772's debt is not covered by short term assets (assets are 1x debt).
Financial Institutions Analysis
Asset Level: 532772's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532772 has a sufficient allowance for bad loans.
Low Risk Liabilities: 532772's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532772 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 532772's loans are broadly funded by customer deposits.
Level of Bad Loans: 532772 has a high level of bad loans (2.11%)
What is DCB Bank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: 532772's dividend (0.59%) is higher than the bottom 25% of dividend payers in the Indian market (0.59%).
High Dividend: 532772's dividend (0.59%) is low compared to the top 25% of dividend payers in the Indian market (2.52%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, 532772 has been paying a dividend for less than 10 years.
Growing Dividend: 532772's dividend payments have increased, but the company has only paid a dividend for 3 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (8.5%), 532772's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Murali Natrajan (57yo)
Murali M. Natrajan has served as Managing Director & Chief Executive Officer of DCB Bank Ltd. (the "Bank") since April, 2009. He has 33 years global experience in financial services. This includes Branch B ...
CEO Compensation Analysis
Compensation vs Market: Murali's total compensation ($USD690.18K) is above average for companies of similar size in the Indian market ($USD397.73K).
Compensation vs Earnings: Murali's compensation has been consistent with company performance over the past year.
|MD, CEO & Non-Independent Executive Director||10.8yrs||₹49.36m||0.64% ₹347.8m|
|President & CFO||11.4yrs||no data||0.0081% ₹4.3m|
|President and Head of Operations||0yrs||no data||0.021% ₹11.3m|
|Chief Technology Officer||0yrs||no data||no data|
|Head of Marketing||2.8yrs||no data||0.0043% ₹2.3m|
|Chief Compliance Officer||1.3yrs||no data||no data|
|Company Secretary & Compliance Officer||0yrs||no data||no data|
|President and Head of Retail & SME Banking||0yrs||no data||0.11% ₹60.9m|
|Executive VP & Chief Risk Officer||0yrs||no data||0.0052% ₹2.8m|
|Chief Credit Officer||2.8yrs||no data||no data|
Experienced Management: 532772's management team is considered experienced (2.8 years average tenure).
|MD, CEO & Non-Independent Executive Director||10.8yrs||₹49.36m||0.64% ₹347.8m|
|Non-Executive Part-time Chairman of the Board||14.5yrs||₹2.40m||0.0014% ₹766.2k|
|Independent Non-Executive Director||7.3yrs||₹1.96m||no data|
|Independent Non-Executive Director||7.3yrs||₹2.04m||no data|
|Non-Executive Independent Director||5.1yrs||₹1.99m||no data|
|Independent Non-Executive Director||1.9yrs||₹860.00k||no data|
|Non-Executive Non-Independent Director||7.1yrs||₹570.00k||0.0015% ₹820.1k|
|Non-Executive Non-Independent Director||5.1yrs||no data||no data|
|Non-Executive Non-Independent Director||2.6yrs||₹300.00k||no data|
|Independent Director||0.08yrs||no data||no data|
Experienced Board: 532772's board of directors are considered experienced (6.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
DCB Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: DCB Bank Limited
- Ticker: 532772
- Exchange: BSE
- Founded: 1930
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹53.954b
- Shares outstanding: 310.26m
- Website: https://www.dcbbank.com
Number of Employees
- DCB Bank Limited
- Tower A
- 6th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|532772||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Oct 2006|
|DCBBANK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Oct 2006|
DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, such as current and savings accounts, fixed deposits, term deposits, FCNR deposits, and NRE recurring deposits, as well as portfolio investment schemes; and personal, smart credit, home, gold, car, business and micro business, commercial vehicle, working capital, term, farmer, microfinance, and warehouse construction loans, as well as trade finance and warehouse receipt funding products. It also provides debit, payless, gift, and prepaid cards; life, health, car/motor, travel, home, and group personal accident insurance products; investment products comprising mutual funds, and demat and smart trade accounts, as well as mobile, Internet, and phone banking services. The company serves customers in various segments, including retail, micro-SME, SME, mid-corporate, agriculture, commodities, government, and public sectors, as well as microfinance institutions, Indian banks, co-operative banks, and non-banking finance companies. As of March 31, 2019, it operated through a network of 333 branches and 504 ATMs in 19 states and 3 union territories. The company was formerly known as Development Credit Bank Limited and changed its name to DCB Bank Limited in October 2013. DCB Bank Limited was founded in 1930 and is based in Mumbai, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/17 12:52|
|End of Day Share Price||2020/02/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.